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Azerbaijan

Data updated Jul 16, 2026

Azerbaijan

Overall Score

Holistic attractiveness score (0–100) based on cost, healthcare, safety, and quality of life.

48.3

Fair

Avg. Rent (1BR)

Average monthly rent for a one-bedroom apartment in the city center, in USD.

$424

-75% vs US Avg

Safety Index

A proprietary ranking based on crime reports, political stability, and expat-specific safety feedback.

68.2

COL Index

A relative measure of living expenses compared to our US baseline (New York City = 100). A score of 46.5 means this location is 53.5% cheaper than NYC for a standard expat lifestyle.

29.5

🚨

Level 3 β€” Reconsider Travel

Please check the latest official travel advisories for Azerbaijan before planning your trip.

Azerbaijan makes sense for a narrow slice of expats: people who want extremely low costs, don't need English spoken around them, and have a genuine curiosity about the post-Soviet Caucasus rather than a tolerance for it. Think budget-conscious FIRE retirees living on $1,500 or less per month, or remote workers who want to stretch a modest income in a place most Westerners haven't considered. The Level 2 State Department advisory is standard for the region, but the ongoing unresolved tension with Armenia and proximity to conflict zones means you need to follow the news rather than ignore it. Baku, the capital, is where almost all expats land, and it's a real city with infrastructure that works, not a hardship posting. That said, this is not a destination you choose for convenience. You choose it because the numbers make something possible that isn't possible elsewhere.

A realistic monthly budget for a single person in Baku runs around $950 to $1,100 all-in. Numbeo puts daily expenses excluding rent at roughly $528 per month, and a one-bedroom in the city center averages around $424. That puts your floor near $950 before you add travel, health insurance, or anything beyond basics. Grocery costs are genuinely low, local restaurants run $4 to $7 for a meal, and public transit is almost free at under $0.30 per ride on the Baku Metro. Where the math shifts is if you want Western-style imported goods, regular flights out of the region, or international health coverage. Budget $150 to $200 per month for a solid expat health insurance policy because you will want it. The healthcare index score of 48.3 reflects a system that handles routine care adequately in Baku's private clinics but is not somewhere you want to navigate a serious diagnosis.

The practical friction starts with language. Azerbaijani is the official language, Russian is widely understood among older residents, and English is sparse outside of a few hotels and international business settings. Getting a SIM card or signing a lease without Russian is manageable but slow. Banking is clunky for foreigners, and the manat is not freely convertible, so moving money in and out requires planning. Visa rules currently allow Americans to enter on an e-visa for up to 30 days, extendable, but long-term legal residency requires employment or property ownership and is not a simple process. Fixed broadband speeds average around 182 Mbps download according to Speedtest data, which is workable for remote work, but reliability outside central Baku degrades. Air quality in Baku is also a real issue due to industrial legacy, worth factoring in if you have any respiratory concerns.

On the US tax side, Azerbaijan has no tax treaty with the United States, which means the standard US citizen obligations apply in full. You file and pay US taxes regardless of where you live. If you qualify as a bona fide resident or meet the physical presence test, the Foreign Earned Income Exclusion lets you exclude up to $126,500 of earned income for 2024, which covers most remote workers. Azerbaijan taxes residents on worldwide income at a flat 14% rate for employment income up to a threshold, with 25% above it, but as a self-employed remote worker earning foreign-sourced income and not registered as a local taxpayer, your practical Azerbaijan tax exposure is likely minimal. The absence of a totalization agreement means you may owe self-employment tax in the US regardless. Get a CPA who works with expats before you move, not after.

Capital
Baku
Official Language
Azerbaijani
Time Zone
UTC+04:00
Region
Asia
Population
10,110,116
Healthcare Index
48.3
Internet Speed
86.15 Mbps
🌍

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Explore data visually

πŸ™οΈ Top Cities in Azerbaijan

Explore cost of living, walkability scores, and expat ratings for individual cities in Azerbaijan.

