Uganda flag

Uganda

Data updated Oct 14, 2026

Uganda

Overall Score

Holistic attractiveness score (0–100) based on cost, healthcare, safety, and quality of life.

18.0

Challenging

Avg. Rent (1BR)

Average monthly rent for a one-bedroom apartment in the city center, in USD.

$398

-77% vs US Avg

Safety Index

A proprietary ranking based on crime reports, political stability, and expat-specific safety feedback.

38.4

COL Index

A relative measure of living expenses compared to our US baseline (New York City = 100). A score of 46.5 means this location is 53.5% cheaper than NYC for a standard expat lifestyle.

26

Overall Score

18.0

Challenging

Estimated Cost

$636/mo

single person, incl. rent

Verdict

Best for retirees

based on our recommended destinations

πŸ›‘

Level 4: Do Not Travel

Please check the latest official travel advisory for Uganda before planning your trip.

U.S. Department of State, verified Aug 28, 2026

Uganda works for a narrow slice of people: aid and NGO workers already posted there, missionaries, or a adventurous retiree on a fixed income who wants East Africa and doesn't need Western-standard medical care nearby. It does not work as a backup plan or a soft landing. If you're still reading, you're probably someone with a specific reason to be in Kampala, Entebbe, or Jinja rather than someone shopping for a cheap sunny country.

The headline numbers look great until you build a real budget. What the marketing leaves out is that this budget assumes local-quality everything: local food, local transport, local housing stock. The moment you want imported goods, a backup generator, a private driver, or anything resembling US-grade amenities, the number climbs fast, and there's no version of this budget that includes adequate health coverage.

The friction here isn't paperwork, it's infrastructure and risk. There is no national health insurance scheme, resulting in low universal health coverage and significant out-of-pocket costs as the norm. Private insurance exists but isn't widely accessible, so anyone serious about living here needs international medical coverage and ideally an evacuation plan, not a local policy. Internet runs around 54.05 Mbps on average, workable for basic remote work but not something to build a bandwidth-heavy job around without a backup connection. There's also no digital nomad visa, so anyone trying to work remotely long-term needs to go through the retirement or passive-income visa route, which is available, or another established permit, not a nomad-specific one.

On taxes, Uganda's resident income tax tops out at 30%, though an additional 10% surcharge effectively brings the top rate to 40%, with brackets starting at 0% up to UGX 2,820,000 and climbing through 10%, 20%, and 30% (up to UGX 120,000,000) before hitting that top 30% band with no upper limit. Capital gains on business assets for individuals are taxed as ordinary income, effectively reaching up to 40%, and standard dividend tax for residents sits at 15%. There is no US tax treaty with Uganda, so don't assume treaty relief is available without checking directly with a tax professional. What does apply regardless is the US side: the Foreign Earned Income Exclusion for 2026 lets you exclude up to $132,900 of foreign earned income, and there's a foreign housing exclusion with a base amount of $21,264 and a cap of $39,870, both useful if you're earning wages locally rather than living off US-sourced retirement income, which generally isn't FEIE-eligible at all.

Uganda vs. the East Africa average

Scores out of 10, shown as the gap between Uganda and the average of the 17 other countries in East Africa. 4 clear strengths, 4 clear gaps.

Below averageAbove average
Sources: Numbeo, World Bank, OECD, Rewire AbroadData updated Oct 14, 2026

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Capital
Kampala
Official Language
English, Swahili
Time Zone
UTC+03:00
Region
Africa
Population
45,741,000
Healthcare Index
28.5
Internet Speed
54.05 Mbps
Climate Zones
tropical
🌍

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Explore data visually

πŸ™οΈ Top Cities in Uganda

Explore cost of living, walkability scores, and expat ratings for individual cities in Uganda.

