Sioux Falls, SD vs Surrey
Single · Comfortable · $3,000/mo
Surrey is approximately 3% less expensive than Sioux Falls, SD based on cost of living including rent. This makes Surrey a more budget-friendly option for expats considering a move.
Surrey has a FIRE Score of 74/100, indicating its suitability for financial independence and early retirement. The city's safety index is 35.81, suggesting moderate safety levels.
Recommended profile: Surrey is ideal for GeoArbitragers and remote workers looking to maximize savings.
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Best in rowUnited States
Sioux Falls, SD
Canada
Surrey
Estimates from published local prices. N/A means no figure is published for that city.
About these cities
About Sioux Falls, SD
Sioux Falls is the rare American city where a single adult can live comfortably on a $2,270/mo budget while the local average net salary sits at $4,262/mo, and a safety index of 82/100 with a crime index of 18/100 makes that math feel almost unfair. The tradeoff is weather: summers reach 23°C and winters drop to -6°C with heavy snow, so you are buying brutal seasonal swings in exchange for cheap rent and a 5 km hop to FSD. Downtown, Falls Park, and McKennan Park anchor a medium expat scene that scores 76/100 overall, and with a cost of living index of 67/100 against NYC, this is a pragmatic pick for savers and retirees rather than anyone chasing big-city energy.
About United States
Best for families seeking high English proficiency and excellent air travel access, with no retiree or digital nomad visa available. Internet speed of 390.28 Mbps and a large expat community support remote work, but the cost of living index is 100 (global baseline). Key trade-off: no retirement or digital nomad visa, and a complex pathway to residency or citizenship limits long-term stays.
Surrey costs roughly 13% less than Sioux Falls, SD. Sioux Falls, SD scores significantly higher on safety — worth weighing against the cost gap. Use our tool below to personalize the estimate based on your income and lifestyle.
Surrey is approximately 3% less expensive than Sioux Falls, SD based on cost of living including rent. This makes Surrey a more budget-friendly option for expats considering a move.
Surrey has a FIRE Score of 74/100, indicating its suitability for financial independence and early retirement. The city's safety index is 35.81, suggesting moderate safety levels.
Recommended profile: Surrey is ideal for GeoArbitragers and remote workers looking to maximize savings.
Sioux Falls, SD
United StatesAbout Sioux Falls, SD
Sioux Falls is the rare American city where a single adult can live comfortably on a $2,270/mo budget while the local average net salary sits at $4,262/mo, and a safety index of 82/100 with a crime index of 18/100 makes that math feel almost unfair. The tradeoff is weather: summers reach 23°C and winters drop to -6°C with heavy snow, so you are buying brutal seasonal swings in exchange for cheap rent and a 5 km hop to FSD. Downtown, Falls Park, and McKennan Park anchor a medium expat scene that scores 76/100 overall, and with a cost of living index of 67/100 against NYC, this is a pragmatic pick for savers and retirees rather than anyone chasing big-city energy.
About United States
Best for families seeking high English proficiency and excellent air travel access, with no retiree or digital nomad visa available. Internet speed of 390.28 Mbps and a large expat community support remote work, but the cost of living index is 100 (global baseline). Key trade-off: no retirement or digital nomad visa, and a complex pathway to residency or citizenship limits long-term stays.
$1,113/mo
Cost of Living (Without Rent)
Rent Per Month
Attractiveness
City Details
About Surrey
Surrey is a solid pick if you want big-city access without Vancouver prices, with a 1-bedroom outside the centre at $1,047/mo and a monthly public transport pass at $107/mo. The catch is wages: an average monthly net salary of $3,032/mo against a mid-range single budget of $4,200/mo means plenty of expats are quietly subsidising the lifestyle. Safety is genuinely strong at a crime index of 15/100 and healthcare quality is excellent, so families and retirees get real value. Just don't expect the salary to stretch as far as the rent suggests.
About Canada
Canada taxes hard: expect 33% federal plus up to 21.8% provincial, a real drag on FIRE math. A retirement visa exists, so retirees do have a potential entry path, though it's not always straightforward. But remote workers and digital nomads should look past this, given a 9/10 expat friendliness score and 379.96 Mbps average internet. A 1BR apartment averaging $1,304.56/mo confirms the tax hit is the real cost center here, not rent.
$1,029/mo
Cost of Living (Without Rent)
Rent Per Month
Attractiveness
City Details
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| Metric | Sioux Falls, SD | Surrey |
|---|---|---|
| 1BR Apartment (Center) | $1353.33 | $1316.83 |
| 1BR Apartment (Outside) | $925.5 | $1047.39 |
| 3BR Apartment (Center) | $2853.33 | $2677.5 |
| 3BR Apartment (Outside) | $1530 | $2109.39 |
| Safety Index | 54.47 | 35.81 |
| Internet Speed | 115Mbps | 120Mbps |
| Walkability Score | N/A | N/A |
Monthly cost by categoryOne person, computed from each city's own average prices
| Category | Sioux Falls, SD | Surrey |
|---|---|---|
| Total (rent included) | $1,887/mo | $1,953/mo |
| Excluding rent | $961/mo | $906/mo |
| Rent | $926/mo | $1,047/mo |
| Groceries | $215/mo | $235/mo |
| Dining out | $120/mo | $175/mo |
| Entertainment & lifestyle | $120/mo | $106/mo |
| Utilities & connectivity | $476/mo | $283/mo |
| Transport | $30.00/mo | $107/mo |
Usage-based estimates from this city's own average prices. A row marked N/A means that city is missing data, so no figure is shown instead of a stale one.
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