Afghanistan flag

Afghanistan

Data updated Oct 14, 2026

Afghanistan

Overall Score

Holistic attractiveness score (0–100) based on cost, healthcare, safety, and quality of life.

7.1

Challenging

Avg. Rent (1BR)

Average monthly rent for a one-bedroom apartment in the city center, in USD.

$105

-94% vs US Avg

Safety Index

A proprietary ranking based on crime reports, political stability, and expat-specific safety feedback.

11.4

COL Index

A relative measure of living expenses compared to our US baseline (New York City = 100). A score of 46.5 means this location is 53.5% cheaper than NYC for a standard expat lifestyle.

19.9

Overall Score

7.1

Challenging

Estimated Cost

$494/mo

single person, incl. rent

πŸ›‘

Level 4: Do Not Travel

Please check the latest official travel advisory for Afghanistan before planning your trip.

U.S. Department of State, verified Aug 28, 2026

Afghanistan is not a retirement or FIRE destination. It shows up on cost comparison sites because the numbers look absurd, but a US State Department Level 4 advisory means "do not travel" in plain terms, and that covers the whole country, not just border regions. The only people who end up here long term are aid workers, security contractors, journalists, and a small number of people with family ties who accept the risk as a condition of employment or heritage, not lifestyle. If you're browsing this page for a budget retirement plan, this is not that page.

The headline numbers are real: $415.80 a month covers living costs excluding rent, and a one-bedroom in the city center runs $104.82. That's not a typo. A household could theoretically live on $600-700 a month total. But that figure doesn't price in medical evacuation insurance, security arrangements, or the compound-style housing that most long-term foreigners actually use instead of a normal market-rate apartment. The number you see on a cost-of-living index is what locals pay, not what a foreign resident ends up spending once insurance and security are added to the budget.

The friction here isn't bureaucratic paperwork, it's physical safety and basic infrastructure. The safety index sits at 11.4 and the healthcare index at 22.5, both near the bottom of any global ranking. The public health system is described as inadequate or inaccessible for foreigners, and the standard advice is to carry international insurance that explicitly covers medical evacuation and war/terrorism risk, with providers like Allianz mentioned as an option and military hospitals as a fallback in emergencies only. There is no digital nomad visa and no retirement or passive-income visa, so there's no legal on-ramp for the kind of long-stay expat this site usually covers. Internet averages 17.38 Mbps, which rules out any serious remote work dependent on video calls or large file transfers. English proficiency is low, so day-to-day functioning requires Dari or Pashto or a translator on payroll.

For a US citizen earning income while physically present, the Foreign Earned Income Exclusion for 2026 is $132,900, with a foreign housing exclusion base of $21,264 and a cap of $39,870, and those figures apply the same way they would anywhere else if you meet the physical presence or bona fide residence test. In practice, the tax question is almost academic: nobody is moving to Afghanistan for the tax treatment, and anyone going does so for a job assignment with its own compensation and insurance structure already built in.

Afghanistan vs. the South Asia average

Scores out of 10, shown as the gap between Afghanistan and the average of the 7 other countries in South Asia. 2 clear strengths, 7 clear gaps.

Below averageAbove average
Sources: Numbeo, World Bank, OECD, Rewire AbroadData updated Oct 14, 2026

🚚 Moving to Afghanistan

Planning the move? Compare free quotes from international movers.

Get a free moving cost estimate for moving to Afghanistan. Takes 10 seconds.

How much are you shipping?

When are you moving?

Powered by Sirelo. Free quotes from international movers.

We may earn a commission if you request quotes through this tool.

Capital
Kabul
Official Language
Dari, Pashto, Turkmen
Time Zone
UTC+04:30
Region
Asia
Population
40,218,234
Healthcare Index
22.5
Internet Speed
17.38 Mbps
🌍

View on Interactive Map

Explore data visually

πŸ™οΈ Top Cities in Afghanistan

Explore cost of living, walkability scores, and expat ratings for individual cities in Afghanistan.