Kampala

CoL Index: 25

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 71/100✨ Lifestyle: 58/100

Est. Total: ~$963/mo

Jinja

CoL Index: 33

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 51/100✨ Lifestyle: 60/100

Est. Total: ~$800/mo

Mbarara

CoL Index: 28

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 62/100✨ Lifestyle: 50/100

Est. Total: ~$436/mo

Gulu

CoL Index: 33

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 49/100✨ Lifestyle: 50/100

Est. Total: ~$770/mo

Fort Portal

CoL Index: 31

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 48/100✨ Lifestyle: 68/100

Est. Total: ~$720/mo

Kapchorwa

CoL Index: 21

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 51/100✨ Lifestyle: 68/100

Est. Total: ~$400/mo

Lugazi

CoL Index: 26

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 48/100✨ Lifestyle: 55/100

Est. Total: ~$500/mo

Kasese

CoL Index: 26

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 49/100✨ Lifestyle: 50/100

Est. Total: ~$500/mo

Kireka

CoL Index: 26

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 46/100✨ Lifestyle: 58/100

Est. Total: ~$623/mo

Lira

CoL Index: 26

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 59/100✨ Lifestyle: 50/100

Est. Total: ~$530/mo

Entebbe

CoL Index: 43

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 58/100✨ Lifestyle: 65/100

Est. Total: ~$820/mo

Soroti

CoL Index: 26

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 59/100✨ Lifestyle: 50/100

Est. Total: ~$500/mo

Busia

CoL Index: 26

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 44/100✨ Lifestyle: 40/100

Est. Total: ~$851/mo

Tororo

CoL Index: 26

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 52/100✨ Lifestyle: 50/100

Est. Total: ~$851/mo

Masindi

CoL Index: 26

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 49/100✨ Lifestyle: 50/100

Est. Total: ~$851/mo

Mpigi

CoL Index: 26

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 51/100✨ Lifestyle: 55/100

Est. Total: ~$851/mo

Bweyogerere

CoL Index: 26

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 51/100✨ Lifestyle: 50/100

Est. Total: ~$851/mo

Kajansi

CoL Index: 26

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 59/100

Est. Total: ~$851/mo

View all cities in Uganda β†’

How far does $1,500 go in Uganda?

With a monthly budget of $1,500, you can live comfortably in Uganda. After accounting for an average rent of $$398, you have approximately $1,102remaining for daily expenses.

Calculate your FIRE timeline with these costs β†’

πŸ’° Cost of Living in Uganda

Single Person Monthly Cost (no rent):
$453
Rent 1BR Apartment (City Center):
$398
Cost of Living Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means it's cheaper.

26.0
Rent Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means rent is cheaper.

8.5
Groceries Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means groceries are cheaper.

28.3
Restaurant Price Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means eating out is cheaper.

24.7

Estimate the cost of shipping your belongings to Uganda β†’

See how Uganda's cost of living compares with Mauritius

πŸ›’ Grocery & Family Costs

Milk (1L)
$0.68
Bread (Loaf)
$0.86
Eggs (12)
$1.68
Rice (1kg)
$1.27
Chicken (1kg)
$4.66

Family Costs

Preschool (Monthly)
$212
International Primary School (Yearly)
$8,434
Family Monthly (No Rent)
$1,629

Can I afford to live in Uganda?

$

Comfortable (1.0Γ—): balanced baseline lifestyle. Adjusts day-to-day costs only β€” rent is unaffected.

Uganda

You could save

2,149/mo

Savings Rate72%

Monthly Costs

Rent (Country Average)$398
Living (Country Average)$453

Attractiveness Scores

FIRE Score
(i)
68/100
Retiree Score
(i)
52/100
Lifestyle Score
(i)
71/100
πŸ’»Nomad Score
(i)
47/100

Based on national averages. City-level costs may vary. Browse cities in Uganda β†’

βš•οΈ Healthcare System

Our Top Pick for Nomads: SafetyWing

Flexible, subscription-based health cover for remote workers in Uganda.

