Tonga vs Fiji
Fiji costs roughly 19% less than Tonga, though Tonga scores higher on both safety and healthcare. Use our tool below to personalize the estimate based on your income and lifestyle.
Fiji is approximately 19% less expensive than Tonga based on cost of living including rent. This makes Fiji a more budget-friendly option for expats considering a move.
Fiji has a FIRE Score of 85/100, indicating its suitability for financial independence and early retirement. The country's safety index is 57.6, suggesting moderate safety levels.
Recommended profile: Fiji is ideal for GeoArbitragers and remote workers looking to maximize savings.
About Tonga
Tonga is best for FIRE & GeoArbitrage expats seeking extreme cost savings, with a 1BR outside center at just $50/month (sourced 2026). Its safety index of 68.2 and safety index of 68.2 make it one of the safest options in Oceania. However, the lack of a retirement or digital nomad visa and limited English-speaking doctors are significant drawbacks for long-term stays.
$1,438/mo
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About Fiji
Fiji suits English-speaking retirees who want island life without a steep cost jump: a 1BR outside center runs $356.53/mo and overall COL index sits at just 32 versus NYC. Healthcare is the weak point, with an Index of only 47.2 and life expectancy data is not tracked, so budget for medical evacuation coverage. A retirement visa (EUR 1167/mo income) exists, but Fiji has no digital nomad visa. Neither leads to PR.
$1,697/mo
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Living Costs (excl. rent)
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Country Details →Battle of Lifestyles
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| Metric | Tonga | Fiji |
|---|---|---|
| Travel Advisory | Level 1: Normal Precautions | Level 1: Normal Precautions |
| Quality of Life Index | 97.2 | 118.6 +21.4 |
| Healthcare Index | 59.5 +12.3 | 47.2 |
| Safety Index | 68.2 +10.6 | 57.6 |
| Cost of Living Index | 38 | 32 +6.0 |
| Living Costs (Single, excl. rent) | $939 | $575.9 +363.1 |
| Living Costs (Family, excl. rent) | $3,283 | $2,135.9 +1,147.1 |
| 1BR Apartment (Center) | $622.99 +103.68 | $726.67 |
| 1BR Apartment (Outside) | $50 +306.53 | $356.53 |
| 3BR Apartment (Center) | $830.65 +916.4 | $1,747.05 |
| 3BR Apartment (Outside) | $575.64 +261.46 | $837.1 |
| Avg Internet Speed | 10 Mbps +10.0 | 0 Mbps |
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