Baku

CoL Index: 38

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 65/100

Est. Total: ~$1,070/mo

SumqayΔ±t

CoL Index: 33

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 55/100

Est. Total: ~$769/mo

Gence

CoL Index: 35

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 56/100

Est. Total: ~$800/mo

Tovuz

CoL Index: 24

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 62/100

Est. Total: ~$550/mo

Qebele

CoL Index: 45

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 54/100

Est. Total: ~$756/mo

Lerik

CoL Index: 30

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 51/100

Est. Total: ~$702/mo

BakΔ±xanov

CoL Index: 33

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 56/100

Est. Total: ~$700/mo

Yevlakh

CoL Index: 28

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 54/100

Est. Total: ~$650/mo

Sheki

CoL Index: 30

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 77/100

Est. Total: ~$616/mo

Lankaran

CoL Index: 29

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 59/100

Est. Total: ~$670/mo

Samaxi

CoL Index: 33

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 53/100

Est. Total: ~$1,065/mo

Barda

CoL Index: 30

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 54/100

Est. Total: ~$611/mo

Salyan

CoL Index: 24

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 58/100

Est. Total: ~$540/mo

Quba

CoL Index: 30

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 54/100

Est. Total: ~$496/mo

Zabrat

CoL Index: 30

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 39/100

Est. Total: ~$707/mo

Zaqatala

CoL Index: 30

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 43/100

Est. Total: ~$438/mo

Qusar

CoL Index: 30

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 60/100

Est. Total: ~$864/mo

View all cities in Azerbaijan β†’

How far does $1,500 go in Azerbaijan?

With a monthly budget of $1,500, you can live comfortably in Azerbaijan. After accounting for an average rent of $$424, you have approximately $1,076remaining for daily expenses.

Calculate your FIRE timeline with these costs β†’

πŸ’° Cost of Living in Azerbaijan

Single Person Monthly Cost (no rent):
$531
Rent 1BR Apartment (City Center):
$424
Cost of Living Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means it's cheaper.

29.5
Rent Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means rent is cheaper.

9.0
Groceries Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means groceries are cheaper.

28.3
Restaurant Price Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means eating out is cheaper.

33.1

Cost Comparison Notes:

Summary of cost of living in Azerbaijan: The estimated monthly costs for a family of four are $1,960.5 (3,332.9man), excluding rent. The estimated monthly costs for a single person are $530.6 (902.1man), excluding rent.

πŸ›’ Grocery & Family Costs

Milk (1L)
$1.46
Eggs (12)
$1.61
Rice (1kg)
$2.11
Chicken (1kg)
$4.59

Family Costs

Preschool (Monthly)
$260
International Primary School (Yearly)
$6,844
Family Monthly (No Rent)
$1,961

Can I afford to live in Azerbaijan?

$

Comfortable (1.0Γ—): balanced baseline lifestyle. Adjusts day-to-day costs only β€” rent is unaffected.

Azerbaijan

You could save

2,045/mo

Savings Rate68%

Monthly Costs

Rent (Country Average)$424
Living (Country Average)$531

Attractiveness Scores

FIRE Score
(i)
74/100
Retiree Score
(i)
56/100
Lifestyle Score
(i)
61/100
πŸ’»Nomad Score
(i)
70/100

Based on national averages. City-level costs may vary. Browse cities in Azerbaijan β†’

βš•οΈ Healthcare System

Our Top Pick for Nomads: SafetyWing

Flexible, subscription-based health cover for remote workers in Azerbaijan.

Get Covered with SafetyWing β†’

Looking for more options? Check Ekta.

Healthcare Index

An estimation of the overall quality of the health care system. Higher is better.

48.3
Life Expectancy:
72.9years
English-Speaking Doctors:
available

Quality & Affordability:

Public healthcare is free for citizens but lacks efficiency, funding, and quality, especially outside Baku. Private system (mainly Baku) offers much better quality/equipment but requires payment/insurance. Costs lower than Western Europe/US.

Insurance Insights:

Mandatory public insurance for citizens. Expats typically need/use international health insurance for access to private facilities. Medical evacuation coverage recommended due to limited care outside Baku.