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Looking for more options? Check Ekta.

Healthcare Index

An estimation of the overall quality of the health care system. Higher is better.

28.5
Life Expectancy:
68.5years
English-Speaking Doctors:
common

Quality & Affordability:

Uganda's healthcare system operates on a decentralized model with public and private sectors. There is no national health insurance scheme, resulting in low universal health coverage. Public facilities provide some essential services but significant out-of-pocket payments are common, and public facilities often face challenges like inadequate funding and staffing shortages, affecting care quality. Private facilities offer better services but are more expensive.

Insurance Insights:

There is no national health insurance scheme, resulting in low universal health coverage and significant out-of-pocket expenses for many individuals. Private health insurance is available but not widely accessible due to cost.

See how Uganda's healthcare compares with Mauritius

πŸ›‚ Visa & Residency Pathways

πŸ›‚ Visa Services

Ready to apply for a Uganda visa?

Get help with your application β€” tourist, long-stay, and residency visas processed online.

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General Overview

Ease of Access Score (1-10):
5
Pathway to Residency:
complex
Pathway to Citizenship:
complex

Process & Requirements:

Uganda's residency system is 'complex' and primarily focused on employment or significant investment. The main route for expats is the Work Permit, which is sponsored by a local employer. The process is managed by the Directorate of Citizenship and Immigration Control and is known for being bureaucratic. For investors, there are specific permits available, but they require a substantial capital investment. A special pass for 'financially independent persons' exists but is not a widely used or clearly defined retirement visa, making it a discretionary category.

This lack of clear, accessible pathways for independent residents means that most expats are tied to an employment contract. The administrative hurdles and the focus on economic contribution make the system 'complex' to navigate (URL: https://www.immigration.go.ug/).

Residency & Citizenship Notes:

There is no formal pathway to permanent residency. The pathway to citizenship is 'complex' and has a very long residency requirement. A person can apply for naturalization after 20 years of legal residence in the country. They must have knowledge of a local language. Uganda's laws on dual citizenship are also complex; it is permitted in some cases but may require a special application process. The exceptionally long residency period makes citizenship an unrealistic goal for almost all expats.

πŸ›‚ Visa Matcher

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Detailed Visa Options

🧳 Tourist & Short-Stay Information
Visa-Free Entry
No
Visa on Arrival (VOA)
No
e-Visa Available
Yes
Can Extend Stay
Yes

Extension Notes

An e-Visa can be extended by applying online through the same immigration portal or in person at the Ministry of Internal Affairs in Kampala. Source: Directorate of Citizenship and Immigration Control, Uganda.

General Visa Notes

US citizens must apply for an e-Visa online before traveling to Uganda. Proof of yellow fever vaccination is also required. An East Africa Tourist Visa, covering Kenya, Rwanda, and Uganda, is also available.

Official Source: View Source

🌴 Retirement / Passive Income Visa
Visa Name
Certificate of Residence (Due to Long stay)

Income Notes

Uganda allows individuals to apply for residency as a 'person of independent means'. There is no statutory minimum income, but the applicant must prove to the Immigration Control Board that they have sufficient funds from abroad to support themselves without working.

Official Source: https://www.immigration.go.ug/services/residence-permits

Health Insurance Notes

For a Certificate of Residence as a 'person of independent means', applicants must demonstrate their ability to be fully self-sufficient, which necessitates having a comprehensive private health insurance policy to cover all medical costs.

Official Source: https://www.immigration.go.ug/services/residence-permits

πŸ’» Digital Nomad Visa

Income Notes

Uganda does not have a specific visa for digital nomads. Foreign nationals must apply for a standard work or residence permit (known as a 'class' permit), which is generally tied to local employment, investment, or volunteering, not independent remote work. Source: Directorate of Citizenship and Immigration Control, Uganda.

