United States flag

Lynn, MA, United States

Lynn, MA, United States Hero Image
Photo: United States
🌊 Coastal

Data updated Oct 8, 2026

Follows United States Residency Rules. Check Digital Nomad & Retiree Pathways →

📊 Scores

60
FIRE
62
Retiree
76
Digital Nomad

Best fit: Digital Nomad (score: 76)

Lynn, Massachusetts, sits just 7 kilometers from Boston's regional airport, BNH, on the state's North Shore. Its elevation of only 4 meters above sea level gives it a low-lying coastal feel, and the climate is continental, meaning cold winters and warm, humid summers. Expats tend to cluster in the Diamond District, Lynn Common, and West Lynn, each offering a different rhythm: the Diamond District is known for its historic architecture, Lynn Common for its park and central location, and West Lynn for its quieter, more residential streets. The city's population of about 101,000 keeps it compact enough to navigate easily, yet large enough to support a range of local businesses and community events.

Living in Lynn is notably more affordable than in nearby Boston, though rents still command a significant share of a local salary. A one-bedroom in the city center runs $2,125/mo, while outside the center it drops to $1,600/mo; a three-bedroom in the center is $3,400/mo, and outside the center it is $2,500/mo. For a single adult, the budget tier total, including rent, comes to $1,805/mo, the mid-range tier to $2,690/mo, and the comfortable tier to $3,455/mo. Excluding rent, a single person spends about $1,150/mo, and a family of four spends $3,900/mo. Utilities run $319/mo, internet $87/mo, a mobile phone plan $100/mo, and a monthly public transport pass costs $115/mo. A gym membership is $35/mo, an inexpensive restaurant meal is $20, a three-course meal for two at a mid-range restaurant is $100, and a cappuccino is $5. The average monthly net salary is $4,850/mo, which means a single person earning that wage can cover the mid-range tier comfortably, though rent in the center will eat up nearly half of take-home pay. The cost of living index sits at 76 out of 100, with New York City as the baseline of 100, reinforcing that Lynn is a relative bargain for the region.

Safety and healthcare are strong points for Lynn. The safety index is 75 out of 100, and the crime index is 25 out of 100, where lower is safer, indicating a generally secure environment for residents and newcomers alike. Healthcare quality is rated as excellent, which is a major draw for families and retirees. The air quality index is 52, which is moderate but acceptable for most people, and the city's compact size means that medical facilities and services are never far from any neighborhood. For those concerned about well-being, the combination of good safety metrics and top-tier healthcare makes Lynn a reassuring place to settle.

For those considering a move, the visa process is straightforward for many nationalities, though specific programs are not detailed here. Getting to Lynn is easy via BNH, the nearest airport at just 7 kilometers away, making international and domestic arrivals a short hop to the city. Lynn suits a range of lifestyles: digital nomads will appreciate the 500 Mbps average internet speed and an expat score of 75 out of 100, while retirees will find the retiree score of 63 out of 100 and excellent healthcare appealing. The FIRE score of 60 out of 100 suggests it is a reasonable place for those pursuing financial independence, given the moderate cost of living and local wages. English is widely spoken, and the expat community is medium-sized, so newcomers will find a supportive network without feeling overwhelmed. With its coastal location, practical amenities, and balanced cost of living, Lynn offers a solid base for anyone looking to live near Boston without the urban price tag.

Estimate the cost of moving to Lynn, MA, United States

Get a free moving cost estimate for moving to Lynn, MA, United States. Takes 10 seconds.

How much are you shipping?

When are you moving?

Powered by Sirelo. Free quotes from international movers.

🏚️ Cost of Living

💰 Budgets and Costs

$2,818/mo, one person, rent included
Selected: mid-range lifestyle

Lynn, MA at the mid-range tier comes to about $2,818 a month for one adult, with $1,600 of that going to rent. Beyond rent the estimate covers $268 on groceries, $200 on dining out, $130 on entertainment and lifestyle, $505 on utilities and connectivity and $115 on transport.

Rent

$1,600/mo

1BR outside the centre

Groceries

$268/mo

Staples basket scaled to a full month

Dining out

$200/mo

10 inexpensive meals

Entertainment & lifestyle

$130/mo

gym, 2 cinema trips, 12 cappuccinos

Utilities & connectivity

$505/mo

utilities, mobile, internet

Transport

$115/mo

Monthly pass

Budgets (excl. rent)

Single person$1,218/mo

Excludes rent. The total above is all-in, rent included.

Estimates for one adult, built from this city's average prices and the usage shown for each tier. Your spending will differ with how often you eat out and where you live.

A 1BR in the center runs about $2125/mo. If your income is in another currency, bank FX fees add up. A multi-currency account can cut that cost.

See low-fee transfers

We may earn a commission at no cost to you.

See how Lynn, MA's cost of living compares with Chester, CA

Be the first to report costs in Lynn, MA

Share

🛡️ Safety & Crime

75
Safety Index

(Higher is safer)

25
Crime Index

(Lower is safer)

Lynn is a working-class Massachusetts city with moderate safety for daily life. Daytime walkability is generally fine in commercial and residential areas, though nighttime solo walks warrant caution in certain neighborhoods. The city's reputation is mixed—it's neither a crime hotspot nor a pristine suburb, but rather a typical mid-sized industrial town where situational awareness matters more than extreme concern.