Kabul

CoL Index: 19

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 34/100

Est. Total: ~$466/mo

Sar-e Pul

CoL Index: 20

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 33/100

Est. Total: ~$380/mo

Taloqan

CoL Index: 19

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 40/100

Est. Total: ~$430/mo

Balkh

CoL Index: 19

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 37/100

Est. Total: ~$430/mo

Gardez

CoL Index: 20

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 36/100

Est. Total: ~$380/mo

Maymana

CoL Index: 18

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 46/100

Est. Total: ~$410/mo

Farah

CoL Index: 18

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 39/100

Est. Total: ~$410/mo

Zaranj

CoL Index: 17

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 38/100

Est. Total: ~$390/mo

Gereshk

CoL Index: 17

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 34/100

Est. Total: ~$390/mo

Ghazni

CoL Index: 18

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 36/100

Est. Total: ~$380/mo

Ishkashim (Eshkashem)

CoL Index: 20

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 40/100

Est. Total: ~$338/mo

Qala i Naw

CoL Index: 20

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 45/100

Est. Total: ~$335/mo

View all cities in Afghanistan β†’

How far does $1,500 go in Afghanistan?

With a monthly budget of $1,500, you can live comfortably in Afghanistan. After accounting for an average rent of $$105, you have approximately $1,395remaining for daily expenses.

Calculate your FIRE timeline with these costs β†’

πŸ’° Cost of Living in Afghanistan

Single Person Monthly Cost (no rent):
$416
Rent 1BR Apartment (City Center):
$105
Cost of Living Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means it's cheaper.

19.9
Rent Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means rent is cheaper.

2.0
Groceries Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means groceries are cheaper.

17.3
Restaurant Price Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means eating out is cheaper.

14.3

Estimate the cost of shipping your belongings to Afghanistan β†’

See how Afghanistan's cost of living compares with Bhutan

πŸ›’ Grocery & Family Costs

Milk (1L)
$0.82
Eggs (12)
$1.71
Rice (1kg)
$1.97
Chicken (1kg)
$3.80

Family Costs

Preschool (Monthly)
$21
International Primary School (Yearly)
$1,339
Family Monthly (No Rent)
$1,315

Can I afford to live in Afghanistan?

$

Comfortable (1.0Γ—): balanced baseline lifestyle. Adjusts day-to-day costs only β€” rent is unaffected.

Afghanistan

You could save

2,479/mo

Savings Rate83%

Monthly Costs

Rent (Country Average)$105
Living (Country Average)$416

Attractiveness Scores

FIRE Score
(i)
64/100
Retiree Score
(i)
30/100
Lifestyle Score
(i)
19/100
πŸ’»Nomad Score
(i)
28/100

Based on national averages. City-level costs may vary. Browse cities in Afghanistan β†’

βš•οΈ Healthcare System

Our Top Pick for Nomads: SafetyWing

Flexible, subscription-based health cover for remote workers in Afghanistan.

Get Covered with SafetyWing β†’

Looking for more options? Check Ekta.

Healthcare Index

An estimation of the overall quality of the health care system. Higher is better.

22.5
Life Expectancy:
66.3years
English-Speaking Doctors:
limited

Quality & Affordability:

Healthcare system severely impacted by conflict, well below international standards. Sanitation is poor, basic facilities lacking, especially outside Kabul. Quality medical care is extremely limited. Critical conditions require medical evacuation, often to UAE. Comprehensive international health insurance covering medical evacuation and war/terrorism risk is essential for expats.

Insurance Insights:

Comprehensive international health insurance covering medical evacuation and war/terrorism risk is essential for expats. Public system is inadequate/inaccessible. Allianz mentioned as a potential provider. Military hospitals might be an option in emergencies.

See how Afghanistan's healthcare compares with Bhutan

πŸ›‚ Visa & Residency Pathways

πŸ›‚ Visa Services

Ready to apply for a Afghanistan visa?

Get help with your application β€” tourist, long-stay, and residency visas processed online.