πŸ“ˆ Investor Visa
Visa Name
Class D Entry Permit (Investor)

Investment Details

Minimum Investment
100,000USD

Investment Options & Notes

This permit is for investors who have a business in Uganda. The applicant must provide proof of having invested at least $100,000 USD. This is for active participation in a business, not a passive investment.

Official Source: View Source

Path to Citizenship

Physical Presence Requirement
Must maintain residency status
Offers Path to Citizenship
Yes
Minimum Years to Citizenship
20years

Citizenship Notes

Naturalization is possible after 20 years of legal residence. The applicant must have resided in Uganda for 24 months continuously before applying. The process is lengthy and discretionary. Dual citizenship is permitted. Source: The Constitution of the Republic of Uganda, 1995.

Many long-stay visas require proof of health insurance. Compare international health plans before you apply.

Compare health insurance

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πŸ›‘οΈ Safety & Stability

Safety Index:

An estimation of overall safety level. Higher is better.

38.4
Crime Index:

An estimation of the overall level of crime. Lower is better.

54.1
Political Stability Index:

World Bank political stability estimate, rescaled to 0-100. Higher is better.

30
Expat Safety Rating:
low

Safety Notes:

Crime Rate: Moderate. Kampala has higher violent crime rates; terrorism in the west.

Types of Crime: Mugging, scams, and carjacking.

Kidnapping Risk: Low; occasional terrorism-related abductions.

🏦 Taxation & Finance

🏦 Tax Snapshot

FEIE Interaction

FTC Utility: low

Uganda top income tax rate is 30%, which is below the top US federal rate of 37%. For high earners, the FTC may cover most but not all US tax liability. For income within lower Ugandan brackets, Ugandan taxes paid may be insufficient to fully offset US tax. FEIE is typically more beneficial for most US expats in Uganda. No US-Uganda tax treaty exists, reducing the FTC complexity benefit.

Typical Qualifying Method
either

Presence Day Count Notes

Standard IRS 330-day physical presence test applies. Uganda has no special rules that affect the FEIE qualification from the Ugandan side. US citizens residing in Uganda for 330 days in any 12-month period can qualify via the physical presence test.

Housing Exclusion Available
Yes

FBAR Trigger Notes

FBAR filing required for US persons with aggregate balances exceeding $10,000 in Ugandan accounts, including accounts at Ugandan commercial banks such as Stanbic, Centenary, or dfcu Bank. Uganda shilling accounts count at the daily exchange rate for FBAR purposes.

401k/IRA Treatment

Pension Income

Foreign pension income received by a Uganda tax resident is subject to Ugandan income tax at progressive rates up to 30%. Ugandan-source pension income paid from a registered employer scheme may have withholding applied at source. No special exemption exists for foreign pensions.

Locally Taxed

Social Security

No US-Uganda tax treaty exists. US Social Security benefits received by a Uganda-resident individual are treated as foreign-source income and taxable in Uganda under normal rules.

Locally Taxed

Roth Distributions

Uganda does not recognize the US Roth IRA structure. Distributions would generally be treated as income and subject to Ugandan income tax. No treaty protection applies.

Locally Taxed

US 401k/IRA Distributions

Uganda has no tax treaty with the United States. US retirement distributions received by a Uganda-resident individual would be treated as foreign-source income and taxed under the normal progressive income tax rates, with a top rate of 30%. There is no specific exemption for US pension or retirement account distributions.

Locally Taxed
Capital Gains Tax
Rate
30.0%

Uganda does not have a standalone capital gains tax. Gains on the disposal of business assets are treated as ordinary income and taxed at the applicable income tax rate. For individuals, the top marginal rate is effectively 40% (the 30% top band plus an additional 10% surcharge on chargeable income exceeding UGX 120,000,000). Gains on land and buildings may be subject to withholding tax at 10% on the gross proceeds under certain conditions. The corporate rate is 30%.

