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Bangkok vs Ho Chi Minh City

Single · Comfortable · $3,000/mo

BangkokOverall winner

Ho Chi Minh City is approximately 15% less expensive than Bangkok based on cost of living including rent. This makes Ho Chi Minh City a more budget-friendly option for expats considering a move.

Ho Chi Minh City has a FIRE Score of 88/100, indicating its suitability for financial independence and early retirement. The city's safety index is 72, which is relatively safe.

Recommended profile: Ho Chi Minh City is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

Thailand

Bangkok

Increased Caution
Nomad79

Vietnam

Ho Chi Minh City

Normal Precautions
FIRE88
Cost
Cost of living index
41.9
Best in row. 29.4
One person, excluding rent
$649/mo
Best in row. $456/mo
Family of four, excluding rent
$2,346/mo
Best in row. $1,646/mo
Total monthly, rent included
Best in row. $774/mo
$1,180/mo
Monthly savings
Best in row. $2,226/mo
$1,820/mo
Housing
1BR, city centre
$676
Best in row. $586
1BR, outside centre
$346
Best in row. $298
3BR, city centre
$2,005
Best in row. $1,269
3BR, outside centre
$735
Best in row. $722
Scores
FIRE score
78/100
Best in row. 84/100
Nomad score
53/100
Best in row. 75/100
Retiree score
59/100
Best in row. 73/100
Overall score
77/100
Best in row. 88/100
Safety & infrastructure
Safety index
55
Best in row. 72
Internet speed
Best in row. 150 Mbps
85 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Bangkok

Bangkok suits the geo-arbitrage remote worker who trades clean air for a large, active expat community and city-center rent at $750. The 72 FIRE score outpaces the 59 retiree score, signaling cost leverage for earners, not a relaxed retirement. A bad fit is anyone whose health or daily comfort requires an AQI below 110.

About Thailand

Thailand is best for retirees seeking low costs, with a Retirement Visa requiring only a $30,000 foreign exchange deposit or monthly income. Living costs are a third of US norms: a single person spends $603/month excluding rent, and a 1-bedroom in a city center is $475. However, the main trade-off is no clear pathway to citizenship, and political stability is weak perceptions remain weak.

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Bangkok vs Ho Chi Minh City -- Frequently Asked Questions

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