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Rancho Cucamonga, CA vs Toledo, OH

Single · Comfortable · $3,000/mo

Toledo, OHOverall winner

Rancho Cucamonga, CA is approximately 3.1x more expensive than Toledo, OH based on cost of living including rent. This makes Toledo, OH a more budget-friendly option for expats considering a move.

Toledo, OH has a FIRE Score of 82/100, indicating its suitability for financial independence and early retirement. The city's safety index is 30.97, suggesting moderate safety levels.

Recommended profile: Toledo, OH is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

United States

Rancho Cucamonga, CA

Nomad75

United States

Toledo, OH

FIRE82
Cost
Cost of living index
84.5
-
One person, excluding rent
Best in row. $1,310/mo
$1,550/mo
Family of four, excluding rent
Best in row. $4,732/mo
$5,600/mo
Total monthly, rent included
$3,754/mo
Best in row. $1,626/mo
Monthly savings
-$754/mo
Best in row. $1,374/mo
Housing
1BR, city centre
$3,000
Best in row. $970
1BR, outside centre
$2,800
Best in row. $671
3BR, city centre
$4,500
Best in row. $1,295
3BR, outside centre
$4,200
Best in row. $1,247
Scores
FIRE score
31/100
Best in row. 62/100
Nomad score
27/100
Best in row. 50/100
Retiree score
56/100
Best in row. 75/100
Overall score
75/100
Best in row. 82/100
Safety & infrastructure
Safety index
Best in row. 70
31
Internet speed
Best in row. 250 Mbps
170 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Toledo, OH

Toledo is one of the great underrated bargains of the American Midwest, with a 1-bedroom outside the center at $671/mo and a comfortable single lifestyle running $1,890/mo against an average net salary of $3,240/mo. The trade-off is real: a humid continental climate delivers hot summers and cold, snowy winters, and a safety index of 65/100 means you should choose your blocks carefully. Still, an overall expat score of 82/100 and excellent healthcare make this a serious contender for anyone chasing FIRE on a modest budget. Come for the cheap rent, stay because your money finally goes somewhere.

About United States

Best for families seeking high English proficiency and excellent air travel access, with no retiree or digital nomad visa available. Internet speed of 390.28 Mbps and a large expat community support remote work, but the cost of living index is 100 (global baseline). Key trade-off: no retirement or digital nomad visa, and a complex pathway to residency or citizenship limits long-term stays.

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Rancho Cucamonga, CA vs Toledo, OH -- Frequently Asked Questions

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