Effingham, IL, United States
Capital City

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Est. Monthly Cost (1 Person)
$1777
Retiree Score
46.0
Safety Index
50.8
Healthcare
3 facilities

The population of 12,252 may seem modest, but don't let that fool you - Effingham is a transportation hub that punches above its weight. Strategically located at the intersection of two major interstates, the city boasts a broader range of amenities than you'd expect. However, this comes at a price - the local bureaucracy is a persistent headache, with a history of racial segregation that lingered into the mid-1960s. And while the city has moved on, the scars remain. For those willing to navigate the red tape, Effingham's central location and diverse offerings could be a draw, but it's certainly not a place for the faint of heart.

Can I afford Effingham, IL?

$

You could save

$1340 / month

Savings Rate45%
Rent $600
Living Costs $1060
51
Safety
3
Healthcare
70
Walkability
5
Nomad

Grocery Basket

Milk (1L)$1
Bread (loaf)
Eggs (12)$4
Rice (1kg)$4
Chicken (1kg)

Eating Out

Meal (Inexpensive)$15
Meal (Mid-range)$85
Cappuccino$5
Water (0.33L)$2

Utilities & Lifestyle

Utilities (mo)$191
Mobile Plan (mo)$45
Gym (mo)$35
Cinema Ticket$11

Housing

1BR Center (mo)$600
1BR Outside (mo)
3BR Center (mo)$1000
3BR Outside (mo)

Expat Life

English Proficiency
Expat Community
Top Neighborhoods
Elevation
179m
Nearest Airport
STL (163km)

Local Economy

Avg Monthly Salary
Mortgage Interest Rate
6.03%

🌐 Infrastructure & Lifestyle

Avg Internet
Temperature
Annual Rainfall
1027 mm
Coworking Spaces
Best Months to Visit
May, Jun, Jul, Aug

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