πŸ›‚ Visa & Residency Pathways

πŸ›‚ Visa Services

Ready to apply for a Azerbaijan visa?

Get help with your application β€” tourist, long-stay, and residency visas processed online.

❌ Visa-Free Entry❌ VOAβœ… e-Visa❌ Leads to PR

General Overview

Ease of Access Score (1-10):
5
Pathway to Residency:
complex
Pathway to Citizenship:
complex

Available Visa Types:

Digital Nomad

Process & Requirements:

Azerbaijan's residency system is 'complex' and primarily geared towards those with a work contract or who are investing in the country. The most common route is to obtain a temporary residence permit based on employment with a local company, which must first secure a work permit for the foreign employee. Another path is by investing at least AZN 500,000 in the economy or purchasing real estate worth at least AZN 100,000. While the property option exists, it is more expensive than in some other regional countries. There is no dedicated retirement or passive income visa.

The application process is managed by the State Migration Service. The system is known for its bureaucracy and the need for precise documentation. The ASAN Visa system has simplified short-term tourist travel, but this is separate from the more involved long-term residency process (URL: https://www.migration.gov.az/en/).

Residency & Citizenship Notes:

The pathway to permanent residency is 'complex' due to the requirements that must be met after only two years. The pathway to citizenship is also 'complex'. A person can apply for naturalization after five years of continuous permanent residence in the country. They must have a legal source of income, be of good character, and, most importantly, have a command of the Azerbaijani language. The language requirement is a significant hurdle. The law on citizenship also requires the applicant to submit a document on renunciation of their previous citizenship, as dual citizenship is generally not permitted. This makes the final step a difficult one for most foreigners.

πŸ›‚ Visa Matcher

See which Azerbaijan visas you qualify for

Answer 10 quick questions and get matched to the right visa for your situation.

Start the quiz β†’

Free Β· No signup required to see results

Detailed Visa Options

🧳 Tourist & Short-Stay Information
Visa-Free Entry
No
Visa on Arrival (VOA)
No
e-Visa Available
Yes
Can Extend Stay
No

Extension Notes

The 30-day stay granted by an e-Visa cannot be extended. A visitor must leave the country and apply for a new visa if they wish to return. Source: ASAN Visa portal.

General Visa Notes

US citizens must obtain an e-Visa through the 'ASAN Visa' system prior to travel. The e-Visa is for a single entry and allows a stay of up to 30 days. Visitors staying for more than 15 days must register with the State Migration Service.

Official Source: View Source

🌴 Retirement / Passive Income Visa

This country does not have a dedicated retirement visa, but the following notes provide guidance on pathways for retirees.

Income Notes

Azerbaijan does not offer a specific retirement visa. A temporary residence permit can be obtained on various grounds, such as investment in the economy, real estate ownership, or having a significant deposit in a local bank, but not on passive pension income alone.

Official Source: https://www.migration.gov.az/en/oyq_qaydasi

Health Insurance Notes

Azerbaijan does not offer a retirement visa. For other temporary residence permits, it is compulsory for foreigners to obtain a medical insurance certificate. This is a required document for the application.

Official Source: https://www.migration.gov.az/en/oyq_qaydasi

πŸ’» Digital Nomad Visa

Income Notes

Azerbaijan does not currently have a dedicated visa for digital nomads. While it's possible to apply for a temporary residence permit on the basis of being a sole proprietor, this is a more complex process than a streamlined nomad visa and requires establishing a local business presence. Source: State Migration Service of the Republic of Azerbaijan.

πŸ“ˆ Investor Visa

Investment Details

Minimum Investment
100,000AZN

Investment Options & Notes

A foreigner can obtain a temporary residence permit by purchasing real estate with a value of at least 100,000 AZN (approx. $59,000 USD). This is a direct path to residency through property ownership. Source: State Migration Service of the Republic of Azerbaijan, Migration Code.

