Single · Comfortable · $3,000/mo

DipologOverall winner

Lipa is approximately 69% less expensive than Dipolog based on cost of living including rent. This makes Lipa a more budget-friendly option for expats considering a move.

Lipa has a FIRE Score of 76/100, indicating its suitability for financial independence and early retirement. The city's safety index is 54.05, suggesting moderate safety levels.

Recommended profile: Lipa is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

Philippines

Lipa

Increased Caution
FIRE76

Philippines

Dipolog

Increased Caution
FIRE83
Cost
Cost of living index
34.2
Best in row. 33.5
One person, excluding rent
$530/mo
Best in row. $519/mo
Family of four, excluding rent
$1,915/mo
Best in row. $1,876/mo
Total monthly, rent included
$463/mo
Best in row. $337/mo
Monthly savings
$2,537/mo
Best in row. $2,663/mo
Housing
1BR, city centre
Best in row. $94
$159
1BR, outside centre
Best in row. $78
$79
3BR, city centre
$281
Best in row. $238
3BR, outside centre
$235
Best in row. $135
Scores
FIRE score
Best in row. 89/100
88/100
Nomad score
25/100
25/100
Retiree score
48/100
Best in row. 59/100
Overall score
76/100
Best in row. 83/100
Safety & infrastructure
Safety index
54.1
Best in row. 73.7
Internet speed
Best in row. 35 Mbps
30 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Dipolog

Dipolog is a genuinely cheap place to land, with a 1-bedroom outside the center at $79/mo and a comfortable single lifestyle running $446/mo all in. The catch is that local salaries average $238/mo, so unless you arrive with foreign income you are not living here, you are surviving here. An expat score of 83/100 and a FIRE score of 85/100 flatter it, but a retiree score of 64/100 and a digital nomad score of 63/100 tell the real story: very few expats, English only common in tourist areas, and 30 Mbps internet. Come for the $1 restaurant meals and the dry season from November to April, stay only if you can tolerate a small, quiet city where you will know everyone within a month.

About Philippines

Retirees on fixed incomes near the $1,500/mo SRRV minimum get the best deal here: rent outside the center runs under $200 and English is widely spoken, easing daily friction. But that low cost sits against a -1.1 political stability score and only medium expat safety ratings, so this suits people who can tolerate some instability for cash savings. Bad fit: anyone needing top-tier healthcare or a guaranteed path to citizenship.

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Lipa vs Dipolog -- Frequently Asked Questions

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