Single · Comfortable · $3,000/mo

NahaOverall winner

Naha is approximately 76% less expensive than Tokyo based on cost of living including rent. This makes Naha a more budget-friendly option for expats considering a move.

Naha has a FIRE Score of 77/100, indicating its suitability for financial independence and early retirement. The city's safety index is 90, which is relatively safe.

Recommended profile: Naha is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

Japan

Naha

Normal Precautions
FIRE77

Japan

Tokyo

Normal Precautions
Nomad88
Cost
Cost of living index
70.2
Best in row. 51.2
One person, excluding rent
$1,088/mo
Best in row. $794/mo
Family of four, excluding rent
$3,931/mo
Best in row. $2,867/mo
Total monthly, rent included
Best in row. $1,003/mo
$1,341/mo
Monthly savings
Best in row. $1,997/mo
$1,659/mo
Housing
1BR, city centre
Best in row. $729
$1,280
1BR, outside centre
Best in row. $570
$692
3BR, city centre
Best in row. $1,140
$2,533
3BR, outside centre
Best in row. $1,140
$1,453
Scores
FIRE score
Best in row. 72/100
67/100
Nomad score
48/100
Best in row. 55/100
Retiree score
75/100
Best in row. 81/100
Overall score
77/100
Best in row. 88/100
Safety & infrastructure
Safety index
Best in row. 90
75.5
Internet speed
130 Mbps
Best in row. 200 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Naha

Naha is the rare subtropical island capital where a single adult can live on a budget tier of $653/mo and still eat out for $5 a meal, though the local average net salary of $1,331/mo means most residents are not living large. Rent is the real bargain here: $729/mo for a one-bedroom downtown, $570/mo outside the center, and a three-bedroom at $1,140/mo either way, which is why the cost of living index sits at just 70/100 against NYC. The catch is the Japan Digital Nomad Visa's $6,667/mo income floor, a bar that prices out plenty of remote workers who would otherwise thrive on 130 Mbps internet and a 90/100 safety index. Come for the subtropical climate and excellent healthcare, stay if you can clear the visa hurdle or already hold local work.

About Japan

Safe, efficient, and financially punishing for anyone chasing early retirement. A 1BR in central Tokyo runs $531.81/mo, cheap by American standards, but progressive income tax up to ~55% (incl. local) erases most remote-work savings. No retirement visa exists, and the digital nomad route requires $6,667/mo income with zero path to permanent residency or citizenship without a long, difficult grind.

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Naha vs Tokyo -- Frequently Asked Questions

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