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Monument, CO, United States

Data updated Jun 28, 2026

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📊 Scores

50
FIRE
52
Retiree
64
Digital Nomad

Best fit: Digital Nomad (score: 62)

Monument's economy is almost entirely dependent on Colorado Springs and the Air Force Academy to the south—most residents commute 20–30 minutes for work in military, tech, and defense contracting. The median household income is $50,000 with poverty under 5%, marking this as solidly middle-class bedroom community territory. There's minimal local employment; you're here because your job is elsewhere, or you're remote. Small retail and services exist, but they serve residents, not drive the economy.

Rent for a 1-bedroom runs $2,100/month—expensive for a town of 10,400, but cheaper than Colorado Springs proper. You'll need a car; public transit is nonexistent. Healthcare access is reasonable via Colorado Springs hospitals 20 minutes south. Winter brings heavy snow at 7,000+ feet elevation; roads are maintained but driving becomes mandatory. No language barrier. Bureaucracy is standard American suburban—straightforward but slow. Schools are decent, which explains why 33% of residents are under 18.

Summers are mild and dry; winters are cold with reliable snow for outdoor recreation. Pike National Forest is your backyard—hiking, biking, fishing dominate weekends. The food scene is chain restaurants and local cafes; don't expect culinary depth. The expat community is essentially zero; this is American families and remote workers. Monument suits remote workers seeking affordable mountain living, outdoor access, and good schools—not anyone seeking walkability, culture, or a local job market.

🏚️ Cost of Living

💰 Budgets and Costs

$2739/mo
Selected: mid-range lifestyle
This mid-range budget allows for a comfortable lifestyle in Monument, CO. Housing is a one-bedroom apartment outside the centre ($2,000/mo), with home cooking ($200/mo on groceries) and dining out a few times a week ($220/mo). Utilities and connectivity round out to $318/mo.

Grocery Basket

Milk (1L)$1.01
Bread (loaf)$2.94
Eggs (12)$4.3

Eating Out

Meal (Inexpensive)$22.5
Meal (Mid-range)$80
Cappuccino$5.3
Water (0.33L)$2.25
Restaurant Density0.1 /km²

Utilities & Lifestyle

Utilities (mo)$200.14
Mobile Plan (mo)$49.62
Cinema Ticket$12

Housing

1BR Center (mo)$2100
1BR Outside (mo)$2000
3BR Center (mo)$3000
3BR Outside (mo)$2900

💰 Real Spend Reports

🛡️ Safety & Crime

75
Safety Index

(Higher is safer)

25
Crime Index

(Lower is safer)

Monument is a quiet, suburban community with a strong small-town feel and low violent crime rates. Daytime walkability is excellent, and most residents feel comfortable walking at dusk. The area has a family-oriented atmosphere with active neighborhood watch programs. However, it's not entirely crime-free—petty property crimes occur at rates slightly above the national average, so standard precautions apply.

Property crime (vehicle break-ins, package theft) is the primary concern rather than violent crime. Avoid leaving valuables visible in parked cars, especially in parking lots. Downtown areas and parks are generally safe, but isolated trailheads warrant caution after dark. Solo female travelers report feeling secure during normal hours; standard urban awareness applies. Scams are minimal in this community.

Monument is politically stable with reliable law enforcement and no geopolitical risks. The area is conservative-leaning but politically unremarkable. Police response times are good, and community policing is active. For Americans considering relocation, this is an exceptionally safe choice—particularly suitable for remote workers or retirees seeking a secure, low-crime environment with outdoor recreation access. No significant red flags.

🏥 Healthcare

Good
Public Hospitals
No
Private Clinics
Yes
English-Speaking Doctors
Widely Available

🌤️ Climate

Summer Temp
27°C
Winter Temp
-2°C
Humidity
45%
Air Quality
52Above WHO guideline of 15 μg/m³

Best Months

MayJunSepOct

Climate Notes

Monument experiences a semi-arid climate with warm, dry summers (June-August) and cold winters (December-February) with occasional snow, offering four distinct seasons ideal for outdoor enthusiasts.

💻 Digital Nomad

Avg Internet Speed
120 Mbps
Coworking Availability
Limited
Digital Nomad Score
64/100

Community Notes

Beautiful scenery with a quiet lifestyle ideal for digital nomads.
NamePrice/moNotes
Office Evolution Monument$299Located in Monument Marketplace, Office Evolution offers a professional environment with private offices and coworking spaces. It's a good option for those seeking a more structured workspace with 24/7 access and business services.
Regus Colorado Springs - North$250While technically in Colorado Springs, this Regus location is a short drive from Monument and provides a reliable, globally recognized coworking experience. It offers various workspace options, meeting rooms, and business support services, suitable for those who value consistency and convenience.

🧳 Expat Life

English Proficiency
Widely Spoken
Expat Community
Small
Top Neighborhoods
Monument Center

Expat Life Notes

Elite residential suburb between Denver and Colorado Springs. extremely safe and affluent.

Pros

  • Unbeatable safety
  • Stunning mountain views
  • Elite schools

Cons

  • Astronomical housing prices
  • Quiet lifestyle
  • Car dependent

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