Spain flag

Bilbao, Spain

Bilbao, Spain Hero Image
Wikipedia Contributor, CC BY-SA
🌊 Coastal

Data updated Nov 13, 2026

Follows Spain Residency Rules. Check Digital Nomad & Retiree Pathways →

📊 Scores

75
FIRE
68
Retiree
77
Digital Nomad

Best fit: Digital Nomad (score: 77)

The economy here pivoted hard from steel and shipbuilding to services and culture, and that shift defines who can actually make a living. The Guggenheim didn't just put Bilbao on the map. It reshaped the entire job market around tourism, regional government, and financial services, with a modest tech scene sprouting in the technology parks outside town. Remote workers get decent internet at 150 Mbps and a handful of proper coworking spaces, so if your paycheck comes from elsewhere, you're set. If you need local work and don't speak Spanish or Basque, your options collapse to English teaching and maybe a hotel bar. Even the startup crowd conducts business in Spanish. You'll spend about $950 a month on living costs outside rent, and a one-bedroom in the center runs $1,100. That's not Madrid money, but it's not cheap either, especially given how few foreigners crack the local job market.

The metro is genuinely excellent. Clean, punctual, €1.70 a ride, and it'll get you from the center to the beach in Getxo faster than you'd expect. Healthcare through the Basque public system is solid once you're in, but getting in means paperwork, and that paperwork is in Spanish. Sometimes Basque too, just to keep things interesting. Appointments can take weeks. The rain is not a joke. It's not London drizzle either. It's persistent Atlantic weather that sits over the city for days, and if you need sun to function, this will break you. Housing across the river in Deusto or Santutxu drops the rent a bit, but you trade proximity for steep hills and fewer English speakers. The food is a genuine highlight. Pintxos bars are everywhere, seafood is excellent, and you'll eat well for less than you'd pay in San Sebastián, though more than in Andalusia. The expat community is small and clusters around language schools and cultural institutions, so don't expect the instant social circle you'd find in Barcelona.

You'll thrive here if you're a culture obsessive who genuinely enjoys rain, doesn't mind solitude, and is willing to learn Spanish to a functional level. The Guggenheim, the fine arts museum, the music festivals. These aren't weekend diversions. They're the reason you pick Bilbao over a sunnier, easier city. Retirees score it an 89 out of 100 for good reason. The pace is civilized, the healthcare is strong, and the cost structure works if you're not chasing a local salary. Digital nomads get a 70, which feels about right. The infrastructure is there, but the social isolation can be real. If you need big expat networks, predictable sunshine, or a job market that rewards English, go elsewhere. Valencia, maybe. Or Lisbon. Bilbao doesn't care if you come or go, and that's kind of the point.

Estimate the cost of moving to Bilbao, Spain

Get a free moving cost estimate for moving to Bilbao, Spain. Takes 10 seconds.

How much are you shipping?

When are you moving?

Powered by Sirelo. Free quotes from international movers.

🏚️ Cost of Living

💰 Budgets and Costs

$1,769/mo, one person, rent included
Selected: mid-range lifestyle

Bilbao at the mid-range tier comes to about $1,769 a month for one adult, with $1,042 of that going to rent. Beyond rent the estimate covers $165 on groceries, $213 on dining out, $106 on entertainment and lifestyle, $193 on utilities and connectivity and $50.00 on transport.

Rent

$1,042/mo

1BR outside the centre

Groceries

$165/mo

Staples basket scaled to a full month

Dining out

$213/mo

10 inexpensive meals

Entertainment & lifestyle

$106/mo

gym, 2 cinema trips, 12 cappuccinos

Utilities & connectivity

$193/mo

utilities, mobile, internet

Transport

$50.00/mo

Monthly pass

Budgets (excl. rent)

Single person$727/mo

Excludes rent. The total above is all-in, rent included.

Estimates for one adult, built from this city's average prices and the usage shown for each tier. Your spending will differ with how often you eat out and where you live.

A 1BR in the center runs about $1259.7/mo. If your income is in another currency, bank FX fees add up. A multi-currency account can cut that cost.

See low-fee transfers

We may earn a commission at no cost to you.

See how Bilbao's cost of living compares with Cuenca

Be the first to report costs in Bilbao

Share

🛡️ Safety & Crime

51.42
Safety Index

(Higher is safer)

48.58
Crime Index

(Lower is safer)

198.71
Quality of Life Index

(Higher is better)

Bilbao is genuinely safe for daily life. The city feels secure during day and night, with well-lit streets and active public spaces. Expats report comfortable walkability even late evening, particularly in central areas like Casco Viejo and around the Guggenheim. The safety index of 85 reflects reality—this is one of Spain's safer major cities, with a professional police presence and low violent crime.

Petty theft and pickpocketing occur but are not epidemic. Crowded areas like metro stations, markets, and tourist zones warrant standard precautions. Scams targeting foreigners are minimal compared to other European cities. Solo female travelers report feeling safe; harassment is uncommon. Avoid displaying expensive items, and use common sense in poorly lit peripheral neighborhoods after midnight, though serious crime remains rare.

Spain's political climate is stable; Bilbao has no significant geopolitical risks for residents. Police are reliable and professional. The Basque region has historical independence movements, but these manifest as political debate, not street-level danger. Corruption is low by international standards. For Americans considering relocation, Bilbao presents minimal safety concerns—it's an excellent choice for remote workers and retirees seeking a secure, walkable European city with strong quality of life.

Bilbao has a safety index of 51.42/100. Petty theft and lost belongings are the most common problems for newcomers. Compare travel insurance before you go.

