Single · Comfortable · $3,000/mo

ToyamaOverall winner

Caojie is approximately 3.2x more expensive than Toyama based on cost of living including rent. This makes Toyama a more budget-friendly option for expats considering a move.

Toyama has a FIRE Score of 79/100, indicating its suitability for financial independence and early retirement. The city's safety index is 85, which is relatively safe.

Recommended profile: Toyama is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

China

Caojie

Increased Caution
FIRE78

Japan

Toyama

Normal Precautions
FIRE79
Cost
Cost of living index
-
63.5
One person, excluding rent
$1,550/mo
Best in row. $984/mo
Family of four, excluding rent
$5,600/mo
Best in row. $3,556/mo
Total monthly, rent included
$1,330/mo
Best in row. $1,320/mo
Monthly savings
$1,670/mo
Best in row. $1,680/mo
Housing
1BR, city centre
$750
Best in row. $238
1BR, outside centre
$550
Best in row. $450
3BR, city centre
$1,600
Best in row. $634
3BR, outside centre
$1,100
Best in row. $800
Scores
FIRE score
64/100
Best in row. 82/100
Nomad score
Best in row. 48/100
32/100
Retiree score
47/100
Best in row. 71/100
Overall score
78/100
Best in row. 79/100
Safety & infrastructure
Safety index
72
Best in row. 85
Internet speed
85 Mbps
Best in row. 200 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Toyama

Toyama is a quietly excellent choice for anyone who wants Japan without Tokyo prices or Tokyo crowds, and the numbers back it up: a 1-bedroom in the city center runs just $238/mo, and a single adult can live on a budget tier of $598/mo. The tradeoff is real, though. English proficiency is limited and the expat community is very few, so if you need a built-in social scene, look elsewhere. Come for the 85/100 safety index, the excellent healthcare, and a cost of living index of 64/100, not for the nightlife.

About Japan

Safe, efficient, and financially punishing for anyone chasing early retirement. A 1BR in central Tokyo runs $531.81/mo, cheap by American standards, but progressive income tax up to ~55% (incl. local) erases most remote-work savings. No retirement visa exists, and the digital nomad route requires $6,667/mo income with zero path to permanent residency or citizenship without a long, difficult grind.

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Caojie vs Toyama -- Frequently Asked Questions

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