Ottawa, IL, United States
Capital City

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Est. Monthly Cost (1 Person)
$2423
Retiree Score
38.0
Safety Index
50.8
Healthcare
2 facilities

The population of 18,840 may seem quaint, but Ottawa's checkered history of radioactive contamination is no joke. Cleanup efforts have dragged on for decades, with one contaminated site remaining as of 2026. And while the city prides itself on its historic charm, the bureaucracy can be a persistent headache - just ask the civic leaders who faced trial for violating the Fugitive Slave Act back in the 1850s. That said, Ottawa does offer some unique draws, from its role in the Lincoln-Douglas debates to its status as the "scenic gateway" to Starved Rock State Park. But if you're seeking a quiet, low-key Midwestern town without any skeletons in the closet, Ottawa may not be the place for you.

Can I afford Ottawa, IL?

$

You could save

$694 / month

Savings Rate23%
Rent $1246
Living Costs $1060
51
Safety
2
Healthcare
50
Walkability
5
Nomad

Grocery Basket

Milk (1L)$2
Bread (loaf)
Eggs (12)$3
Rice (1kg)$3
Chicken (1kg)

Eating Out

Meal (Inexpensive)$18
Meal (Mid-range)$89
Cappuccino$4
Water (0.33L)$2

Utilities & Lifestyle

Utilities (mo)$153
Mobile Plan (mo)$37
Gym (mo)$47
Cinema Ticket$11

Housing

1BR Center (mo)$1246
1BR Outside (mo)
3BR Center (mo)$1912
3BR Outside (mo)

Expat Life

English Proficiency
Expat Community
Top Neighborhoods
Elevation
143m
Nearest Airport
MDW (101km)

Local Economy

Avg Monthly Salary
$4033
Mortgage Interest Rate
4.24%

🌐 Infrastructure & Lifestyle

Avg Internet
Temperature
Annual Rainfall
1155 mm
Coworking Spaces
Best Months to Visit
May, Jun, Jul, Aug

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