Single · Comfortable · $3,000/mo

ItomanOverall winner

Shiga is approximately 40% less expensive than Itoman based on cost of living including rent. This makes Shiga a more budget-friendly option for expats considering a move.

Shiga has a FIRE Score of 81/100, indicating its suitability for financial independence and early retirement. The city's safety index is 92, which is relatively safe.

Recommended profile: Shiga is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

Japan

Itoman

Normal Precautions
FIRE77

Japan

Shiga

Normal Precautions
FIRE81
Cost
Cost of living index
Best in row. 58
63.8
One person, excluding rent
Best in row. $899/mo
$989/mo
Family of four, excluding rent
Best in row. $3,248/mo
$3,573/mo
Total monthly, rent included
Best in row. $881/mo
$929/mo
Monthly savings
Best in row. $2,119/mo
$2,071/mo
Housing
1BR, city centre
$620
Best in row. $443
1BR, outside centre
$480
Best in row. $190
3BR, city centre
$1,190
Best in row. $949
3BR, outside centre
$920
Best in row. $506
Scores
FIRE score
77/100
Best in row. 79/100
Nomad score
22/100
22/100
Retiree score
69/100
Best in row. 74/100
Overall score
77/100
Best in row. 81/100
Safety & infrastructure
Safety index
90
Best in row. 92
Internet speed
41 Mbps
Best in row. 150 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Itoman

Itoman is a quietly excellent pick for anyone who wants Japan's safety and healthcare without Tokyo prices: a 1-bedroom in the center runs $620/mo, an inexpensive restaurant meal costs $3, and the crime index sits at 10/100. The tradeoff is scale and social life, since 57 thousand people and a very few expats mean you will not stumble into a ready-made community, and 41 Mbps internet plus typhoon season from June through September tests patience. The Japan Digital Nomad Visa's $6,667/mo income floor is steep for a town this cheap, so remote workers earning well under that will find the budget tier at $608/mo almost absurdly comfortable. Come for the subtropical winters and the Shioya area, stay if you can handle being the new face in a small city.

About Japan

Safe, efficient, and financially punishing for anyone chasing early retirement. A 1BR in central Tokyo runs $531.81/mo, cheap by American standards, but progressive income tax up to ~55% (incl. local) erases most remote-work savings. No retirement visa exists, and the digital nomad route requires $6,667/mo income with zero path to permanent residency or citizenship without a long, difficult grind.

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Itoman vs Shiga -- Frequently Asked Questions

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