Cape Verde
Data updated Oct 10, 2026
Overall Score
53.5
Good
Avg. Rent (1BR)
$470
-72% vs US Avg
Safety Index
66.4
COL Index
38
Overall Score
53.5
GoodEstimated Cost
$1,058/mo
single person, incl. rent
Verdict
Best for retirees
based on our recommended destinations
Cape Verde works for a narrow slice of people: remote workers on a real salary who want African time zones with European-adjacent infrastructure, or early-stage FIRE types who can live simply on an island and don't need much medical infrastructure. It's not a retirement play in the way Portugal or Panama are, because there's no dedicated retirement or passive-income visa here. What you get instead is the Remote Working Visa, built for people earning a salary abroad and working from a laptop on Sal or Santiago, not for someone drawing down a 401k with no active income.
The sticker price looks good until you build the actual budget. Imported goods, specialty food, and anything electronic tend to cost more than headline numbers suggest, since so much is shipped in. The reported digital nomad visa threshold is around $5,043 in monthly income, which is the real gatekeeping number, not the cost of living. Marketing photos sell the beaches; they don't mention the extra cost of living on islands dependent on imports.
The friction shows up in daily logistics. Internet averages around 20 Mbps, workable for video calls but not for anything bandwidth-heavy on a bad day, and connectivity varies sharply between islands. Healthcare is the bigger issue: the government is working toward better healthcare financing, but in practice many residents and expats alike still incur out-of-pocket costs for anything beyond basic care. Day-to-day admin runs through Portuguese or Cape Verdean Creole, so language is part of the deal.
For a US expat, there's no tax treaty between the US and Cape Verde, so you're not getting treaty-based relief, just the standard US tools. The FEIE for 2026 excludes up to $132,900 of foreign earned income, and if you're renting rather than owning, the foreign housing exclusion adds a layer on top, with a base of $21,264 and a cap of $39,870 depending on location. Locally, Cape Verde taxes residents on a progressive scale that tops out at 27.5% above CVE 1,800,000, with a 0% band up to CVE 220,000, so most expat salaries will land well inside that bottom bracket or close to it. Capital gains for individuals are taxed at a flat 1%, and dividends paid to residents get a 10% rate, both low enough that double taxation isn't the real risk here, it's just making sure your FEIE paperwork is filed correctly every year.
Cape Verde vs. the West Africa average
Scores out of 10, shown as the gap between Cape Verde and the average of the 14 other countries in West Africa. 7 clear strengths, 2 clear gaps.
- Safety+3.1
- Residency Pathway+2.0
- Public Transport+1.8
- Healthcare+1.6
- Tax Friendliness+1.0
- Expat Community+0.9
- English Speaking+0.5
- Internet Speed-0.9
- Cost of Living-1.0
🚚 Moving to Cape Verde
Planning the move? Compare free quotes from international movers.
Get a free moving cost estimate for moving to Cape Verde. Takes 10 seconds.
How much are you shipping?
When are you moving?
Powered by Sirelo. Free quotes from international movers.
We may earn a commission if you request quotes through this tool.
Recommended Destinations in Cape Verde
Best for Retirees
Best for Geoarbitrage
Best for Remote Workers
- Capital
- Praia
- Official Language
- Portuguese
- Time Zone
- UTC-01:00
- Region
- Africa
- Population
- 555,988
- Healthcare Index
- 41.2
- Internet Speed
- 20 Mbps
View on Interactive Map
Explore data visually
🏙️ Top Cities in Cape Verde
Explore cost of living, walkability scores, and expat ratings for individual cities in Cape Verde.
CoL Index: 45
Est. Total: ~$1,150/mo
CoL Index: 43
Est. Total: ~$1,124/mo
CoL Index: 38
Est. Total: ~$703/mo
CoL Index: 38
Est. Total: ~$1,245/mo
How far does $1,500 go in Cape Verde?
