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Tacoma, WA, United States

Tacoma, WA, United States Hero Image
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🌊 Coastal

Data updated Nov 12, 2026

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📊 Scores

60
FIRE
63
Retiree
75
Digital Nomad

Best fit: Digital Nomad (score: 75)

Tacoma sits at the southern end of Puget Sound in Washington State, a port city of 222 thousand people built on hills that rise 118 m above sea level. The climate follows the Pacific Northwest pattern: mild, wet winters from November through March, dry and pleasant summers from June through September, and spring and fall that bring moderate temperatures with frequent rain. The timezone is America/Los_Angeles, so the city keeps Pacific time year round. Anyone arriving from elsewhere in the region will find the weather familiar, and those who settle in quickly learn to plan around the drizzle rather than fight it.

Rent shapes the budget here more than anything else. A one-bedroom in the city center runs $1,728/mo, while the same apartment outside the center drops to $1,432/mo. Three-bedroom units follow the same split: $2,828/mo in the center and $2,416/mo outside it. Beyond rent, a single adult spends about $101/mo on monthly costs, with utilities at $230/mo, internet at $87/mo, and a mobile phone plan at $92/mo. A monthly public transport pass costs $62/mo and a gym membership $42/mo. Eating out is moderate: $25 per person at an inexpensive restaurant, $80 for a three-course mid-range meal for two, and $6 for a cappuccino. The average monthly net salary locally is $4,874/mo, which covers the mid-range tier total of $2,488/mo with room to spare, though the comfortable tier at $3,057/mo and the budget tier at $1,633/mo show how wide the range can be depending on housing choices.

Safety is a strong point. The safety index stands at 75/100 and the crime index at 25/100, where a lower number is safer. Air quality sits at 48, a moderate reading that reflects the mix of marine air and urban traffic. Healthcare quality is rated excellent, giving residents access to a level of care that supports both routine needs and more serious concerns. The overall expat score of 75/100, the digital nomad score of 75/100, the retiree score of 64/100, and the FIRE score of 60/100 suggest a city that works well for some lifestyles and demands more planning for others.

Visas are handled through the standard channels for the United States, and English is widely spoken, which eases the practical side of settling in. The nearest airport is TIW, 11 km away, making arrivals and departures straightforward. Internet speeds average 250 Mbps, enough for remote work and streaming without strain. Tacoma suits remote workers and digital nomads drawn by the combination of a 75/100 digital nomad score, moderate rents outside the center, and a salary base that stretches further than in larger West Coast cities. Retirees and those chasing financial independence will find the numbers workable but not effortless, with the 64/100 retiree score and 60/100 FIRE score reflecting a city that rewards careful budgeting over free spending.

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🏚️ Cost of Living

💰 Budgets and Costs

$2,630/mo, one person, rent included
Selected: mid-range lifestyle

Tacoma, WA at the mid-range tier comes to about $2,630 a month for one adult, with $1,432 of that going to rent. Beyond rent the estimate covers $334 on groceries, $250 on dining out, $143 on entertainment and lifestyle, $409 on utilities and connectivity and $62.00 on transport.

Rent

$1,432/mo

1BR outside the centre

Groceries

$334/mo

Staples basket scaled to a full month

Dining out

$250/mo

10 inexpensive meals

Entertainment & lifestyle

$143/mo

gym, 2 cinema trips, 12 cappuccinos

Utilities & connectivity

$409/mo

utilities, mobile, internet

Transport

$62.00/mo

Monthly pass

Budgets (excl. rent)

Single person$1,198/mo

Excludes rent. The total above is all-in, rent included.

Estimates for one adult, built from this city's average prices and the usage shown for each tier. Your spending will differ with how often you eat out and where you live.

A 1BR in the center runs about $1727.5/mo. If your income is in another currency, bank FX fees add up. A multi-currency account can cut that cost.

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🛡️ Safety & Crime

43.68
Safety Index

(Higher is safer)

56.32
Crime Index

(Lower is safer)

198.71
Quality of Life Index

(Higher is better)

Tacoma is a moderately safe Pacific Northwest city with a Safety Index of 75/100, reflecting a generally secure environment for daily life. Downtown and waterfront areas are walkable during daylight, though nighttime solo walks warrant caution in certain blocks. The city's reputation has improved significantly over the past decade; it's neither a crime hotspot nor exceptionally dangerous compared to similar-sized U.S. cities.