Property crime (car theft, package theft) and petty theft are the primary concerns; violent crime exists but is not epidemic. Avoid isolated areas after dark, particularly near the waterfront and certain residential blocks in the north end. Solo female travelers should use standard urban precautions: stay aware of surroundings, use well-lit routes, and avoid displaying valuables. Drug-related activity in pockets of the city is a reality but typically doesn't affect law-abiding residents.

Lynn has no significant geopolitical risks or political instability. Police response is reliable and professional. The city is stable for Americans relocating there, with standard U.S. infrastructure and governance. If you're accustomed to suburban safety, Lynn will feel slightly edgier; if you're from a major city, it will feel manageable. It's a reasonable choice for remote workers or retirees seeking affordability near Boston, provided you choose your neighborhood carefully and maintain basic urban safety habits.

🏥 Healthcare

Excellent
Public Hospitals
Yes
Private Clinics
Yes
English-Speaking Doctors
Widely Available

See how Lynn, MA's healthcare compares with Chester, CA

🌤️ Climate

Climate Zones
Continental
Summer Temp
23°C
Winter Temp
-2°C
Humidity
68%
Air Quality Index
52
Annual Rainfall
1443 mm

Best Months

MayJunSepOct

Climate Notes

Lynn has a humid continental climate with cold, snowy winters (December–February) and warm, humid summers (June–August), offering distinct seasonal changes typical of coastal New England.

💻 Digital Nomad

Avg Internet Speed
500 Mbps
Internet (monthly)
$87/mo
Coworking Availability
Moderate
Coworking Spaces Nearby
15
Digital Nomad Score
76/100

Community Notes

Lynn supports a diverse nomad community with vibrant coworking spaces.

Coworking Spaces

NameNotes
Regus - LynnfieldWhile technically in Lynnfield, this Regus location is very close to Lynn and offers a professional environment with various office solutions. It's a good option for those seeking a more corporate vibe and is easily accessible.
Workbar - DanversLocated in nearby Danvers, Workbar offers a vibrant coworking community with various membership options. It's a good option for those seeking a more collaborative environment and is easily accessible from Lynn.

Names, locations and hours can change. Check each space's website before you visit. Places from © OpenStreetMap contributors and Foursquare Open Source Places (Apache 2.0).

Working remotely from Lynn, MA? Nomad health insurance covers you across borders, month to month.

See nomad insurance

We may earn a commission at no cost to you.

See how Lynn, MA's digital nomad life compares with Chester, CA

🧳 Expat Life

English Proficiency
Widely Spoken
Expat Community
Medium
Top Neighborhoods
Diamond District, Lynn Common, West Lynn
Banks Nearby
270
ATMs Nearby
115

Expat Life Notes

Lynn is a densely populated post-industrial city north of Boston, with one of the most diverse populations in Massachusetts. It has large Salvadoran, Dominican, and Cambodian communities. Proximity to Boston via commuter rail is a major advantage.

Pros

  • ✓ Boston proximity via commuter rail
  • ✓ Very diverse multicultural community
  • ✓ Affordable Boston suburb

Cons

  • ✗ Urban challenges (crime, poverty pockets)
  • ✗ Industrial legacy
  • ✗ Limited nightlife

🏘️ Neighborhoods in Lynn, MA

Areas of Lynn, MA that expats often consider.

Conditions can change from one block to the next, and these descriptions are general guides, not safety assessments. Before choosing where to stay or live, check current travel advisories, talk to people who live there, and visit in person if you can.

Downtown Lynn

Urban, diverse, up-and-coming

Downtown Lynn is experiencing a revitalization, with new apartments and restaurants opening. It's walkable and has good public transit access to Boston. While becoming more attractive, it still has some rough edges and can be noisy.

Diamond District

Historic, coastal, upscale homes

The Diamond District features beautiful Victorian homes and ocean views. It's a quieter, more residential area, popular with families and professionals. While scenic, it's less walkable to amenities and more car-dependent than downtown.

Wyoma

Residential, family-friendly, suburban

Wyoma is a primarily residential area with a mix of housing styles. It's known for its good schools and parks, making it popular with families. Public transit is less frequent, and a car is generally needed.

West Lynn

Working-class, diverse, convenient

West Lynn is a more affordable area with a mix of housing options. It's conveniently located near major roads and shopping centers. While more budget-friendly, it may lack some of the charm and amenities of other neighborhoods.

Page 1 of 2

Could living/working in Lynn, MA cut years off your work life?

With a 1-bedroom in the center at $2125/mo, your FIRE number here might be much lower than you think.

Calculate My FIRE Date →

🛂 Visa Options for United States

Many long-stay visas require proof of health insurance. Compare international health plans before you apply.

Compare health insurance

We may earn a commission at no cost to you.

🛂

Not sure which United States visa you qualify for?

Answer 11 questions and get a personalized match in under 2 minutes.

Find My Visa

More Cities to Consider instead of Lynn, MA

FAQ

Frequently Asked Questions about Lynn, MA

Click any question to expand the answer.

Share This Guide