Capital gains in Uganda are not taxed separately. Gains from disposal of assets used in a business are included in taxable income under the Income Tax Act. Land and building disposals may attract 10% withholding tax on gross proceeds, which can be credited against final income tax liability.

Dividend Tax Rate

Dividends paid by a Ugandan resident company to individuals are subject to withholding tax at 15%. Dividends paid to a non-resident are also subject to 15% withholding tax, which is the final tax. Dividends received from a Ugandan company by another resident company are exempt from further tax if the recipient holds at least 25% of shares. The 15% withholding rate may be reduced under applicable double tax treaties.

withholding

Rate: 15.0%

Standard withholding tax rate on dividends paid to both residents and non-residents; final tax for non-residents

exempt

Rate: 0.0%

Dividends received by a resident company holding at least 25% of shares in the paying company are exempt

Income Tax Rate:
Progressive up to 30%
Property Tax Rate:
Not available
Consumption Tax (VAT/GST):
18%

Pick between Form 2555 (Foreign Earned Income Exclusion) and Form 1116 (Foreign Tax Credit) with an expat tax service.

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Recommended services for Uganda

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See how Uganda's taxes compares with Mauritius

β˜€οΈ Climate & Environment

Climate Zones:

Tropical
Average Temperature Range:
Year-round: 20-25Β°C
Average Humidity Range:
Moderate to high; tropical climate with two rainy seasons
Air Quality Index (AQI):

Our proprietary index measuring annual average PM2.5 concentration. Lower is better (0-5 is good).

41
Water Quality Index:

Our proprietary index for drinking water quality and sanitation. Higher is better.

41.2

Seasonal Variations:

Uganda has a tropical climate moderated by altitude. The country experiences two rainy seasons: March to May, and then again from August to December, with relatively consistent temperatures year-round.

😊 Quality of Life

Expat Community Size:
small
English Proficiency:
high
Expat Friendliness Score (1-10):
7

Cultural Amenities:

Museums & Cultural Institutions

  • Uganda is home to several museums, including the Uganda Museum in Kampala, which showcases the country's history and culture.

  • The Uganda Museum offers exhibits on archaeology, ethnography, and paleontology.

Performing Arts

  • Uganda has a rich tradition of music and dance, with genres like traditional drumming and folk songs playing significant roles.

  • The Uganda National Cultural Centre in Kampala hosts various performances, including plays and musical shows.

Cultural Festivals

  • The Bayimba International Festival of the Arts in Kampala celebrates music, dance, and visual arts.

  • The Ndere Cultural Centre hosts regular performances showcasing Ugandan music and dance.

Culinary Culture

  • Ugandan cuisine includes dishes like matoke (steamed plantains), posho (maize porridge), and rolex (chapati with eggs and vegetables).

  • The country's food reflects its diverse ethnic groups and regional influences.

🌐 Infrastructure & Connectivity

Average Internet Speed:
54.05Mbps
International Air Travel Access:
fair
Public Transit Quality:

Our proprietary ranking of public transit accessibility and reliability.

poor

Internet Reliability:

Uganda has developing internet infrastructure with ongoing improvements, particularly in urban areas.

Speed & Quality: Fixed broadband averages 54.05 Mbps, with expanding fiber networks.

Availability: Good coverage in Kampala and major cities, limited rural connectivity.

Cost: Moderate pricing for the region, typically $20-40/month.

Reliability for Remote Work: Adequate for basic remote work in urban areas, with improving infrastructure supporting digital initiatives.

Transportation Network:

Uganda has developing transportation infrastructure as a landlocked country with ongoing improvement projects.

Roads: Road network connects major cities but many rural roads are unpaved and challenging.

Rail: Limited rail network with connections to Kenya; rehabilitation projects ongoing.

Domestic Travel: Domestic flights available; buses and shared taxis provide primary intercity transport.

Recommended services for Uganda

Recommended Partner

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FAQ

Frequently Asked Questions about Uganda

Click any question to expand the answer.