Property crime—vehicle theft, catalytic converter theft, and package theft—exceeds violent crime concerns. The Hilltop neighborhood has higher incident rates and should be researched before choosing residence. Petty theft from vehicles and bikes is common; secure valuables and use well-lit parking. Solo female travelers should avoid isolated areas after dark, particularly near the Port of Tacoma industrial zone. Scams are typical urban-level rather than organized.

Tacoma is a stable U.S. city with reliable police services and no significant geopolitical risks. Occasional protests occur downtown but rarely escalate to violence. Corruption is minimal by American standards. For a 30-65 American considering relocation, Tacoma presents a reasonable safety profile—safer than many major metros, though requiring standard urban awareness. It's a viable option for remote workers or retirees seeking Pacific Northwest living without major safety concerns.

Tacoma, WA has a safety index of 43.68/100. Petty theft and lost belongings are the most common problems for newcomers. Compare travel insurance before you go.

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🏥 Healthcare

Excellent
Health Care Index (higher is better)
73.49
Public Hospitals
Yes
Private Clinics
Yes
English-Speaking Doctors
Widely Available

See how Tacoma, WA's healthcare compares with Milwaukee, WI

🌤️ Climate

Summer Temp
22°C
Winter Temp
5°C
Humidity
72%
Air Quality Index
48
Pollution Index (lower is better)
35.58
Climate Index (higher is better)
90.88
Annual Rainfall
1082 mm

Best Months

JulAugSep

Climate Notes

Tacoma has mild, wet winters (Nov–Mar) and dry, pleasant summers (Jun–Sep), with spring and fall offering moderate temperatures and frequent rain typical of the Pacific Northwest.

Commute & Property

Commute Time Index
43.71
Price to Income Ratio
4.01

Indices last read Nov 12, 2026.

💻 Digital Nomad

Avg Internet Speed
250 Mbps
Internet (monthly)
$87/mo
Coworking Availability
Abundant
Coworking Spaces Nearby
1
Digital Nomad Score
75/100

Community Notes

Dynamic city with a strong tech community and high nomad appeal.

Coworking Spaces

NameNotes
Regus - TacomaRegus offers a reliable, professional environment with various locations in Tacoma, including downtown. It's a good option for those needing a no-frills workspace with flexible terms and access to meeting rooms.
WeWork - 929 BroadwayLocated in the heart of downtown Tacoma, WeWork provides a modern and vibrant coworking experience. It's known for its community events, networking opportunities, and well-designed workspaces, making it ideal for digital nomads seeking connection.
Alchemy SkateboardingWhile primarily a skateboarding facility, Alchemy offers coworking space with a unique, creative vibe. Located near downtown, it's a good option for those seeking a less traditional workspace and a community-focused environment.
Think Tank TacomaThink Tank provides a professional coworking environment in downtown Tacoma. They offer a variety of membership options, including dedicated desks and private offices, and are known for their focus on productivity and community.

Names, locations and hours can change. Check each space's website before you visit. Places from © OpenStreetMap contributors and Foursquare Open Source Places (Apache 2.0).

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🧳 Expat Life

English Proficiency
Widely Spoken
Expat Community
large
Banks Nearby
67
ATMs Nearby
16

🏘️ Neighborhoods in Tacoma, WA

Areas of Tacoma, WA that expats often consider.

Conditions can change from one block to the next, and these descriptions are general guides, not safety assessments. Before choosing where to stay or live, check current travel advisories, talk to people who live there, and visit in person if you can.

Downtown Tacoma

Urban, lively, growing arts

Downtown is experiencing a revitalization with new apartments, restaurants, and cultural attractions. It's walkable and has good public transit, including the Link light rail. However, it can be noisy and parking can be challenging.

Stadium District

Historic charm, walkable, vibrant

Known for Stadium High School and historic architecture, this area offers a mix of residential and commercial spaces. It's very walkable with local shops and restaurants. The area is popular with young professionals and families, but can be pricier than other neighborhoods.

North End

Residential, established, family-friendly

The North End is a primarily residential area with well-maintained homes and good schools. It's quieter and more suburban than downtown, but still has local amenities. A car is generally needed to get around, though some areas are walkable.

Proctor District

Boutique shops, community focused

Proctor is a charming neighborhood with a strong sense of community. It features locally-owned shops, restaurants, and a farmers market. It's a good option for those seeking a quieter, more residential environment with easy access to amenities.

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