United Kingdom vs Spain

Spain costs roughly 36% less than United Kingdom, making it one of the more financially compelling destinations for United Kingdom expats. Use our tool below to personalize the estimate based on your income and lifestyle.

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Spain is approximately 36% less expensive than United Kingdom based on cost of living including rent. This makes Spain a more budget-friendly option for expats considering a move.

Spain has a FIRE Score of 55/100, indicating its suitability for financial independence and early retirement. The country's safety index is 63.4, which is relatively safe.

Recommended profile: Spain is well-suited for retirees seeking a balanced lifestyle.

United Kingdom

London

About United Kingdom

Best for English-speaking retirees who prioritize familiar language and culture over low costs, but its lack of a dedicated retirement or digital nomad visa makes legal relocation a hurdle. A single person spends ~$2,435/month including rent in a city center, roughly 40% less than NYC, with English-speaking doctors common and excellent air travel access. The key trade-off is a progressive income tax up to 45%, which can significantly erode savings for higher earners, and a difficult path to permanent residency.

Monthly Savings

$564/mo

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Rent Per Month

1 Bedroom (City Centre)
$1,344
1 Bedroom (Outside Centre)
$1,087
3 Bedroom (City Centre)
$2,216
3 Bedroom (Outside Centre)
$1,766

Attractiveness Scores

FIRE Score
26/100
Retiree Score
58/100
Nomad Score
65/100


Country Details →
Overall Winner

Spain

Madrid

About Spain

For retirees, Spain's Non-lucrative Visa requires just EUR 2,400/mo income, making it one of Europe's most accessible options. A single person lives on ~$823/month excluding rent, while rent outside city centers averages $804 — under half typical US costs. The trade-off is Spain's progressive income tax up to 47% (or 24% flat via Beckham Law) and a complex citizenship path.

Monthly Savings

$1,148/mo

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Rent Per Month

1 Bedroom (City Centre)
$1,028
1 Bedroom (Outside Centre)
$804
3 Bedroom (City Centre)
$1,636
3 Bedroom (Outside Centre)
$1,232

Attractiveness Scores

FIRE Score
55/100
Retiree Score
67/100
Nomad Score
73/100


Country Details →

Battle of Lifestyles

Scroll to compare

MetricUnited KingdomSpain
Travel Advisory
Level 2 — Increased CautionLevel 2 — Increased Caution
Quality of Life Index
174.5
184.4 +9.9
Healthcare Index
72.7 77.3 +4.6
Safety Index
51.7
63.4 +11.7
Cost of Living Index
59.2 43.5 +15.7
1BR Apartment (Center)$1,343.94 $1,028.43 +315.51
1BR Apartment (Outside)$1,087.26 $804.37 +282.89
3BR Apartment (Center)$2,216.42 $1,636.42 +580
3BR Apartment (Outside)$1,766.27 $1,232.15 +534.12
Avg Internet Speed176.6 Mbps 263.31 Mbps +86.7
FAQ

Frequently Asked Questions

Click any question to expand the answer.

We use a "Pure Data" approach, pulling raw facts from high-authority sources including private sources for real-time crowd-sourced pricing, the World Bank for stability metrics, and official government visa portals.

The FIRE Score is a dynamic metric based on your Monthly Income vs. Total Expenses. It calculates your potential savings rate; the more you save, the higher the score.

Our indices (Quality of Life, Healthcare, Safety, Cost of Living) are relative metrics. For example, a higher Quality of Life Index indicates better purchasing power, safety, and healthcare, while a higher Cost of Living Index means the country is more expensive relative to others.

The Retiree Score is a holistic measure of how suitable a country is for long-term retirement. It is calculated from three main factors: healthcare system quality, safety index, and the general cost of living.

The Nomad Score measures how well a country supports remote workers. It is calculated from average internet speeds, the cost of living, and the safety index.

The "Single" toggle calculates costs based on a 1-Bedroom apartment. "Family" assumes a 3-Bedroom apartment and the expenses for a household of four.