❌ Visa-Free Entry❌ VOA❌ e-Visa❌ Leads to PR

General Overview

Ease of Access Score (1-10):
2
Pathway to Residency:
difficult
Pathway to Citizenship:
difficult

Process & Requirements:

Due to the ongoing political instability, humanitarian crisis, and the collapse of the previous government, there is currently no functioning, predictable, or safe system for foreign nationals to obtain long-term residency in Afghanistan. The 'difficult' score reflects this reality. Any visa or residency process is subject to the de facto rules of the current administration, which are not codified in a stable, internationally recognized legal framework. Embassies of the previous government may still exist, but they lack the authority to issue visas that guarantee entry or status under the current regime.

Historically, residency was tied to work with NGOs, international organizations, or government-approved projects. However, the security situation and the breakdown of institutional processes make long-term planning impossible. Information from previous official sources is no longer reliable.

Residency & Citizenship Notes:

There is no viable or safe pathway to either permanent residency or citizenship in Afghanistan for a foreign national under the current circumstances. The legal and institutional frameworks that would govern such processes are not functioning. The country's Citizenship Law from the previous government required long-term residency and renunciation of other citizenships, but this is moot. The current reality is that long-term settlement is not a feasible or safe consideration.

πŸ›‚ Visa Matcher

See which Afghanistan visas you qualify for

Answer 11 quick questions and get matched to the right visa for your situation.

Start the quiz β†’

Free Β· No signup required to see results

Detailed Visa Options

🧳 Tourist & Short-Stay Information
Visa-Free Entry
No
Visa on Arrival (VOA)
No
e-Visa Available
No
Can Extend Stay
No

Extension Notes

Due to the current political situation, consular services are extremely limited and extensions are not a standard procedure. Source: N/A

General Visa Notes

US citizens must obtain a visa from an Afghan diplomatic mission before traveling. However, due to the Taliban's control and the severe security situation, the U.S. Department of State strongly advises against all travel to Afghanistan. Source: U.S. Department of State Travel Advisory.

🌴 Retirement / Passive Income Visa

This country does not have a dedicated retirement visa, but the following notes provide guidance on pathways for retirees.

Income Notes

Afghanistan does not have a retirement visa program. Due to the ongoing political and security situation, visa services are extremely limited and focused on essential travel, not long-term residency for retirement. Source: General knowledge based on official travel advisories.

Health Insurance Notes

Afghanistan does not have a retirement visa program. The current political and security situation precludes any regular immigration, and there are no provisions for health insurance for foreign residents. Source: General knowledge based on official travel advisories.

πŸ“ˆ Investor Visa

Investment Details

Investment Options & Notes

Due to the current political situation and lack of a functioning, internationally recognized state banking and immigration system, there is no investor visa program. Source: N/A

Path to Citizenship

Offers Path to Citizenship
No

Many long-stay visas require proof of health insurance. Compare international health plans before you apply.

Compare health insurance

We may earn a commission at no cost to you.

πŸ›‘οΈ Safety & Stability

Safety Index:

An estimation of overall safety level. Higher is better.

11.4
Crime Index:

An estimation of the overall level of crime. Lower is better.

75.1
Political Stability Index:

World Bank political stability estimate, rescaled to 0-100. Higher is better.

6
Expat Safety Rating:
very high

Safety Notes:

Crime Rate: Crime is prevalent, with a reported rate of approximately 76.3 incidents per 100,000 people.

Types of Crime: Common crimes include armed robbery, kidnapping for ransom, carjackings, and violent assaults. Corruption and bribery are also widespread, particularly in urban areas like Kabul.

Kidnapping Risk: Foreign nationals, including aid workers and journalists, face a high risk of kidnapping by both terrorist and criminal groups.

🏦 Taxation & Finance

🏦 Tax Snapshot

FEIE Interaction

FTC Utility: low

Afghan income tax rates top out at 20%, which is below the US top marginal rate. More practically, very few US expats are paying Afghan taxes in a verifiable and creditable manner given the collapse of formal tax administration since 2021. FTC claims require creditable foreign taxes actually paid, which is difficult to substantiate in the current environment. FEIE is the more commonly used mechanism.

