Single · Comfortable · $3,000/mo

NerjaOverall winner

Nerja is approximately 5% less expensive than Toledo based on cost of living including rent. This makes Nerja a more budget-friendly option for expats considering a move.

Nerja has a FIRE Score of N/A/100, indicating its suitability for financial independence and early retirement. The city's safety index is 86, which is relatively safe.

Recommended profile: Nerja is well-suited for retirees seeking a balanced lifestyle.

Side by side

Best in row

Spain

Toledo

Increased Caution
FIRE79

Spain

Nerja

Increased Caution
Retiree86
Cost
Cost of living index
52.8
-
One person, excluding rent
Best in row. $818/mo
$1,550/mo
Family of four, excluding rent
Best in row. $2,957/mo
$5,600/mo
Total monthly, rent included
$1,306/mo
Best in row. $1,217/mo
Monthly savings
$1,694/mo
Best in row. $1,783/mo
Housing
1BR, city centre
$852
Best in row. $810
1BR, outside centre
$692
Best in row. $670
3BR, city centre
Best in row. $1,084
$1,512
3BR, outside centre
Best in row. $897
$1,134
Scores
FIRE score
Best in row. 72/100
63/100
Nomad score
36/100
Best in row. 48/100
Retiree score
68/100
Best in row. 84/100
Overall score
77/100
Best in row. 84/100
Safety & infrastructure
Safety index
80
Best in row. 86
Internet speed
Best in row. 100 Mbps
95 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Nerja

Nerja is the Andalusian beach town that actually works for year-round living, not just a two-week holiday. A single adult can live comfortably on $1,900/mo including rent, and the $670/mo one-bedroom outside the center keeps the budget tier genuinely affordable. The catch is size: 22 thousand people means a small dating pool and limited career options, and the digital nomad score of 74/100 reflects that. Retirees and remote workers who prize safety (86/100), air quality (25), and a large, active expat community will find it hard to beat.

About Spain

Retirees and remote workers get a genuine European base without the Northern Europe price tag: rent for a 1-bed outside the center averages $804/mo, well under NYC costs. Healthcare scores 77.3, life expectancy is among the highest in the EU, and a large expat community softens the medium English proficiency. The catch is tax: standard rates climb to 47%, though the Beckham Law flat 24% option changes the math for qualifying newcomers.

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Toledo vs Nerja -- Frequently Asked Questions

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