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Beloit, WI, United States

Beloit, WI, United States Hero Image
Wikipedia Contributor, CC BY-SA

Data updated Oct 9, 2026

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📊 Scores

70
FIRE
66
Retiree
72
Digital Nomad

Best fit: Digital Nomad (score: 72)

Beloit sits on the Wisconsin-Illinois border, about 5 km from the Southern Wisconsin Regional Airport (JVL), at an elevation of 234 meters. The city experiences a classic Upper Midwest climate: warm summers from June through August, cold and snowy winters from December through February, and moderate transitions in spring and fall. For expats, the community is small but welcoming, with North Beloit emerging as a popular neighborhood for newcomers, offering a quieter, more residential feel while still being close to the city's amenities.

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🏚️ Cost of Living

💰 Budgets and Costs

$1,708/mo, one person, rent included
Selected: mid-range lifestyle

Beloit, WI at the mid-range tier comes to about $1,708 a month for one adult, with $800 of that going to rent. Beyond rent the estimate covers $268 on groceries, $213 on dining out, $107 on entertainment and lifestyle and $320 on utilities and connectivity.

Rent

$800/mo

1BR outside the centre

Groceries

$268/mo

Staples basket scaled to a full month

Dining out

$213/mo

10 inexpensive meals

Entertainment & lifestyle

$107/mo

gym, 2 cinema trips, 12 cappuccinos

Utilities & connectivity

$320/mo

utilities, mobile, internet

Budgets (excl. rent)

Single person$908/mo

Excludes rent. The total above is all-in, rent included.

Estimates for one adult, built from this city's average prices and the usage shown for each tier. Your spending will differ with how often you eat out and where you live.

A 1BR in the center runs about $1000/mo. If your income is in another currency, bank FX fees add up. A multi-currency account can cut that cost.

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🛡️ Safety & Crime

68
Safety Index

(Higher is safer)

32
Crime Index

(Lower is safer)

Beloit is a small Midwestern city with a moderate safety profile—safer than many U.S. urban centers but with typical small-town vulnerabilities. Daytime walking is generally safe, though nighttime solo walks warrant caution in certain areas. The city has a quiet, accessible feel, though economic challenges have created pockets of higher crime. For expats accustomed to larger metros, Beloit will feel quite manageable and walkable.

Property crime (theft from vehicles, burglary) is the primary concern rather than violent crime. Downtown and near the college campus are relatively safer; avoid isolated areas after dark, particularly near the south side. Petty theft and car break-ins occur but aren't epidemic. Solo female travelers should exercise standard precautions—stay aware of surroundings, avoid displaying valuables, and use buddy systems at night. Scams are minimal in a city this size.

Beloit is politically stable with reliable local law enforcement and no geopolitical risks. The city faces typical Rust Belt challenges—economic decline, opioid issues—but these don't create immediate safety threats for residents. Police response is generally dependable. For an American considering relocation, Beloit offers genuine small-town safety with honest trade-offs: it's secure but economically struggling, making it suitable for remote workers or retirees seeking affordability and quiet over urban amenities.

🏥 Healthcare

Excellent
Public Hospitals
Yes
Private Clinics
Yes
English-Speaking Doctors
Widely Available

See how Beloit, WI's healthcare compares with Calipatria, CA

🌤️ Climate

Summer Temp
23°C
Winter Temp
-6°C
Humidity
68%
Air Quality Index
52
Annual Rainfall
900 mm

Best Months

MayJunSepOct

Climate Notes

Beloit experiences a classic Upper Midwest climate with warm summers (June–August) and cold, snowy winters (December–February), with moderate spring and fall transitions.

💻 Digital Nomad

Avg Internet Speed
130.2 Mbps
Internet (monthly)
$61/mo
Coworking Availability
Moderate
Coworking Spaces Nearby
0
Digital Nomad Score
72/100

Community Notes

Beloit offers strong healthcare and moderate coworking amid a small-town American setting.

Coworking Spaces

NameNotes
The Ironworks CampusLocated in downtown Beloit, The Ironworks Campus offers modern coworking spaces with exposed brick and industrial-chic design. It's a vibrant hub with various amenities, making it ideal for digital nomads seeking a collaborative environment.
Regus - JanesvilleWhile technically in Janesville, it's a short drive from Beloit and offers a reliable, professional coworking environment. Regus provides standard amenities and flexible terms, suitable for remote workers needing a structured workspace.

Names, locations and hours can change. Check each space's website before you visit. Places from © OpenStreetMap contributors and Foursquare Open Source Places (Apache 2.0).

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🧳 Expat Life

English Proficiency
Widely Spoken
Expat Community
Small
Top Neighborhoods
North Beloit
Banks Nearby
11
ATMs Nearby
0

Expat Life Notes

A former industrial town in Wisconsin that is undergoing revitalization. Safe residential suburbs with a low cost of living.

Pros

  • ✓ Inexpensive housing
  • ✓ Safe suburbs
  • ✓ Near Madison and Chicago

Cons

  • ✗ Economic stagnation history
  • ✗ Limited entertainment
  • ✗ Boring for some

🏘️ Neighborhoods in Beloit, WI

Areas of Beloit, WI that expats often consider.

Conditions can change from one block to the next, and these descriptions are general guides, not safety assessments. Before choosing where to stay or live, check current travel advisories, talk to people who live there, and visit in person if you can.

Downtown Beloit

Revitalized, historic, walkable core

Downtown Beloit has seen significant revitalization, with new restaurants, shops, and apartments. It's walkable and offers access to the Rock River. While convenient, it can be noisier than residential areas, and parking can sometimes be a challenge.

Edison Avenue Historic District

Grand homes, historic charm

This area features beautiful, well-maintained historic homes. It's primarily residential and quieter than downtown. While visually appealing, rental options may be limited, and a car is generally needed for errands.

West Beloit

Residential, family-friendly, suburban

West Beloit is a more suburban area with a mix of housing options. It's generally quiet and family-friendly, but less walkable than downtown. A car is essential for getting around, and there are fewer amenities within walking distance.

Southeast Beloit

Affordable, established residential area

Southeast Beloit offers more affordable housing options. It's a primarily residential area with a mix of older and newer homes. While budget-friendly, it may lack some of the amenities and walkability of other areas.

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