Typical Qualifying Method
physical presence

Presence Day Count Notes

The standard 330-day physical presence test applies. However, the US State Department has issued a Do Not Travel Level 4 advisory for Afghanistan. The IRS allows a waiver of the 330-day requirement for individuals who must leave Afghanistan due to civil unrest or war conditions, which has been relevant since the August 2021 Taliban takeover. Taxpayers should document any forced departure carefully.

Housing Exclusion Available
Yes

FBAR Trigger Notes

FBAR filing is required if aggregate value of foreign financial accounts exceeds $10,000 at any point during the calendar year. Afghan banking system is extremely fragile and many accounts may be held informally. Da Afghanistan Bank (DAB) is the central bank but has faced severe restrictions since 2021. FinCEN reporting obligations still apply regardless of local conditions.

401k/IRA Treatment

Pension Income

Foreign pension income is taxable as ordinary income for Afghan tax residents. No special exemption or reduced rate applies. Top marginal rate of 20% would apply to amounts exceeding 1,200,000 AFN annually.

Locally Taxed

Social Security

No US-Afghanistan totalization or tax treaty exists. US Social Security benefits received by an Afghan resident are not exempt under local law, though enforcement capacity is severely limited.

Locally Taxed

Roth Distributions

No treaty exemption exists. Roth distributions would be treated as income under Afghan law with no recognition of the US after-tax contribution basis. Practical enforcement is minimal under current conditions.

Locally Taxed

US 401k/IRA Distributions

Afghanistan has no tax treaty with the United States. US retirement distributions received by a resident of Afghanistan would in principle be subject to Afghan income tax as foreign-source income. In practice, tax enforcement is near-nonexistent under the current Taliban administration, but no legal exemption exists.

Locally Taxed
Capital Gains Tax
Rate
20.0%

Afghanistan does not have a standalone capital gains tax. Gains from asset disposals are generally treated as ordinary income and subject to the standard income tax rates. The top marginal rate of 20% applies. Under Taliban administration since August 2021, tax enforcement capacity has been severely diminished and the formal tax code has seen limited active administration.

Capital gains are not separately categorized under Afghan tax law. Gains from the sale of assets are folded into taxable income and taxed at ordinary income tax rates under the Income Tax Law of 2009. The top rate is 20% for annual income exceeding 1,200,000 AFN.

Dividend Tax Rate

Under the Afghanistan Income Tax Law, dividends paid by Afghan entities are subject to a 10% withholding tax. Since the Taliban takeover in August 2021, formal corporate activity and dividend distributions have become extremely limited. No tax treaty network exists with the US.

withholding

Rate: 10.0%

10% withholding applies to dividends paid to both residents and non-residents under Afghan income tax law.

Income Tax Rate:
Progressive 0-20%
Consumption Tax (VAT/GST):
10%

Tax Treaties Notes:

The U.S. currently does not have an income tax treaty with Afghanistan. However, foreign tax credits for taxes paid to Afghanistan are generally allowed for U.S. tax residents for taxes paid to Afghanistan.

Retiree Tax Benefits:

No specific information found regarding tax benefits targeted at foreign retirees in Afghanistan. The available information focuses on general expat taxation and rules for contractors.

Cost Savings vs. U.S.:

No direct comparison of cost savings vs. the U.S. was found. Afghanistan imposes a progressive income tax on residents (up to 20% for sole proprietors on income over 1.2M AFN) and a flat 20% corporate tax. US expats may utilize the Foreign Earned Income Exclusion (FEIE) if they meet residency requirements (Physical Presence or Bona Fide Residence tests).

Pick between Form 2555 (Foreign Earned Income Exclusion) and Form 1116 (Foreign Tax Credit) with an expat tax service.

Get help with my expat taxes

We may earn a commission at no cost to you.

Recommended services for Afghanistan

Recommended Partner

Fidelity β†’

See how Afghanistan's taxes compares with Bhutan

β˜€οΈ Climate & Environment

Average Temperature Range:
Summer: 34Β°C, Winter: -5Β°C
Average Humidity Range:
Average: 40-60%
Water Quality Index:

Our proprietary index for drinking water quality and sanitation. Higher is better.