With a monthly budget of $1,500, you can live comfortably in Cape Verde. After accounting for an average rent of $$470, you have approximately $1,030remaining for daily expenses.
Calculate your FIRE timeline with these costs →💰 Cost of Living in Cape Verde
Relative to New York City (NYC = 100). A lower number means it's cheaper.
Estimate the cost of shipping your belongings to Cape Verde →
See how Cape Verde's cost of living compares with Ghana
🛒 Grocery & Family Costs
Family Costs
Can I afford to live in Cape Verde?
Comfortable (1.0×): balanced baseline lifestyle. Adjusts day-to-day costs only — rent is unaffected.
Cape Verde
You could save
1,742/mo
Monthly Costs
Attractiveness Scores
Based on national averages. City-level costs may vary. Browse cities in Cape Verde →
⚕️ Healthcare System
Our Top Pick for Nomads: SafetyWing
Flexible, subscription-based health cover for remote workers in Cape Verde.
Get Covered with SafetyWing →Looking for more options? Check Ekta.
An estimation of the overall quality of the health care system. Higher is better.
Quality & Affordability:
Cape Verde has been investing in improving its healthcare infrastructure, focusing on enhancing access and quality of primary healthcare services in various municipalities. However, challenges remain in ensuring comprehensive coverage across all islands.
Insurance Insights:
The government is working towards better healthcare financing, but many individuals still incur out-of-pocket expenses.
See how Cape Verde's healthcare compares with Ghana
🛂 Visa & Residency Pathways
🛂 Visa Services
Ready to apply for a Cape Verde visa?
Get help with your application — tourist, long-stay, and residency visas processed online.
General Overview
Available Visa Types:
Process & Requirements:
Cape Verde has established a 'clear' residency framework aimed at attracting foreign investment and remote workers. The primary routes are through real estate investment or by demonstrating a stable passive income. A residence permit can be obtained by purchasing property, with the value requirements being reasonable compared to many European destinations. For those with passive income (retirees or remote workers), demonstrating a monthly income of at least €1,500 can qualify them for a long-stay visa and subsequent residence permit. This is often referred to as a 'D7-style' visa, similar to Portugal's.
The process involves first obtaining a long-stay visa from a Cape Verdean embassy and then applying for the residence permit within the country. While the system can be bureaucratic, the legal requirements are straightforward and financially accessible for many, making it an attractive option.
Residency & Citizenship Notes:
The pathway to permanent residency is 'clear' after five years. The pathway to citizenship is also 'clear' and relatively fast. A person can apply for naturalization after just five years of legal and continuous residence. The applicant must demonstrate a sufficient connection to the country and have a basic knowledge of the Portuguese language. Cape Verde allows for dual citizenship, so you are not required to renounce your previous nationality. The short five-year timeline and acceptance of dual citizenship make it a very appealing path for long-term residents.
🛂 Visa Matcher
See which Cape Verde visas you qualify for
Answer 11 quick questions and get matched to the right visa for your situation.
Free · No signup required to see results
Detailed Visa Options
🧳 Tourist & Short-Stay Information
Extension Notes
An extension of stay can be requested from the National Police (Direcção de Emigração e Fronteiras) before the initial period expires. Source: Government of Cabo Verde.
General Visa Notes
US citizens can enter Cabo Verde visa-free for up to 30 days. However, it is mandatory to complete an online pre-registration form (EASE) and pay an airport security fee (TSA) at least five days before arrival.
Official Source: View Source
🌴 Retirement / Passive Income Visa
This country does not have a dedicated retirement visa, but the following notes provide guidance on pathways for retirees.
Income Notes
Cabo Verde does not have a dedicated retirement visa, but a temporary stay visa can be granted to those with 'their own proven income'. No specific amount is listed by law and it is subject to consular approval. A residence permit can also be obtained via real estate investment.
Official Source: https://www.governo.cv/category/vistos/
Health Insurance Notes
For a temporary stay visa based on 'own proven income', applicants must have a health insurance policy that covers medical expenses and repatriation for the duration of their stay.
