Vietnam flag

Vietnam

Data updated Oct 14, 2026

Vietnam

Overall Score

Holistic attractiveness score (0–100) based on cost, healthcare, safety, and quality of life.

68.2

Excellent

Avg. Rent (1BR)

Average monthly rent for a one-bedroom apartment in the city center, in USD.

$401

-76% vs US Avg

Safety Index

A proprietary ranking based on crime reports, political stability, and expat-specific safety feedback.

59.2

COL Index

A relative measure of living expenses compared to our US baseline (New York City = 100). A score of 46.5 means this location is 53.5% cheaper than NYC for a standard expat lifestyle.

26.6

Overall Score

68.2

Excellent

Estimated Cost

$694/mo

single person, incl. rent

Verdict

Best for retirees

based on our recommended destinations

Vietnam works for the remote worker who doesn't need Western-standard hospitals or a retirement visa pathway, because none is available under current policy. There's no retirement or passive-income visa here, so the people who actually settle long-term are either running a business, working remotely under the new Digital Nomad Visa, or cycling through tourist visas and visa runs. If you're drawing a pension and want a simple long-stay residence permit, look elsewhere. If you're 30-something with a laptop income and want your dollars to stretch, Hanoi or Da Nang will do that.

The marketing pitch is "live on $1,000 a month," and the raw numbers almost back it up: a single person's costs excluding rent run around $437.8 a month. A beer is under a dollar, a mid-range dinner for two is around $19, and broadband runs about $9 for 60 Mbps, though

Vietnam vs. the Southeast Asia average

Scores out of 10, shown as the gap between Vietnam and the average of the 10 other countries in Southeast Asia. 6 clear strengths, 2 clear gaps.

Below averageAbove average
Sources: Numbeo, World Bank, OECD, Rewire AbroadData updated Oct 14, 2026

🚚 Moving to Vietnam

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Capital
Hanoi
Official Language
Vietnamese
Time Zone
UTC+07:00
Region
Asia
Population
97,338,583
Healthcare Index
61.3
Internet Speed
343.05 Mbps
Climate Zones
tropical, subtropical
🌍

View on Interactive Map

Explore data visually

πŸ™οΈ Top Cities in Vietnam

Explore cost of living, walkability scores, and expat ratings for individual cities in Vietnam.

Song Be

CoL Index: 34

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 65/100✨ Lifestyle: 50/100

Est. Total: ~$720/mo

Ho Chi Minh City

CoL Index: 29

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 73/100✨ Lifestyle: 50/100

Est. Total: ~$1,077/mo

Hanoi

CoL Index: 29

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 73/100✨ Lifestyle: 48/100

Est. Total: ~$865/mo

Can Tho

CoL Index: 32

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 69/100✨ Lifestyle: 50/100

Est. Total: ~$592/mo

Da Nang

CoL Index: 28

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 77/100✨ Lifestyle: 50/100

Est. Total: ~$972/mo

Binh Duong (Bình DưƑng)

CoL Index: 35

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 69/100✨ Lifestyle: 26/100

Est. Total: ~$770/mo

Hai Phong

CoL Index: 36

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 60/100✨ Lifestyle: 40/100

Est. Total: ~$725/mo

Hue

CoL Index: 32

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 69/100✨ Lifestyle: 48/100

Est. Total: ~$512/mo

Bien Hoa

CoL Index: 37

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 55/100✨ Lifestyle: 50/100

Est. Total: ~$673/mo

Bac Ninh

CoL Index: 36

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 56/100✨ Lifestyle: 48/100

Est. Total: ~$1,175/mo

Da Lat

CoL Index: 41

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 72/100✨ Lifestyle: 68/100

Est. Total: ~$833/mo

Nha Trang

CoL Index: 42

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 69/100✨ Lifestyle: 50/100

Est. Total: ~$956/mo

Buon Ma Thuot

CoL Index: 36

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 67/100✨ Lifestyle: 50/100

Est. Total: ~$770/mo

Nam Dinh

CoL Index: 34

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 67/100✨ Lifestyle: 48/100

Est. Total: ~$770/mo

Quy Nhon City

CoL Index: 36

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 58/100✨ Lifestyle: 50/100

Est. Total: ~$800/mo

Ba Long Bay (HαΊ‘ Long Bay)

CoL Index: 27

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 58/100✨ Lifestyle: 32/100

Est. Total: ~$1,000/mo

Quang Ngai

CoL Index: 34

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 55/100✨ Lifestyle: 26/100

Est. Total: ~$600/mo

Vung Tau

CoL Index: 47

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 68/100✨ Lifestyle: 50/100

Est. Total: ~$849/mo

Bac Giang

CoL Index: 27

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 62/100✨ Lifestyle: 41/100

Est. Total: ~$576/mo

Phan Rang

CoL Index: 27

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 62/100✨ Lifestyle: 50/100

Est. Total: ~$765/mo

View all cities in Vietnam β†’

How far does $1,500 go in Vietnam?

