Monterrey vs Bahia de Caraquez

Bahia de Caraquez is a small, arid coastal town of 22 thousand where a single adult can live on a budget tier of $1,300/mo or a mid-range tier of $1,800/mo, with a one-bedroom outside the center renting for $350/mo. The numbers favor savers and remote workers chasing a FIRE score of 83/100, but the retiree score of 56/100, digital nomad score of 59/100, limited English, and fair healthcare quality mean this is not a soft landing for everyone. The expat community is small and clustered in the oceanfront area, so expect to lean on $26/mo internet that averages 20 Mbps and a $4 restaurant meal rather than a built-out social scene. Pick Bahia if cheap rent and an 81/100 overall expat score outweigh a safety index of 55/100 and a crime index of 45/100.

A one-bedroom near the city center runs $372.58 a month, less than a parking spot in most US downtowns, and covers you well below the $1,446 monthly income the Jubilado visa requires. That gap is the whole pitch: cheap, legal, permanent residency within reach on modest Social Security income. But the Safety Index sits at 37.5 with a Safety Index of 37.5, so this works only if you vet neighborhoods hard and skip the flashy expat compounds.