88.6

Seasonal Variations:

Afghanistan has an arid continental climate with considerable temperature and precipitation variation between seasons. It experiences four distinct seasons: summers are dry and hot, while winters bring extreme cold with heavy snowfall. Temperatures range from -20Β°C in winter to 30Β°C in summer. Most rainfall occurs from January to April.

😊 Quality of Life

Expat Community Size:
none
English Proficiency:
low
Expat Friendliness Score (1-10):
2

Cultural Amenities:

Traditional Arts & Heritage

  • Afghan culture is deeply rooted in Islamic traditions and Central Asian influences.

  • Despite challenges, artistic expressions like poetry, calligraphy, and music are preserved by communities and the diaspora.

Museums & Cultural Institutions

  • Cultural heritage is maintained through community centers and informal gatherings, especially among refugee communities.

Cultural Festivals

  • Traditional festivals are celebrated within communities, focusing on Islamic holidays and local customs.

Culinary Culture

  • Afghan cuisine features dishes like kebabs, pilaf, and various breads, reflecting regional flavors.

🌐 Infrastructure & Connectivity

Average Internet Speed:
17.38Mbps
International Air Travel Access:
poor
Public Transit Quality:

Our proprietary ranking of public transit accessibility and reliability.

poor

Internet Reliability:

Afghanistan's internet infrastructure is severely limited and unreliable due to ongoing conflict and political instability.

Speed & Quality: Fixed broadband averages 17.38 Mbps where available, with very limited fiber coverage.

Availability: Limited to some urban areas, frequently disrupted by conflict and infrastructure damage.

Cost: Varies widely due to instability, often expensive relative to local income.

Reliability for Remote Work: Not suitable for remote work due to severe instability, frequent outages, security concerns, and extremely limited infrastructure. International travel and work visas are highly restricted.

Transportation Network:

Afghanistan's transportation infrastructure has been severely impacted by decades of conflict, with ongoing reconstruction efforts.

Roads: Ring Road connects major cities but security concerns and poor maintenance affect accessibility.

Rail: No functioning passenger rail service; limited freight rail connections being developed.

Domestic Travel: Domestic flights available through Ariana Afghan Airlines and Kam Air, but security restrictions limit services.

Recommended services for Afghanistan

Recommended Partner

Traveling Mailbox β†’
FAQ

Frequently Asked Questions about Afghanistan

Click any question to expand the answer.

There is no Afghan embassy or consulate in the US, so Americans must apply for a visa at a third-country Afghan embassy such as those in Islamabad or Dubai, with fees running as high as 210 USD for expedited service. The US embassy in Kabul has been closed since 2021, meaning no consular support exists once you arrive.
Numbeo data shows a single person's estimated monthly costs in Kabul run about 354.7 USD excluding rent, and overall costs in Kabul run 74% lower than in Portland excluding rent. Kabul's cost of living index sits at 18.88, which Numbeo classifies as very low.
Yes, the US taxes citizens on worldwide income no matter where they live, and the Foreign Earned Income Exclusion for 2026 lets qualifying filers exclude up to 132,900 USD of foreign earned income. There is no Afghan government the US formally recognizes, which complicates any claim to foreign tax credits since the US does not recognize the Taliban or any other entity as the Government of Afghanistan.
Numbeo rates Kabul's Health Care Index at just 26.16, classified as low, and Afghanistan's healthcare workforce stood at only 2.5 healthcare workers per 10,000 people as of 2020. Public hospitals are free but under-resourced, while private hospitals in Kabul offer better care at a cost most expats would need international insurance with medical evacuation coverage to afford.
No. The State Department has kept Afghanistan at Level 4, Do Not Travel since the Taliban takeover, citing civil unrest, crime, terrorism, wrongful detention, and kidnapping, and the US Embassy in Kabul suspended operations in 2021 with no ability to provide emergency consular services. Independent risk trackers rate the country's overall threat severity at 9.9 out of 10, among the highest in the world.
The average monthly rent for a 1-bedroom apartment in the city center is $105.
Yes. A single person can live in Afghanistan on roughly $1,500 a month. Average rent outside the city center runs $79/month, with living expenses around $416/month.

Share This Guide