With a monthly budget of $1,500, you can live comfortably in Vietnam. After accounting for an average rent of $$401, you have approximately $1,099remaining for daily expenses.

Calculate your FIRE timeline with these costs β†’

πŸ’° Cost of Living in Vietnam

Single Person Monthly Cost (no rent):
$431
Rent 1BR Apartment (City Center):
$401
Cost of Living Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means it's cheaper.

26.6
Rent Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means rent is cheaper.

9.2
Groceries Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means groceries are cheaper.

32.1
Restaurant Price Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means eating out is cheaper.

16.8

Estimate the cost of shipping your belongings to Vietnam β†’

See how Vietnam's cost of living compares with United States

πŸ›’ Grocery & Family Costs

Milk (1L)
$1.43
Bread (Loaf)
$0.90
Eggs (12)
$1.48
Rice (1kg)
$0.92
Chicken (1kg)
$3.69

Family Costs

Preschool (Monthly)
$325
International Primary School (Yearly)
$16,507
Family Monthly (No Rent)
$1,555

Can I afford to live in Vietnam?

$

Comfortable (1.0Γ—): balanced baseline lifestyle. Adjusts day-to-day costs only β€” rent is unaffected.

Vietnam

You could save

2,169/mo

Savings Rate72%

Monthly Costs

Rent (Country Average)$401
Living (Country Average)$431

Attractiveness Scores

FIRE Score
(i)
83/100
Retiree Score
(i)
64/100
Lifestyle Score
(i)
79/100
πŸ’»Nomad Score
(i)
100/100
Your income meets Vietnam's Digital Nomad Visa requirement.

Based on national averages. City-level costs may vary. Browse cities in Vietnam β†’

βš•οΈ Healthcare System

Our Top Pick for Nomads: SafetyWing

Flexible, subscription-based health cover for remote workers in Vietnam.

Get Covered with SafetyWing β†’

Looking for more options? Check Ekta.

Healthcare Index

An estimation of the overall quality of the health care system. Higher is better.

61.3
Life Expectancy:
74.7years
English-Speaking Doctors:
standard

Quality & Affordability:

Expats typically use private health insurance to access preferred private facilities. US insurance generally not accepted.

Insurance Insights:

Expats typically use private health insurance to access preferred private facilities. US insurance generally not accepted.

See how Vietnam's healthcare compares with United States

πŸ›‚ Visa & Residency Pathways

πŸ›‚ Visa Services

Ready to apply for a Vietnam visa?

Get help with your application β€” tourist, long-stay, and residency visas processed online.

❌ Visa-Free Entry❌ VOAβœ… e-Visa❌ Leads to PR

General Overview

Ease of Access Score (1-10):
5
Pathway to Residency:
complex
Pathway to Citizenship:
difficult

Available Visa Types:

OtherDigital Nomad

Process & Requirements:

Vietnam's visa system is in a state of positive transition, but it remains 'complex' for true long-term residency. In 2023, the government introduced a 90-day e-visa, which was a significant improvement for tourists and short-term visitors. However, for those looking to stay longer, the options are still primarily tied to employment or investment. The most common route is the work visa, which requires sponsorship from a Vietnamese employer and a work permit issued by the Department of Labor. This process can be bureaucratic and time-consuming.

For investors, there are DT-series visas, but these require a significant capital investment into a Vietnamese company. While there's growing discussion about a digital nomad or remote work visa, a formal program with a clear application process has not yet been established. The lack of a straightforward retirement or passive income visa means that many long-term expats rely on business visas or back-to-back e-visas, which does not provide long-term stability. The official Vietnam Immigration Department portal provides some details (URL: https://xuatnhapcanh.gov.vn/).

Residency & Citizenship Notes:

The pathway to permanent residency in Vietnam is 'difficult' and rarely granted to foreigners. To be eligible, an applicant must have resided in Vietnam continuously for at least three years and have a stable income, but the category of eligible applicants is very narrow. It is typically reserved for those who have made special contributions to Vietnam or are sponsored by a family member who is a Vietnamese citizen. It is not a standard pathway available to the majority of long-term expat workers.