Official Source: https://www.governo.cv/category/vistos/
💻 Digital Nomad Visa
Income Notes
The Cabo Verde Remote Working Program requires a minimum monthly income of €1,500 for an individual. The visa is granted for six months and can be renewed for another six. The application process is done online.
Official Source: View Source
Tax Notes
Holders of this visa are exempt from paying local income tax in Cabo Verde. The program is designed to allow nomads to live in the country without becoming part of its domestic tax system. Source: Government of Cabo Verde.
📈 Investor Visa
Investment Details
Investment Options & Notes
Cape Verde does not have a direct 'Golden Visa', but foreigners can obtain residency by investing in the country. While there's no official minimum in law, an investment of at least €80,000 in real estate is a widely used benchmark for a successful application. Source: Law No. 80/VIII/2014 on Foreigners.
Path to Citizenship
Citizenship Notes
After 5 years of continuous legal residence, an investor can apply for citizenship. The applicant must have a basic knowledge of Portuguese. Dual citizenship is permitted. Source: Law on Nationality of Cape Verde.
Many long-stay visas require proof of health insurance. Compare international health plans before you apply.
Compare health insuranceWe may earn a commission at no cost to you.
🛡️ Safety & Stability
An estimation of overall safety level. Higher is better.
An estimation of the overall level of crime. Lower is better.
World Bank political stability estimate, rescaled to 0-100. Higher is better.
Safety Notes:
Crime Rate: Low. Cape Verde is generally safe, with occasional petty crimes.
Types of Crime: Petty crime including pickpocketing and theft occurs, with incidents more common in tourist areas.
Kidnapping Risk: Very low; no significant threat reported.
🏦 Taxation & Finance
🏦 Tax Snapshot
FEIE Interaction
FTC Utility: medium
Cape Verde's top marginal IUR rate is 23.5%, below the top US federal rate of 37%. The Foreign Tax Credit can offset some US tax liability on income taxed in Cape Verde, but the lower local rate means the FTC will not fully shelter US tax on higher-income earners. For lower earners, the FEIE may be more advantageous than the FTC.
Presence Day Count Notes
Standard 330-day physical presence test applies. Cape Verde has no US tax treaty that modifies FEIE qualification rules. Days spent on any of the ten islands count equally. Travel between islands does not interrupt the count.
FBAR Trigger Notes
FBAR filing required if aggregate value of foreign financial accounts exceeds $10,000 at any point during the calendar year. Cape Verde escudos (CVE) held in Cape Verde bank accounts count toward the threshold. FATCA reporting may also apply for accounts over $200,000 held abroad.
401k/IRA Treatment
Pension Income
Foreign pension income received by Cape Verde tax residents is taxable under IUR at progressive rates up to 23.5%. Cape Verde has a small number of double tax agreements with Portugal and a few other countries, but none with the US.
Locally TaxedSocial Security
No US-Cape Verde totalization or income tax treaty. US Social Security benefits received by a Cape Verde resident are potentially subject to IUR as foreign pension income. No domestic exemption for foreign government pension schemes is confirmed.
Locally TaxedRoth Distributions
No treaty exists to clarify treatment of Roth distributions. Cape Verde tax authorities may treat these as foreign income receipts subject to IUR. The tax-exempt character of Roth distributions under US law is not recognized in Cape Verde absent a treaty.
Locally TaxedUS 401k/IRA Distributions
The United States and Cape Verde do not have a bilateral income tax treaty. US 401k and IRA distributions received by a Cape Verde tax resident would generally be treated as foreign-source pension or employment income and subject to IUR at progressive rates up to 23.5%. No treaty provisions exist to limit Cape Verde's taxing rights.
Locally TaxedCapital Gains Tax
Cape Verde does not have a standalone capital gains tax. Capital gains earned by individual taxpayers are subject to a flat 1% rate on the disposal of immovable property, intellectual property, or shareholdings. Corporate gains are included in taxable profit subject to the standard CIT (IRC) rate.