A single person can live on approximately $495 per month excluding rent as of 2026, while a family of four needs about $1,773 monthly without rent. A one-bedroom apartment in Kampala city center averages $398 per month, dropping to $183 outside the center. Uganda's Cost of Living Index is just 26, making it one of Africa's most affordable destinations for expats.
Uganda offers a retirement visa. You will need to demonstrate financial self-sufficiency and apply through Ugandan immigration. Specific income requirements are not publicly listed. This visa allows long-term residence for qualifying retirees, though the path to permanent residency or citizenship is complex.
Uganda's Safety Index is 38.4, indicating moderate safety concerns. The U.S. Department of State advisory level is 4 (Do Not Travel) due to crime, terrorism, and kidnapping risks. Americans should carefully review the State Department's current guidance before considering travel or relocation.
Uganda's Healthcare Index is 28.5, reflecting limited public healthcare infrastructure. There is no national health insurance scheme, leading to significant out-of-pocket expenses. Most expats use private healthcare facilities and purchase international health insurance. English-speaking doctors are available, particularly in Kampala's private clinics and hospitals.
Yes, Americans must obtain a visa before arrival. Options include a retirement visa. Americans should verify current entry procedures and visa availability directly with Ugandan immigration authorities before traveling.
Uganda has a progressive income tax system up to 40% including a surcharge, and an 18% VAT. Capital gains on business assets are treated as ordinary income and taxed at the applicable rate. As a US citizen, you remain subject to US federal income tax on worldwide income, but may qualify for the Foreign Earned Income Exclusion (FEIE), which is $132,900 for 2026.
No, Uganda does not currently offer a dedicated digital nomad visa. Remote workers typically enter on a tourist visa or apply for a longer-term residence permit. You may need to demonstrate financial means or secure sponsorship from a local employer or organization.
Average internet speed in Uganda is now 54.05 Mbps, which is sufficient for remote work including video conferencing and large file uploads. Kampala still has better connectivity than rural areas. Most expats use multiple providers like fiber and 4G backup to ensure reliability for professional work.
English is widely spoken and is one of Uganda's official languages alongside Swahili, so Americans will have no language barrier in daily life. English proficiency is rated as high among the urban population and expat community. Learning basic Luganda phrases is helpful but not necessary for expats.
Uganda has a small expat community compared to other African destinations, which means fewer established expat networks and services. However, Kampala does have an active international community with expat groups, social clubs, and support networks. This can be an advantage if you prefer a quieter, less touristy lifestyle.
Uganda has a tropical climate with temperatures consistently between 20 to 25 degrees Celsius (68 to 77 degrees Fahrenheit) throughout the year, making it pleasantly warm without extreme heat. The country experiences two rainy seasons from March to May and September to November, so pack accordingly. The stable, mild climate is one of Uganda's appealing features for expats.
Uganda's pathway to citizenship is complex and generally not straightforward for expats. The retirement visa does not lead to permanent residency. Investor visas may offer longer-term options, but citizenship typically requires marriage to a Ugandan citizen or exceptional circumstances. Most expats maintain renewable residence permits rather than pursuing citizenship.
Yes, Uganda offers an investor visa for foreigners starting or investing in a business. Requirements vary based on investment amount and sector, but this visa can provide longer-term residence than tourist visas. It does not automatically lead to permanent residency, and you will need to maintain active business operations.
Uganda's cost of living is very low at an index of 26 (NYC=100) with monthly expenses around $494.80 without rent, and English proficiency is high. However, the current advisory level is 4, with a healthcare index of 28.5 and safety index of 38.4, indicating serious concerns for expats. This combination suits budget-conscious remote workers but not those seeking strong infrastructure and safety.
The average monthly rent for a 1-bedroom apartment in the city center is $398.
Yes. A single person can live in Uganda on roughly $1,500 a month. Average rent outside the city center runs $183/month, with living expenses around $453/month.

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