Naturalization is even more 'difficult' and exceptionally rare. An applicant must have resided in Vietnam for five years, be able to speak Vietnamese, and demonstrate knowledge of Vietnamese culture. The most significant barrier is that the applicant is generally required by law to renounce their original citizenship, as Vietnam does not typically recognize dual nationality for foreigners who naturalize. The combination of strict criteria and the renunciation requirement makes Vietnamese citizenship almost unattainable for most expats.

πŸ›‚ Visa Matcher

See which Vietnam visas you qualify for

Answer 11 quick questions and get matched to the right visa for your situation.

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Detailed Visa Options

🧳 Tourist & Short-Stay Information
Visa-Free Entry
No
Visa on Arrival (VOA)
No
e-Visa Available
Yes
Can Extend Stay
Yes

Extension Notes

Holders of an e-visa can have their stay extended after entering Vietnam by applying through the Vietnam Immigration Department or a local sponsoring agency. The rules and procedures can be complex.

Official Source: View Source

General Visa Notes

US citizens must have a visa to enter Vietnam. The easiest method is to apply for an e-visa online before travel, which is valid for up to 90 days and can be for single or multiple entries. The passport must be valid for at least 6 months.

Official Source: View Source

🌴 Retirement / Passive Income Visa

This country does not have a dedicated retirement visa, but the following notes provide guidance on pathways for retirees.

Income Notes

Vietnam does not have a specific retirement visa program. Foreigners sometimes use long-term tourist or business visas, but these do not constitute a formal retirement residency path.

Official Source: https://evisa.xuatnhapcanh.gov.vn/trang-chu-ttdt

Health Insurance Notes

Vietnam does not have a formal retirement visa program. It is highly advisable for foreigners staying long-term on other visa types to purchase comprehensive private health insurance, as they are not eligible for state-sponsored healthcare programs.

Official Source: https://lanhsuvietnam.gov.vn/

πŸ’» Digital Nomad Visa
Minimum Monthly Income
600USD

Income Notes

Vietnam does not have a digital nomad visa. Remote workers typically enter on a 90-day tourist e-visa. This visa does not legally permit work, so nomads operate in a grey area. Staying long-term requires 'visa runs'β€”leaving and re-entering the country every 90 days.

Official Source: View Source

πŸ“ˆ Investor Visa

Investment Details

Minimum Investment
130,000USD

Investment Options & Notes

There are four tiers of investor visas. The lowest tier that grants a Temporary Residence Card (TRC) is the DT4, requiring an investment of at least VND 3 billion (approx. $118,000 USD) into a Vietnamese business. Higher investment tiers (DT1, DT2, DT3) grant longer-term TRCs. Source: Law No. 51/2019/QH14 amending the Law on Entry, Exit, Transit, and Residence of Foreigners in Vietnam.

Path to Citizenship

Physical Presence Requirement
Must maintain residency status
Offers Path to Citizenship
Yes
Minimum Years to Citizenship
5years

Citizenship Notes

After holding a TRC for 5 years and meeting strict conditions, one can apply for Permanent Residency. After 5 years of PR, one can apply for citizenship. The process is very long and complex, and requires fluency in Vietnamese. Dual citizenship is generally not permitted. Source: Law on Vietnamese Nationality.

Many long-stay visas require proof of health insurance. Compare international health plans before you apply.

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πŸ›‘οΈ Safety & Stability

Safety Index:

An estimation of overall safety level. Higher is better.

59.2
Crime Index:

An estimation of the overall level of crime. Lower is better.

36.0
Political Stability Index:

World Bank political stability estimate, rescaled to 0-100. Higher is better.

50
Expat Safety Rating:
high

🏦 Taxation & Finance

🏦 Tax Snapshot

FEIE Interaction

FTC Utility: medium

Vietnamese PIT rates reach 35% at the top bracket (now applying above VND 1,200 million/year under the new PIT Law effective for the 2026 tax year, up from VND 960 million), exceeding the US top federal rate of 37% only marginally. The simplified 5-bracket structure and wider bands generally reduce effective tax rates for low- and middle-income earners, which may modestly reduce creditable Vietnamese tax at those levels. For higher earners taxed at 30-35% in Vietnam, FTCs can offset meaningful US tax. No US-Vietnam tax treaty exists, so FTC calculations rely entirely on domestic US foreign tax credit rules under IRC Section 901.

Typical Qualifying Method
either

Presence Day Count Notes

Vietnam's domestic tax residency threshold is 183 days in a calendar year or 12 consecutive months from the first date of arrival. US expats using the physical presence test for FEIE must be present outside the US for 330 full days in any 12-month period. Vietnam's 183-day rule runs on a calendar-year basis, so partial-year arrivals may benefit from the 12-consecutive-month alternative threshold.

