Luxembourg vs Netherlands
Netherlands costs roughly 7% less than Luxembourg, making it one of the more financially compelling destinations for Luxembourg expats. Use our tool below to personalize the estimate based on your income and lifestyle.
Netherlands is approximately 7% less expensive than Luxembourg based on cost of living including rent. This makes Netherlands a more budget-friendly option for expats considering a move.
Netherlands has a FIRE Score of 5/100, indicating its suitability for financial independence and early retirement. The country's safety index is 73.1, which is relatively safe.
Recommended profile: Netherlands is well-suited for retirees seeking a balanced lifestyle.
About Luxembourg
Not for budget retirees: rent alone runs $1,700-$1,973/mo, plus a 42% top tax rate. No digital nomad visa closes the door on remote workers too. This fits high-net-worth retirees who clear the EUR 2,570.93/mo income threshold and want elite safety, low crime, and strong healthcare over cheap living.
$-206/mo
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About Netherlands
Best for digital nomads with high income: the Netherlands offers a self-employment residency visa with a posted income floor of $1,713/month, but check the latest application details. Safety is top-tier with a 73.1 Safety Index and a US Travel Advisory Level 2, comparable to safe US metros. The trade-off: a progressive income tax up to 49.5% on local earnings, which can erode remote-work arbitrage gains.
$149/mo
Not sure which Netherlands visa you qualify for?
Answer 11 questions and get a personalized match in under 2 minutes.
Living Costs (excl. rent)
Rent Per Month
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Country Details →Battle of Lifestyles
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| Metric | Luxembourg | Netherlands |
|---|---|---|
| Travel Advisory | Level 1: Normal Precautions | Level 2: Increased Caution |
| Quality of Life Index | 220.1 +8.8 | 211.3 |
| Healthcare Index | 75.2 | 79.3 +4.1 |
| Safety Index | 65.8 | 73.1 +7.3 |
| Cost of Living Index | 64.8 | 60.5 +4.3 |
| Living Costs (Single, excl. rent) | $1,232.8 | $1,177.2 +55.6 |
| Living Costs (Family, excl. rent) | $4,368.6 | $4,209.2 +159.4 |
| 1BR Apartment (Center) | $1,972.92 | $1,674.27 +298.65 |
| 1BR Apartment (Outside) | $1,699.73 | $1,335.7 +364.03 |
| 3BR Apartment (Center) | $3,479.57 | $2,714.73 +764.84 |
| 3BR Apartment (Outside) | $2,765.25 | $2,081.81 +683.44 |
| Avg Internet Speed | 341.24 Mbps | 343.76 Mbps +2.5 |
Expat taxes filed by specialists
Greenback Expat Tax handles US taxes for Americans living in Netherlands. File confidently from abroad.
File your taxes →International health insurance from $45/mo
Get covered before you move to Netherlands. Genki Traveler offers insurance designed for nomads and expats.
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