Path to Citizenship

Physical Presence Requirement
Must not be absent more than 90 days in a 180 day period
Offers Path to Citizenship
No

Citizenship Notes

This program grants residency but does not lead to a defined citizenship path. Naturalization requires 5 years of permanent residency, a legal source of income, and knowledge of the Azerbaijani language. The investment residency is temporary, not permanent. Source: Law of the Azerbaijan Republic on Citizenship.

πŸ›‘οΈ Safety & Stability

Safety Index:

An estimation of overall safety level. Higher is better.

68.2
Crime Index:

An estimation of the overall level of crime. Lower is better.

26.4
Political Stability Index:

World Bank political stability estimate, rescaled to 0-100. Higher is better.

47
Expat Safety Rating:
medium

Safety Notes:

Crime Rate: Azerbaijan experiences a moderate crime rate, particularly in urban centers like Baku.

Types of Crime: Common incidents include pickpocketing, scams, and occasional violent crimes.

Kidnapping Risk: The risk of kidnapping is low for tourists, though caution is advised in politically sensitive areas.

🏦 Taxation & Finance

🏦 Tax Snapshot

FEIE Interaction

FTC Utility: low

Azerbaijan's PIT rates (14% and 25%) are lower than or comparable to US rates, and the lack of a US-Azerbaijan tax treaty means no formal mechanism for resolving double taxation. For most expats, the FEIE will be more beneficial than the Foreign Tax Credit. FTC may provide some utility for higher-income earners subject to the 25% rate.

Typical Qualifying Method
either

Presence Day Count Notes

Standard IRS 330-day physical presence test applies. Azerbaijan's relatively low cost of living and lack of a US tax treaty does not affect FEIE eligibility, which is determined solely by IRS rules. Expats must establish a tax home in Azerbaijan and meet either the bona fide residence or physical presence test.

Housing Exclusion Available
Yes
Estimated Housing Exclusion
$12,000

FBAR Trigger Notes

FBAR filing required for US persons with Azerbaijani bank accounts exceeding $10,000 aggregate at any point during the calendar year. Azerbaijani manat (AZN) accounts at local banks such as ABB Bank, Kapital Bank, or PASHA Bank must be reported. FATCA reporting obligations also apply.

401k/IRA Treatment

Pension Income

Foreign pension income received by Azerbaijani tax residents is taxable under the standard PIT rates. The applicable rate depends on total monthly income - 14% applies up to AZN 8,000 per month, 25% above that. Azerbaijani state pensions paid to residents are generally exempt.

Locally Taxed

Social Security

No US-Azerbaijan totalization or income tax treaty exists. US Social Security benefits received by Azerbaijani residents are not protected and would be subject to Azerbaijani PIT as foreign-source income.

Locally Taxed

Roth Distributions

No US-Azerbaijan tax treaty exists. Roth IRA distributions have no special status under Azerbaijani tax law and would be included in taxable income if the recipient is an Azerbaijani tax resident.

Locally Taxed

US 401k/IRA Distributions

Azerbaijan does not have a tax treaty with the United States. US retirement distributions received by Azerbaijan tax residents would be treated as foreign-source income and taxed at standard PIT rates. No treaty protection is available.

Locally Taxed
Capital Gains Tax
Rate
14.0%

Azerbaijan does not have a separate capital gains tax. Gains realized by individuals are included in taxable income and taxed at the applicable personal income tax rates. As of 1 January 2026, the 7-year income tax holiday for private non-oil/gas-sector employees ended; this group now pays phased progressive rates (3% in 2026, rising to 7% by 2028, up to 14% above AZN 8,000/month). Oil/gas-sector and government employees remain on a separate 14%/25% schedule. Property held over 3 years may qualify for exemption. Corporate capital gains are subject to the standard CIT rate of 20%.

Azerbaijan does not operate a standalone capital gains tax. Gains are taxed as ordinary income under the personal income tax regime, which since 1 January 2026 differs by sector: non-oil/gas private-sector employees face new phased progressive rates (3%/10%/14% in 2026), while oil/gas and government-sector employees remain on the prior 14%/25% structure. Property held for more than 3 years may be exempt on sale.

