Indonesia vs Philippines

Indonesia costs roughly 17% less than Philippines, though Philippines has significantly faster internet infrastructure. Use our tool below to personalize the estimate based on your income and lifestyle.

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Indonesia is approximately 17% less expensive than Philippines based on cost of living including rent. This makes Indonesia a more budget-friendly option for expats considering a move.

Indonesia has a FIRE Score of 100/100, indicating its suitability for financial independence and early retirement. The country's safety index is 54, suggesting moderate safety levels.

Recommended profile: Indonesia is ideal for GeoArbitragers and remote workers looking to maximize savings.

Overall Winner

About Indonesia

Skip this if you need English-speaking doctors or a fast path to citizenship, both weak here. But budget retirees can live well on $429.70/mo excl. rent plus sub-$320 rent, and the $2,000/mo Retirement KITAS is achievable. Best suited for low-cost-focused retirees, not remote workers facing the $387/mo nomad visa threshold.

MONTHLY SAVINGS

$2,259/mo

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Living Costs (excl. rent)

Single (excl. rent)$430
Family (excl. rent)$1,529

Rent Per Month

1 Bedroom (City Centre)
$311
1 Bedroom (Outside Centre)
$178
3 Bedroom (City Centre)
$836
3 Bedroom (Outside Centre)
$480

Attractiveness Scores

FIRE Score
100/100
Retiree Score
60/100
Nomad Score
69/100


Country Details →

About Philippines

Retirees on fixed incomes near the $1,500/mo SRRV minimum get the best deal here: rent outside the center runs under $200 and English is widely spoken, easing daily friction. But that low cost sits against a -1.1 political stability score and only medium expat safety ratings, so this suits people who can tolerate some instability for cash savings. Bad fit: anyone needing top-tier healthcare or a guaranteed path to citizenship.

MONTHLY SAVINGS

$2,147/mo

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Living Costs (excl. rent)

Single (excl. rent)$521
Family (excl. rent)$1,854

Rent Per Month

1 Bedroom (City Centre)
$333
1 Bedroom (Outside Centre)
$186
3 Bedroom (City Centre)
$664
3 Bedroom (Outside Centre)
$363

Attractiveness Scores

FIRE Score
100/100
Retiree Score
63/100
Nomad Score
78/100


Country Details →

Battle of Lifestyles

Scroll to compare

MetricIndonesiaPhilippines
Travel Advisory
Level 2: Increased CautionLevel 2: Increased Caution
Quality of Life Index
102.4 +5.5
96.9
Healthcare Index
60.9 67.3 +6.4
Safety Index
54
56.9 +2.9
Cost of Living Index
24.6 +4.228.8
Living Costs (Single, excl. rent)$429.7 +91.1$520.8
Living Costs (Family, excl. rent)$1,529 +325$1,854
1BR Apartment (Center)$311.05 +21.52$332.57
1BR Apartment (Outside)$177.94 +8.27$186.21
3BR Apartment (Center)$835.58 $663.94 +171.64
3BR Apartment (Outside)$479.89 $362.86 +117.03
Avg Internet Speed74.88 Mbps 187.25 Mbps +112.4

Frequently Asked Questions

Click any question to expand the answer.

We use a "Pure Data" approach, pulling raw facts from high-authority sources including private sources for real-time crowd-sourced pricing, the World Bank for stability metrics, and official government visa portals.

The FIRE Score is a dynamic metric based on your Monthly Income vs. Total Expenses. It calculates your potential savings rate; the more you save, the higher the score.

Our indices (Quality of Life, Healthcare, Safety, Cost of Living) are relative metrics. For example, a higher Quality of Life Index indicates better purchasing power, safety, and healthcare, while a higher Cost of Living Index means the country is more expensive relative to others.

The Retiree Score is a holistic measure of how suitable a country is for long-term retirement. It is calculated from three main factors: healthcare system quality, safety index, and the general cost of living.

The Nomad Score measures how well a country supports remote workers. It is calculated from average internet speeds, the cost of living, and the safety index.

The "Single" toggle calculates costs based on a 1-Bedroom apartment. "Family" assumes a 3-Bedroom apartment and the expenses for a household of four.