Compare travel insurance

We may earn a commission at no cost to you.

🏥 Healthcare

Excellent
Health Care Index (higher is better)
85.82
Public Hospitals
Yes
Private Clinics
Yes
English-Speaking Doctors
Available

See how Bilbao's healthcare compares with Cuenca

🌤️ Climate

Summer Temp
26°C
Winter Temp
5°C
Humidity
78%
Air Quality Index
42
Pollution Index (lower is better)
23.61
Climate Index (higher is better)
95.65
Annual Rainfall
1222 mm

Best Months

MarAprMayJunJulAugOct

Climate Notes

Oceanic climate with mild, rainy winters and cool summers.

Commute & Property

Commute Time Index
29.19
Price to Income Ratio
9.38

Indices last read Nov 13, 2026.

💻 Digital Nomad

Avg Internet Speed
150 Mbps
Internet (monthly)
$30/mo
Coworking Availability
Moderate
Coworking Spaces Nearby
3
Digital Nomad Score
77/100

Community Notes

Bilbao offers a vibrant culture and great food for nomads.

Coworking Spaces

NameNotes
Auzo Factory La CanteraLocated at 5 Harrobi kalea, Bilbao.
B Accelerator Tower
Bilbo CoworkingLocated at Avenida FERROCARRIL / TRENBIDEKO ETORBIDEA, 10, ENTREPLANTA, Bilbao.

Names, locations and hours can change. Check each space's website before you visit. Places from © OpenStreetMap contributors and Foursquare Open Source Places (Apache 2.0).

Planning to live in Bilbao long-term? Spain Digital Nomad Visa lets remote workers live legally with a minimum income of $1,627/month.

View full requirements →

Working remotely from Bilbao? Nomad health insurance covers you across borders, month to month.

See nomad insurance

We may earn a commission at no cost to you.

See how Bilbao's digital nomad life compares with Cuenca

🧳 Expat Life

English Proficiency
Common in Tourist Areas
Expat Community
Large & Active
Top Neighborhoods
Abando, Indautxu, Getxo
Banks Nearby
289
ATMs Nearby
37

Expat Life Notes

Bilbao is a sophisticated cultural hub in the Basque Country with excellent infrastructure and a strong economy.

Pros

  • ✓ World-class food culture
  • ✓ Exceptional public transit
  • ✓ High standard of living

Cons

  • ✗ Rainy climate
  • ✗ Basque language can be a barrier for integration
  • ✗ Higher cost of living for Spain

🏘️ Neighborhoods in Bilbao

Notable areas of Bilbao, with descriptions adapted from public reference sources. Rent figures are Numbeo's city-wide averages, not prices for a specific area.

Conditions can change from one block to the next, and these descriptions are general guides, not safety assessments. Before choosing where to stay or live, check current travel advisories, talk to people who live there, and visit in person if you can.

Abando

Abando, once called San Vicente de Abando, is one of the eight districts of Bilbao in the Basque Country, Spain. It covers most of the city center on the left bank of the estuary of Bilbao and is the only district of Bilbao with all of its land completely urbanised. It was originally an elizate and a municipality until 1876, when part of it was annexed to Bilbao; the rest of its municipal land was integrated into Bilbao in 1890.

Numbeo city average, center: $1,260 (updated Nov 13, 2026)

Sources: Wikipedia

Casco Viejo

Known as Las Siete Calles or Casco Viejo in Spanish and Zazpikaleak or Alde Zaharra in Basque, this medieval neighborhood of Bilbao belongs to the Ibaiondo district. The town's walled section stood until the end of the 19th century and was called Seven Streets or Old Town.

Numbeo city average, center: $1,260 (updated Nov 13, 2026)

Sources: Wikipedia

Santutxu

Santutxu is a neighborhood in Bilbao, Spain, part of the 4th urban district, Begoña. It is a popular residential area with many small businesses and has received waves of immigration in recent years, particularly Romanians. The Begoña district has three neighborhoods: Santutxu, Begoña and Bolueta. Research on population density and Bilbao City Council data place Santutxu third among Europe's most densely populated areas of a certain size, with about 41.378 residents per sq/km.

Numbeo city average, center: $1,260 (updated Nov 13, 2026)

Sources: Wikipedia

Begoña

Begoña is a neighborhood and urban district of Bilbao in Biscay, Basque Country, Spain, and was formerly a historical municipality. Its name means 'the lower foot,' referring to the slopes of Mount Artxanda north of the city. Begoña was incorporated into Bilbao in 1925, and it once took in the uplands south and east of the medieval walled town.

Numbeo city average, center: $1,260 (updated Nov 13, 2026)

Sources: Wikipedia

Page 1 of 2

Descriptions adapted from Wikipedia and Wikivoyage, licensed CC BY-SA 4.0. Location data from OpenStreetMap contributors (ODbL).

Could living/working in Bilbao cut years off your work life?

With a 1-bedroom in the center at $1260/mo, your FIRE number here might be much lower than you think.

Calculate My FIRE Date →

🛂 Visa Options for Spain

Many long-stay visas require proof of health insurance. Compare international health plans before you apply.

Compare health insurance

We may earn a commission at no cost to you.

🛂

Earning over $1,627/mo? You may qualify for a Spain visa.

Answer 11 questions and get a personalized match in under 2 minutes.

Find My Visa

More Cities to Consider instead of Bilbao

FAQ

Frequently Asked Questions about Bilbao

Click any question to expand the answer.

Share This Guide