Dividend Tax Rate

Dividends paid to resident individuals are subject to a 5% withholding tax, reduced from 10% effective 1 January 2024 and confirmed current for 2026. Dividends paid to non-resident individuals or entities are also subject to the 5% withholding rate at source. Dividends received by resident legal entities from Azerbaijani companies subject to this withholding are generally exempt from further profit tax.

withholding

Rate: 5.0%

Standard withholding rate on dividends paid to resident and non-resident individuals, effective from 1 January 2024 (reduced from 10%). Reduced rates may apply under applicable double tax treaties.

Income Tax Rate:
25%
Consumption Tax (VAT/GST):
18%

Tax Treaties Notes:

Azerbaijan is covered by the 1973 US-CIS (formerly USSR) income tax treaty, according to the IRS. However, its practical application might be limited. US expats can claim foreign tax credits for Azerbaijani income taxes paid against their US tax liability.

Retiree Tax Benefits:

No specific tax benefits targeted at foreign retirees were identified. General US expat tax rules and Azerbaijani domestic tax laws apply. US Social Security benefits may be received, but Medicare coverage is generally not available abroad.

Cost Savings vs. U.S.:

No direct cost comparison found. Azerbaijan has progressive income tax rates (up to 30% mentioned in a 2010 source, potentially outdated). US expats can utilize the Foreign Earned Income Exclusion (FEIE) and Foreign Tax Credits (FTC) to mitigate US tax liability.

Recommended services for Azerbaijan

Recommended Partner

Fidelity β†’

Recommended Partner

IBKR β†’

Recommended Partner

bordr β†’

Recommended Partner

My Expat Taxes β†’

β˜€οΈ Climate & Environment

Average Temperature Range:
Summer: 29Β°C, Winter: 6Β°C
Average Humidity Range:
Average: 55-65%
Air Quality Index (AQI):

Our proprietary index measuring annual average PM2.5 concentration. Lower is better (0-5 is good).

18.3
Water Quality Index:

Our proprietary index for drinking water quality and sanitation. Higher is better.

25.9

Seasonal Variations:

Azerbaijan boasts a diverse climate, encompassing nine of the world's eleven climate zones. This results in a wide range of weather patterns, from subtropical conditions along the Caspian Sea coast to alpine climates in the mountainous regions.

😊 Quality of Life

Expat Community Size:
small
English Proficiency:
low
Expat Friendliness Score (1-10):
6

Cultural Amenities:

Museums & Cultural Institutions

  • Baku's Azerbaijan National Carpet Museum showcases the nation's rich textile heritage.

Performing Arts

  • Traditional dances and music are central to Azerbaijani cultural expressions.

Cultural Festivals

  • Events like the Baku International Jazz Festival highlight the country's musical diversity.

Culinary Culture

  • Azerbaijani cuisine features dishes like plov and dolma, reflecting regional flavors.

🌐 Infrastructure & Connectivity

Average Internet Speed:
86.15Mbps
International Air Travel Access:
good
Public Transit Quality:

Our proprietary ranking of public transit accessibility and reliability.

good

Internet Reliability:

Azerbaijan offers moderate internet speeds with improving infrastructure in urban areas.

Speed & Quality: Fixed broadband averages 40-50 Mbps with fiber expansion in cities and decent mobile coverage.

Availability: Good coverage in Baku and major cities, limited rural connectivity. Infrastructure modernization ongoing.

Cost: Affordable pricing, typically $15-30/month for standard broadband plans.

Reliability for Remote Work: Moderately reliable in urban areas, occasional service interruptions. Rural connectivity can be challenging.

Transportation Network:

Azerbaijan has a modern transportation system with significant oil revenue investments in infrastructure.

Roads: Good highway network connecting major cities with ongoing improvements.

Rail: Extensive rail network connecting to neighboring countries and serving domestic routes.

Domestic Travel: Baku serves as the main aviation hub with domestic flights available; good bus and rail services.

