Philippines vs Timor-Leste

Philippines costs roughly 5% less than Timor-Leste. Use our tool below to personalize the estimate based on your income and lifestyle.

Household
Lifestyle
Schooling

Philippines is approximately 5% less expensive than Timor-Leste based on cost of living including rent. This makes Philippines a more expensive option for expats considering a move.

Timor-Leste has a FIRE Score of 100/100, indicating its suitability for financial independence and early retirement. The country's safety index is 53.57, suggesting moderate safety levels.

Recommended profile: Timor-Leste is ideal for GeoArbitragers and remote workers looking to maximize savings.

About Philippines

Retirees on fixed incomes near the $1,500/mo SRRV minimum get the best deal here: rent outside the center runs under $200 and English is widely spoken, easing daily friction. But that low cost sits against a -1.1 political stability score and only medium expat safety ratings, so this suits people who can tolerate some instability for cash savings. Bad fit: anyone needing top-tier healthcare or a guaranteed path to citizenship.

MONTHLY SAVINGS

$2,147/mo

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Living Costs (excl. rent)

Single (excl. rent)$521
Family (excl. rent)$1,854

Rent Per Month

1 Bedroom (City Centre)
$333
1 Bedroom (Outside Centre)
$186
3 Bedroom (City Centre)
$664
3 Bedroom (Outside Centre)
$363

Attractiveness Scores

FIRE Score
100/100
Retiree Score
63/100
Nomad Score
78/100


Country Details →
Overall Winner

About Timor-Leste

Low income tax (max 10%) paired with a Digital Nomad Visa ($1,500/mo requirement) suits remote workers testing frontier markets before committing elsewhere, not retirees, since there is no retirement visa and a complex path to residency. Safety score is moderate (53.57/100) and English proficiency is low, so this fits someone comfortable navigating bureaucracy without local language skills. Bad fit: anyone needing English-speaking healthcare, established expat infrastructure, or a clear long-term residency plan.

MONTHLY SAVINGS

$2,231/mo

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Living Costs (excl. rent)

Single (excl. rent)$382
Family (excl. rent)$1,285

Rent Per Month

1 Bedroom (City Centre)
$388
1 Bedroom (Outside Centre)
$275
3 Bedroom (City Centre)
$775
3 Bedroom (Outside Centre)
$425

Attractiveness Scores

FIRE Score
100/100
Retiree Score
54/100
Nomad Score
37/100


Country Details →

Battle of Lifestyles

Scroll to compare

MetricPhilippinesTimor-Leste
Travel Advisory
Level 2: Increased CautionLevel 2: Increased Caution
Quality of Life Index
96.9 +70.9
26.05
Healthcare Index
67.3 +16.251.14
Safety Index
56.9 +3.3
53.57
Cost of Living Index
28.8 +1.330.1
Living Costs (Single, excl. rent)$520.8 $381.8 +139
Living Costs (Family, excl. rent)$1,854 $1,285 +569
1BR Apartment (Center)$332.57 +54.93$387.5
1BR Apartment (Outside)$186.21 +88.79$275
3BR Apartment (Center)$663.94 +111.06$775
3BR Apartment (Outside)$362.86 +62.14$425
Avg Internet Speed187.25 Mbps +187.30 Mbps

Frequently Asked Questions

Click any question to expand the answer.

We use a "Pure Data" approach, pulling raw facts from high-authority sources including private sources for real-time crowd-sourced pricing, the World Bank for stability metrics, and official government visa portals.

The FIRE Score is a dynamic metric based on your Monthly Income vs. Total Expenses. It calculates your potential savings rate; the more you save, the higher the score.

Our indices (Quality of Life, Healthcare, Safety, Cost of Living) are relative metrics. For example, a higher Quality of Life Index indicates better purchasing power, safety, and healthcare, while a higher Cost of Living Index means the country is more expensive relative to others.

The Retiree Score is a holistic measure of how suitable a country is for long-term retirement. It is calculated from three main factors: healthcare system quality, safety index, and the general cost of living.

The Nomad Score measures how well a country supports remote workers. It is calculated from average internet speeds, the cost of living, and the safety index.

The "Single" toggle calculates costs based on a 1-Bedroom apartment. "Family" assumes a 3-Bedroom apartment and the expenses for a household of four.