Luxembourg vs United Kingdom
United Kingdom costs roughly 9% less than Luxembourg, though Luxembourg scores higher on safety, making it one of the more financially compelling destinations for Luxembourg expats. Use our tool below to personalize the estimate based on your income and lifestyle.
United Kingdom is approximately 9% less expensive than Luxembourg based on cost of living including rent. This makes United Kingdom a more budget-friendly option for expats considering a move.
United Kingdom has a FIRE Score of 26/100, indicating its suitability for financial independence and early retirement. The country's safety index is 51.7, suggesting moderate safety levels.
Recommended profile: United Kingdom is best suited for digital nomads who prioritize experience over savings.
About Luxembourg
Not for budget retirees: rent alone runs $1,700-$1,973/mo, plus a 42% top tax rate. No digital nomad visa closes the door on remote workers too. This fits high-net-worth retirees who clear the EUR 2,570.93/mo income threshold and want elite safety, low crime, and strong healthcare over cheap living.
$-206/mo
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Living Costs (excl. rent)
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About United Kingdom
No retirement visa exists, and a difficult residency and citizenship path rules out anyone seeking a straightforward move. Rent near $1,344/mo plus 20% basic, 40% higher, 45% additional income tax bites hard. This fits Americans with UK ancestry, employer transfers, or high earners who value large expat networks and English-language ease over affordability.
$564/mo
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Living Costs (excl. rent)
Rent Per Month
Attractiveness Scores
Battle of Lifestyles
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| Metric | Luxembourg | United Kingdom |
|---|---|---|
| Travel Advisory | Level 1: Normal Precautions | Level 2: Increased Caution |
| Quality of Life Index | 220.1 +45.6 | 174.5 |
| Healthcare Index | 75.2 +2.5 | 72.7 |
| Safety Index | 65.8 +14.1 | 51.7 |
| Cost of Living Index | 64.8 | 59.2 +5.6 |
| Living Costs (Single, excl. rent) | $1,232.8 | $1,091.7 +141.1 |
| Living Costs (Family, excl. rent) | $4,368.6 | $3,781.6 +587 |
| 1BR Apartment (Center) | $1,972.92 | $1,343.94 +628.98 |
| 1BR Apartment (Outside) | $1,699.73 | $1,087.26 +612.47 |
| 3BR Apartment (Center) | $3,479.57 | $2,216.42 +1,263.15 |
| 3BR Apartment (Outside) | $2,765.25 | $1,766.27 +998.98 |
| Avg Internet Speed | 341.24 Mbps +52.2 | 289.06 Mbps |
Expat taxes filed by specialists
Greenback Expat Tax handles US taxes for Americans living in United Kingdom. File confidently from abroad.
File your taxes →International health insurance from $45/mo
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