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Surrey vs Chula Vista, CA

Single · Comfortable · $3,000/mo

Chula Vista, CAOverall winner

Surrey is approximately 101% less expensive than Chula Vista, CA based on cost of living including rent. This makes Surrey a more budget-friendly option for expats considering a move.

Surrey has a FIRE Score of 74/100, indicating its suitability for financial independence and early retirement. The city's safety index is 85, which is relatively safe.

Recommended profile: Surrey is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

Canada

Surrey

Normal Precautions
Nomad85

United States

Chula Vista, CA

Nomad77
Cost
Cost of living index
Best in row. 62.6
84.5
One person, excluding rent
Best in row. $970/mo
$1,310/mo
Family of four, excluding rent
Best in row. $3,506/mo
$4,732/mo
Total monthly, rent included
$4,200/mo
Best in row. $4,158/mo
Monthly savings
-$1,200/mo
Best in row. -$1,158/mo
Housing
1BR, city centre
Best in row. $1,317
$2,650
1BR, outside centre
Best in row. $1,047
$1,800
3BR, city centre
Best in row. $2,678
$4,500
3BR, outside centre
Best in row. $2,109
$3,000
Scores
FIRE score
Best in row. 64/100
37/100
Nomad score
Best in row. 50/100
38/100
Retiree score
Best in row. 77/100
62/100
Overall score
Best in row. 85/100
77/100
Safety & infrastructure
Safety index
Best in row. 85
80
Internet speed
Best in row. 120 Mbps
100 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Chula Vista, CA

Chula Vista is the rare San Diego suburb where a $1,800/mo one-bedroom outside the center still buys you an 80/100 safety index and an arid climate that rarely ruins a weekend. The catch is that city-center living costs $2,650/mo for a one-bedroom, and a family of four should budget $4,500/mo before rent even enters the picture. With a $4,526/mo average net salary, a 55/100 FIRE score, and a 77/100 expat score, this is a comfortable base for remote workers and Eastlake or Otay Ranch renters, not a wealth-building machine. Come for the large expat community and excellent healthcare, stay if you can stomach the rent.

About United States

Best for families seeking high English proficiency and excellent air travel access, with no retiree or digital nomad visa available. Internet speed of 390.28 Mbps and a large expat community support remote work, but the cost of living index is 100 (global baseline). Key trade-off: no retirement or digital nomad visa, and a complex pathway to residency or citizenship limits long-term stays.

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Surrey vs Chula Vista, CA -- Frequently Asked Questions

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