Recommended services for Azerbaijan

Recommended Partner

Traveling Mailbox β†’

Recommended Partner

US Global Mail β†’

Recommended Partner

HideMy.Name β†’

Recommended Partner

Veepn β†’
FAQ

Frequently Asked Questions about Azerbaijan

Click any question to expand the answer.

A single person can live on approximately $530.60 per month excluding rent, while a family needs around $1,960.50 monthly. Rent for a one-bedroom apartment in Baku city center averages $424.21/month, dropping to $274.59 outside the center. Azerbaijan has a cost of living index of 29.5, making it one of the most affordable countries for expats.
Azerbaijan has a safety index of 68.2 with a crime index of 31.8, indicating moderate safety levels. Baku is generally considered safe for expats, particularly in established neighborhoods, though petty theft and scams do occur. The expat community is small, so you'll need to build your own support network and stay informed about local conditions.
Azerbaijan does not offer retirement or digital nomad visas, but does offer an investor visa for those willing to invest capital in the country. Americans require a visa to enter Azerbaijan, there is no visa-free entry. The investor visa does not lead directly to permanent residency, and the pathway to citizenship is complex and typically requires years of residency and language proficiency.
Azerbaijan has a healthcare index of 48.3, indicating moderate quality standards. English-speaking doctors are available in Baku, particularly in private clinics, though the public healthcare system may have language barriers. Life expectancy is 72.91 years, and expats typically use private healthcare facilities for better service and English communication.
Average internet speed in Azerbaijan is 45 Mbps, which is adequate for remote work and video conferencing but not exceptional. Baku has better connectivity than rural areas, and multiple providers offer reliable service. If you're a digital nomad, test the connection at your accommodation before committing to a long-term lease.
English proficiency in Azerbaijan is low, so learning basic Azerbaijani phrases is highly recommended, especially outside Baku. While younger professionals and those in tourism speak some English, daily life, shopping, banking, healthcare, often requires Azerbaijani or a translator. The small expat community means less English-language support networks compared to larger expat destinations.
Azerbaijan has a 25% income tax rate and 18% VAT. As a U.S. citizen, you remain subject to U.S. federal income tax on worldwide income, though you may qualify for the Foreign Earned Income Exclusion (FEIE) if self-employed or working remotely. Check if Azerbaijan has a tax treaty with the U.S. to avoid double taxation, and consult a tax professional familiar with expat taxation.
Azerbaijan has moderate seasonal variation with summer temperatures around 29Β°C (84Β°F) and winter temperatures around 6Β°C (43Β°F). Baku experiences a semi-arid climate with mild winters and warm summers, making it comfortable year-round for most people. Spring and fall are particularly pleasant for outdoor activities.
The expat community in Azerbaijan is small compared to popular destinations like Turkey or Portugal. This means fewer established expat networks, English-language services, and social groups, but also lower competition for housing and a more authentic local experience. You'll need to be proactive about building friendships and finding community.
The pathway to permanent residency and citizenship in Azerbaijan is complex and not straightforward for most expats. The investor visa does not automatically lead to PR, and citizenship typically requires long-term residency, language proficiency, and approval from authorities. Most expats maintain long-term residence permits rather than pursuing citizenship.
Azerbaijan has an overall quality of life score of 52.6 out of 100, indicating moderate conditions. This reflects a combination of affordable living costs, moderate safety, developing infrastructure, and a small expat community. It's a reasonable choice for budget-conscious expats seeking adventure, but not ideal for those prioritizing extensive English-language services or large expat networks.
Azerbaijan can work for remote workers due to low living costs ($530/month), adequate internet (45 Mbps), and affordable housing. However, the small expat community, low English proficiency, and complex visa situation (no digital nomad visa) make it less convenient than alternatives like Georgia or Turkey. You'll need an investor visa or other long-term visa category to stay legally.
Visa requirements vary by nationality. Available visa types in Azerbaijan include: digital_nomad.
The average monthly rent for a 1-bedroom apartment in the city center is $424.
Yes. A single person can live in Azerbaijan on roughly $1,500 a month. Average rent outside the city center runs $275/month, with living expenses around $531/month.

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