Housing Exclusion Available
Yes

FBAR Trigger Notes

FBAR filing required if aggregate value of foreign financial accounts exceeds $10,000 at any point during the calendar year. Vietnamese dong accounts, including local bank and investment accounts, count toward this threshold. Vietnam does not participate in FATCA automatic exchange but some Vietnamese banks do report to the IRS under FATCA registration. US expats should track all VND-denominated accounts and brokerage accounts.

401k/IRA Treatment

Pension Income

Foreign pension income received by Vietnamese tax residents is taxable under the progressive PIT schedule. Effective for the 2026 tax year (new PIT Law 109/2025/QH15, passed 10 December 2025), the schedule was simplified from 7 to 5 brackets: 5% up to VND 120 million/year, 10% to VND 360 million, 20% to VND 720 million, 30% to VND 1,200 million, and 35% above (previously the top 35% rate applied above VND 960 million/year). No specific pension income exemption exists in Vietnamese law. The monthly personal deduction also rose from VND 11 million to VND 15.5 million, and the dependent deduction from VND 4.4 million to VND 6.2 million, effective 2026.

Locally Taxed

Social Security

No US-Vietnam totalization or tax treaty exists. US Social Security payments received by a Vietnam resident are treated as foreign pension income and subject to Vietnamese PIT at the new progressive rates effective for the 2026 tax year (5%/10%/20%/30%/35%, simplified from the prior 7-bracket schedule).

Locally Taxed

Roth Distributions

No US-Vietnam tax treaty exists. Roth distributions may still be considered taxable income under Vietnamese law if the individual is a tax resident. Vietnam tax authorities do not recognize the US concept of after-tax Roth contributions, so distributions could be fully taxable under the new 5-bracket PIT schedule effective for the 2026 tax year.

Locally Taxed

US 401k/IRA Distributions

Vietnam has no tax treaty with the United States. US 401(k) and IRA distributions received by a Vietnam tax resident would be treated as foreign-sourced income subject to Vietnamese PIT. Resident individuals are taxed on worldwide income. Effective for the 2026 tax year, the progressive schedule was simplified from 7 to 5 brackets (5%/10%/20%/30%/35%, with the top rate now applying above VND 1,200 million/year rather than VND 960 million). Distributions would likely be classified as other income and subject to this progressive schedule up to 35%. No specific exemption or reduced rate applies absent treaty relief.

Locally Taxed
Capital Gains Tax
Rate
20.0%

Securities transfers taxed at 0.1% of gross transfer proceeds (not gain). Real property transfers taxed at 2% of gross sale price. The 20% rate applies to net gains where cost basis can be established for securities; in practice most securities gains use the 0.1% gross proceeds method. Corporate capital gains included in CIT at 20%.

Vietnam does not have a standalone capital gains tax. Gains from securities sales are taxed at either 0.1% of gross transfer value or 20% of net gain. Real property gains are taxed at 2% of gross transfer proceeds. Both rates apply to residents and non-residents alike for Vietnam-sourced gains.

Dividend Tax Rate

Dividends paid by Vietnamese companies to individual residents and non-residents are subject to a 5% PIT withholding at source. This rate applies to dividends from shareholdings in joint-stock companies. Dividends from business partnerships may be treated differently. No additional tax is levied at the individual level beyond withholding.

withholding

Rate: 5.0%

5% PIT withholding on dividends paid to individuals, both resident and non-resident. Applies to dividends from Vietnamese companies.

Income Tax Rate:
20%
Property Tax Rate:
Not available
Consumption Tax (VAT/GST):
10%

Tax Treaties Notes:

Tax residents (typically 183+ days/year) pay income tax globally.

Retiree Tax Benefits:

No specific breaks. Retirement visa requires proof of income.

Cost Savings vs. U.S.:

Very affordable (e.g., $1,000/month in Da Nang). Healthcare improving.

Pick between Form 2555 (Foreign Earned Income Exclusion) and Form 1116 (Foreign Tax Credit) with an expat tax service.

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Recommended services for Vietnam

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β˜€οΈ Climate & Environment

Climate Zones:

TropicalSubtropical
Average Temperature Range:
North: 17-29Β°C, South: 25-35Β°C
Average Humidity Range:
Average: 84%
Air Quality Index (AQI):

Our proprietary index measuring annual average PM2.5 concentration. Lower is better (0-5 is good).

28.7
Water Quality Index:

Our proprietary index for drinking water quality and sanitation. Higher is better.

59.2

Seasonal Variations:

Vietnam's climate varies from north to south. The northern regions have four distinct seasons, with hot summers and cold winters. Average summer temperatures range from 22Β°C to 27.5Β°C, and winter temperatures range from 15Β°C to 20Β°C. The southern regions have a tropical climate with a narrow temperature range, from 28Β°C to 29Β°C in summer and 26Β°C to 27Β°C in winter. The rainy season typically occurs from May to October, while the dry season is from November to April.

