Montenegro Golden Visa
Processing Time
up to 6 wks
Duration
12 months
Overview
Montenegro grants temporary residence to foreigners who own real estate in the country. The Law on Foreigners names the ground as use and disposal of owned property.
Applicants from outside the EU, Iceland, Liechtenstein, Norway and Switzerland must show a municipal tax decision with a tax base of at least €150,000, a rule in force since 17 January 2026. Nationals of those states and EU family members are exempt from that value test.
The permit lasts up to one year and is renewed on the same ground. It carries no work rights, and applications are filed in person at the Ministry of Interior.
Eligibility Requirements
Min Investment
€150,000
≈ $167,791
Duration
12 months
Max Absence
30 days
Requirements Checklist
0 of 7 documents in hand
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How and where to apply
Ministry of Interior office in the place of residence, filed in person
Tax Information
US tax position
The foreign earned income exclusion is US$132,900 for 2026 and applies to earned income only.
Living in Montenegro
COL Index vs NYC
42.7
Monthly Cost (excl. rent)
$702
1BR Rent (City Center)
$668
Safety Index
58.7
Healthcare Index
56.4
Quality of Life Index
129.8
Time Zone
UTC+01:00
Capital
Podgorica
Population
621.7K
Official Languages
Montenegrin
Avg Internet Speed
92 Mbps
Public Transit Quality
Fair
With a budget covering rent and living costs, you'd need roughly $1,370/mo for a comfortable single-person lifestyle in Montenegro.See how far your money goes →
🏙️ Best Cities in Montenegro for Investors & FIRE Seekers
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✦ 77Eligibility and qualifying property
The permit rests on ownership of real estate in Montenegro. Qualifying property includes family houses, weekend houses, villas, apartments, catering premises, residential and business buildings, and business premises.
Applicants from outside the EU, Iceland, Liechtenstein, Norway and Switzerland must show a tax decision on real estate transfer tax, issued by the local authority responsible for collecting tax. Since the amendment adopted on 31 December 2025, the tax base in that decision must be at least €150,000.
Application route
The application goes to the Ministry of Interior in the place where the applicant lives and is filed in person on the prescribed form. A photo, two fingerprints and a digital signature are taken when the application is filed. The Ministry must decide within 40 days of a complete application.
Duration and renewal
The permit is issued for up to one year. Extension requests are filed no earlier than 60 days and no later than 30 days before the permit expires, with proof that property tax obligations were paid during the permit.
Family members
Close family of a permit holder can apply for family reunification. Close family means spouses, their minor children, children of one spouse, adopted children up to 18 years of age, and parents or adopters of minor children. A family permit is tied to the holder’s permit and ends when it expires.
Work rights
The Law on Foreigners allows foreigners to work on a combined residence and work permit or a work notification. The property permit is a residence permit only, so it carries no work rights.
Work Permissions
Application Steps
- 1
📬 File the application in person
- 2
⏳ Wait for the Ministry decision
Up to 40 days
- 3
🏛️ Receive the permit
Frequently Asked Questions
Click any question to expand the answer.
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At a Glance
Last verified: November 12, 2026