Individual capital gains in Cabo Verde are taxed at a flat 1% rate on disposal of immovable property, intellectual property, or shareholdings, rather than at progressive IUR rates. Corporate gains are folded into ordinary taxable income under the IRC.
Dividend Tax Rate
Dividends are subject to a flat 10% rate for both resident and non-resident individuals. A special regime exempts interest on term deposits received by Cape Verdean emigrants, and dividends from shares listed on the stock exchange placed at holders' disposal until 31 December 2017 are exempt from PIT.
flat
Rate: 10.0%
Standard flat rate applying to dividends for both resident and non-resident individuals.
Tax Treaties Notes:
No US-Cape Verde tax treaty. Territorial taxation (foreign income not taxed).
Retiree Tax Benefits:
Retiree visa available with income proof. No taxes on foreign pensions.
Cost Savings vs. U.S.:
Moderate costs (e.g., $788.9/month on islands like Sal). Tourism-driven economy.
Pick between Form 2555 (Foreign Earned Income Exclusion) and Form 1116 (Foreign Tax Credit) with an expat tax service.
Get help with my expat taxesWe may earn a commission at no cost to you.
Recommended services for Cape Verde
Recommended Partner
Fidelity →See how Cape Verde's taxes compares with Ghana
☀️ Climate & Environment
Our proprietary index for drinking water quality and sanitation. Higher is better.
Seasonal Variations:
Cape Verde experiences a semi-arid climate with a short rainy season from August to October and a longer dry season for the remainder of the year. Average annual temperatures range between 24°C and 30°C, with low humidity and consistent trade winds. ([capeverde.co.uk](https://www.capeverde.co.uk/guide/weather))
😊 Quality of Life
Cultural Amenities:
Museums & Cultural Institutions
Museu Etnográfico da Praia showcases Cape Verdean history and culture.
Cidade Velha, a UNESCO World Heritage site, reflects the islands' colonial past.
Performing Arts
Morna, a melancholic music genre, is emblematic of Cape Verdean identity.
Funaná and Batuque are lively traditional music and dance forms.
Cultural Festivals
Gamboa Festival in Praia features local and international music acts.
Baía das Gatas Music Festival on São Vicente Island is a major cultural event.
Culinary Culture
Cachupa, a slow-cooked stew of corn, beans, and meat or fish, is the national dish.
Seafood is abundant, with dishes often seasoned with local herbs and spices.
🌐 Infrastructure & Connectivity
Our proprietary ranking of public transit accessibility and reliability.
Internet Reliability:
Cape Verde has moderate internet infrastructure with ongoing improvements across the islands.
Speed & Quality: Fixed broadband averages around 20 Mbps with fiber networks expanding in main cities.
Availability: Good coverage on main islands, more limited on remote islands.
Cost: Moderate pricing, typically $30-50/month.
Reliability for Remote Work: Generally adequate for remote work on main islands, though some remote locations may face connectivity challenges.
Transportation Network:
Cape Verde has basic transportation infrastructure serving its scattered island geography with inter-island connectivity focus.
Roads: Limited road networks on individual islands, mostly paved on main islands.
Rail: No railway system due to island geography.
Domestic Travel: Regular flights and ferry services connect the islands; Praia and Mindelo serve as main hubs.
Recommended services for Cape Verde
Recommended Partner
Traveling Mailbox →Frequently Asked Questions about Cape Verde
Click any question to expand the answer.
Share This Guide
Cape Verde's rules change. We'll tell you when.
Visa, tax, and cost updates for Cape Verde, before they catch you out. Free with RA Postcards.
By submitting your email address, you will receive a free subscription to RA Postcards and special offers from Rewire Abroad and our affiliates. You can unsubscribe at any time, and we encourage you to read more about our Privacy Policy.