Umuarama, Brazil

This sleepy inland town of 100,249 people is hardly the cosmopolitan paradise some may envision. The rainfall averages a whopping 63 inches per year, and bureaucracy is a persistent headache, with just 20 bank branches serving the entire population. That said, the city does boast an impressive array of resources, including 618 industries, 7 hospitals, and 4 universities. If you can tolerate the damp climate and red tape, Umuarama may be a viable option, but it's hardly the stuff of dreams.