Howick, South Africa

Capital City

The town sits at a lofty 1,050 meters above sea level, but don't let the scenic waterfalls fool you - Howick can be a chilly, dangerous place. The town's freeway location makes it convenient, but the treacherous river crossings have claimed many lives over the years. And while the nearby Drakensberg mountains see occasional snowfall, the warm summers can be a welcome respite.

Howick has expanded rapidly in recent years, thanks to the influx of retirees drawn to the area's many new upscale villages. But the bureaucracy around establishing oneself here can be a persistent headache. With its mix of natural beauty and persistent hazards, Howick is best suited for adventurous retirees able to navigate its complexities.