Netherlands vs Luxembourg

Netherlands costs roughly 7% less than Luxembourg, making it one of the more financially compelling destinations for Luxembourg expats. Use our tool below to personalize the estimate based on your income and lifestyle.

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Netherlands is approximately 7% less expensive than Luxembourg based on cost of living including rent. This makes Netherlands a more budget-friendly option for expats considering a move.

Netherlands has a FIRE Score of 5/100, indicating its suitability for financial independence and early retirement. The country's safety index is 73.1, which is relatively safe.

Recommended profile: Netherlands is well-suited for retirees seeking a balanced lifestyle.

Overall Winner

About Netherlands

Best for digital nomads with high income: the Netherlands offers a self-employment residency visa with a posted income floor of $1,713/month, but check the latest application details. Safety is top-tier with a 73.1 Safety Index and a US Travel Advisory Level 2, comparable to safe US metros. The trade-off: a progressive income tax up to 49.5% on local earnings, which can erode remote-work arbitrage gains.

MONTHLY SAVINGS

$149/mo

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Living Costs (excl. rent)

Single (excl. rent)$1,177
Family (excl. rent)$4,209

Rent Per Month

1 Bedroom (City Centre)
$1,674
1 Bedroom (Outside Centre)
$1,336
3 Bedroom (City Centre)
$2,715
3 Bedroom (Outside Centre)
$2,082

Attractiveness Scores

FIRE Score
5/100
Retiree Score
67/100
Nomad Score
68/100


Country Details →

Luxembourg

Luxembourg

About Luxembourg

Not for budget retirees: rent alone runs $1,700-$1,973/mo, plus a 42% top tax rate. No digital nomad visa closes the door on remote workers too. This fits high-net-worth retirees who clear the EUR 2,570.93/mo income threshold and want elite safety, low crime, and strong healthcare over cheap living.

MONTHLY DEFICIT

$-206/mo

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Living Costs (excl. rent)

Single (excl. rent)$1,233
Family (excl. rent)$4,369

Rent Per Month

1 Bedroom (City Centre)
$1,973
1 Bedroom (Outside Centre)
$1,700
3 Bedroom (City Centre)
$3,480
3 Bedroom (Outside Centre)
$2,765

Attractiveness Scores

FIRE Score
0/100
Retiree Score
64/100
Nomad Score
67/100


Country Details →

Battle of Lifestyles

Scroll to compare

MetricNetherlandsLuxembourg
Travel Advisory
Level 2: Increased CautionLevel 1: Normal Precautions
Quality of Life Index
211.3
220.1 +8.8
Healthcare Index
79.3 +4.175.2
Safety Index
73.1 +7.3
65.8
Cost of Living Index
60.5 +4.364.8
Living Costs (Single, excl. rent)$1,177.2 +55.6$1,232.8
Living Costs (Family, excl. rent)$4,209.2 +159.4$4,368.6
1BR Apartment (Center)$1,674.27 +298.65$1,972.92
1BR Apartment (Outside)$1,335.7 +364.03$1,699.73
3BR Apartment (Center)$2,714.73 +764.84$3,479.57
3BR Apartment (Outside)$2,081.81 +683.44$2,765.25
Avg Internet Speed343.76 Mbps +2.5341.24 Mbps

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Frequently Asked Questions

Click any question to expand the answer.

We use a "Pure Data" approach, pulling raw facts from high-authority sources including private sources for real-time crowd-sourced pricing, the World Bank for stability metrics, and official government visa portals.

The FIRE Score is a dynamic metric based on your Monthly Income vs. Total Expenses. It calculates your potential savings rate; the more you save, the higher the score.

Our indices (Quality of Life, Healthcare, Safety, Cost of Living) are relative metrics. For example, a higher Quality of Life Index indicates better purchasing power, safety, and healthcare, while a higher Cost of Living Index means the country is more expensive relative to others.

The Retiree Score is a holistic measure of how suitable a country is for long-term retirement. It is calculated from three main factors: healthcare system quality, safety index, and the general cost of living.

The Nomad Score measures how well a country supports remote workers. It is calculated from average internet speeds, the cost of living, and the safety index.

The "Single" toggle calculates costs based on a 1-Bedroom apartment. "Family" assumes a 3-Bedroom apartment and the expenses for a household of four.