Compare Cities

Lincoln, NE vs Toledo, OH

Single · Comfortable · $3,000/mo

Toledo, OHOverall winner

Lincoln, NE is approximately 2% less expensive than Toledo, OH based on cost of living including rent. This makes Lincoln, NE a more budget-friendly option for expats considering a move.

Lincoln, NE has a FIRE Score of 73/100, indicating its suitability for financial independence and early retirement. The city's safety index is 63.95, which is relatively safe.

Recommended profile: Lincoln, NE is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

United States

Lincoln, NE

Nomad73

United States

Toledo, OH

FIRE82
Cost
Cost of living index
-
-
One person, excluding rent
$1,550/mo
$1,550/mo
Family of four, excluding rent
$5,600/mo
$5,600/mo
Total monthly, rent included
$1,821/mo
Best in row. $1,626/mo
Monthly savings
$1,179/mo
Best in row. $1,374/mo
Housing
1BR, city centre
Best in row. $953
$970
1BR, outside centre
$958
Best in row. $671
3BR, city centre
$2,147
Best in row. $1,295
3BR, outside centre
$1,487
Best in row. $1,247
Scores
FIRE score
62/100
62/100
Nomad score
Best in row. 55/100
50/100
Retiree score
65/100
Best in row. 75/100
Overall score
73/100
Best in row. 82/100
Safety & infrastructure
Safety index
Best in row. 64
31
Internet speed
95 Mbps
Best in row. 170 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Toledo, OH

Toledo is one of the great underrated bargains of the American Midwest, with a 1-bedroom outside the center at $671/mo and a comfortable single lifestyle running $1,890/mo against an average net salary of $3,240/mo. The trade-off is real: a humid continental climate delivers hot summers and cold, snowy winters, and a safety index of 65/100 means you should choose your blocks carefully. Still, an overall expat score of 82/100 and excellent healthcare make this a serious contender for anyone chasing FIRE on a modest budget. Come for the cheap rent, stay because your money finally goes somewhere.

About United States

Best for families seeking high English proficiency and excellent air travel access, with no retiree or digital nomad visa available. Internet speed of 390.28 Mbps and a large expat community support remote work, but the cost of living index is 100 (global baseline). Key trade-off: no retirement or digital nomad visa, and a complex pathway to residency or citizenship limits long-term stays.

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Lincoln, NE vs Toledo, OH -- Frequently Asked Questions

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