😊 Quality of Life

Expat Community Size:
large
English Proficiency:
medium
Expat Friendliness Score (1-10):
7

Cultural Amenities:

Museums & Cultural Institutions

  • Vietnam has a rich cultural heritage, with numerous museums showcasing its history and traditions.

  • The Vietnam Museum of Ethnology in Hanoi provides insightful exhibits on the diverse ethnic groups and their customs.

Performing Arts

  • Vietnam is known for its traditional music and dance, including genres like ca trΓΉ and water puppetry.

  • The Thang Long Water Puppet Theatre in Hanoi offers captivating performances of this unique traditional art form.

Cultural Festivals

  • Vietnam celebrates various festivals, such as the Lunar New Year (TαΊΏt), which is the biggest traditional festival.

  • The Mid-Autumn Festival, celebrated in September, is a significant cultural event for children and families.

Culinary Culture

  • Vietnamese cuisine includes dishes like pho (noodle soup), banh mi (sandwich), and spring rolls.

  • The country's food reflects its agricultural heritage and regional influences.

🌐 Infrastructure & Connectivity

Average Internet Speed:
343.05Mbps
International Air Travel Access:
good
Public Transit Quality:

Our proprietary ranking of public transit accessibility and reliability.

good

Internet Reliability:

Vietnam offers good internet infrastructure with improving speeds and reliability, increasingly popular with digital nomads for its affordability.

Speed & Quality: Fixed broadband averages 343.05 Mbps with fiber expanding rapidly in cities. Viettel, VNPT, and FPT provide competitive services.

Availability: Good in major cities like Ho Chi Minh City and Hanoi, decent in tourist areas, variable in rural regions.

Cost: Very affordable at $8-20 monthly for good speeds, exceptional value for money.

Reliability for Remote Work: Generally reliable in urban areas with improving infrastructure. Mobile networks provide good backup. Growing digital nomad scene in Ho Chi Minh City, Hanoi, and Da Nang with increasing coworking options.

Transportation Network:

Vietnam has rapidly developing transportation infrastructure, though quality varies between urban and rural areas.

Roads: Highway system connecting major cities with ongoing expansion, but rural roads often in poor condition.

Rail: North-south railway line connects major cities, with urban rail systems in Hanoi and Ho Chi Minh City.

Domestic Travel: Growing domestic aviation market connecting major cities, with extensive bus services throughout the country.

Recommended services for Vietnam

Recommended Partner

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FAQ

Frequently Asked Questions about Vietnam

Click any question to expand the answer.

No, Vietnam does not offer a dedicated retirement visa. Americans typically use a 90-day e-visa costing $25 or pursue a Temporary Residence Card through investment, employment sponsorship, or marriage to a Vietnamese citizen. The investor route generally requires at least 3 billion VND, roughly $120,000, in capital for a TRC valid up to 5 years.
Numbeo data as of 2026 shows overall cost of living in Vietnam 73.4% lower than the US, with rent alone running 73.4% below US prices. A single person's total monthly costs average $430.80 excluding rent, while a one-bedroom apartment in a city center rents for about $400.60 per month. This makes Vietnam dramatically cheaper for anyone budgeting a fixed retirement income.
Yes, US citizens must file a Form 1040 on worldwide income annually regardless of residency. The Foreign Earned Income Exclusion allows you to exclude up to $132,900 of foreign-earned income for 2026. Vietnam's 183-day rule means staying that long makes you a Vietnamese tax resident taxed on worldwide income at progressive rates up to 35%. No US-Vietnam income tax treaty exists.
Private hospitals like FV Hospital and Vinmec in Ho Chi Minh City, Hanoi, and Da Nang offer international-standard care with English-speaking doctors. Expats typically use private health insurance to access preferred private facilities, as US insurance is generally not accepted. For complex conditions, medical evacuation to Bangkok or Singapore is common, making international insurance with evacuation coverage essential rather than optional.
Vietnam holds a Numbeo safety index of 59.2, reflecting low serious crime. Violent crime against foreigners is rare, with the main practical risks being petty theft, scams, and traffic accidents rather than personal safety threats.
Visa requirements vary by nationality. Available visa types in Vietnam include: other, digital_nomad.
The average monthly rent for a 1-bedroom apartment in the city center is $401.
Yes. A single person can live in Vietnam on roughly $1,500 a month. Average rent outside the city center runs $264/month, with living expenses around $431/month.

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