Single · Comfortable · $3,000/mo

Osaka is approximately less expensive than Kyoto based on cost of living including rent. This makes Osaka a more budget-friendly option for expats considering a move.

Osaka has a FIRE Score of 87/100, indicating its suitability for financial independence and early retirement. The city's safety index is 67.22, which is relatively safe.

Recommended profile: Osaka is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

Japan

Kyoto

Normal Precautions
Nomad63

Japan

Osaka

Normal Precautions
FIRE87
Cost
Cost of living index
-
43.9
One person, excluding rent
$1,550/mo
Best in row. $680/mo
Family of four, excluding rent
$5,600/mo
Best in row. $2,458/mo
Total monthly, rent included
-
$1,103/mo
Monthly savings
Best in row. $3,000/mo
$1,897/mo
Housing
1BR, city centre
-
$700
1BR, outside centre
-
$508
3BR, city centre
-
$1,719
3BR, outside centre
-
$769
Scores
FIRE score
-
79/100
Nomad score
50/100
Best in row. 55/100
Retiree score
56/100
Best in row. 78/100
Overall score
63/100
Best in row. 87/100
Safety & infrastructure
Safety index
-
67.2
Internet speed
88 Mbps
Best in row. 120 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Japan

Safe, efficient, and financially punishing for anyone chasing early retirement. A 1BR in central Tokyo runs $531.81/mo, cheap by American standards, but progressive income tax up to ~55% (incl. local) erases most remote-work savings. No retirement visa exists, and the digital nomad route requires $6,667/mo income with zero path to permanent residency or citizenship without a long, difficult grind.

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Kyoto vs Osaka -- Frequently Asked Questions

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