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Dubuque, IA, United States
🏛️ Capital City

Follows United States Residency Rules. Check Digital Nomad & Retiree Pathways →

📊 Scores

54
Overall
31
Digital Nomad
72
Retiree
55
FIRE

Healthcare dominates Dubuque's job market—hospitals and clinics employ thousands—alongside publishing (Telegraph Herald), financial services, and tourism tied to riverboat casinos and Mississippi River heritage. Manufacturing still exists but has shrunk. Five colleges anchor the regional economy. Most expats here work remote or in healthcare; local wages are modest ($45–55K median), so cost-of-living advantage matters more than earning potential.

Rent runs $1,100/month for a one-bedroom downtown, utilities included often. Car dependency is real—public transit is minimal, biking works spring through fall. Winters hit hard (below zero common). Healthcare access is solid with multiple hospitals. Bureaucracy is standard American. No language barrier. Internet is reliable. The main friction: isolation if you crave urban density or international community.

Winters are brutal and long; summers pleasant. Food leans Midwestern comfort (good breweries, decent farm-to-table spots). Social life revolves around churches, college events, and riverfront activities. The expat community is tiny—you'll mostly meet locals. Weekends mean hiking the Driftless bluffs, casino trips, or day drives to Madison or Chicago. Dubuque suits remote workers seeking affordability, outdoor access, and quiet—not those needing cosmopolitan energy or diverse expat networks.

🏚️ Cost of Living

💰 Budgets and Costs

$2950/mo
Selected: mid-range lifestyle
Mid-range expats enjoy a 1-bedroom or small 2-bedroom in or near downtown Dubuque with occasional dining out and entertainment. They maintain a vehicle and participate in local activities and cultural events. This lifestyle suits professionals and families wanting comfort without excess.

Grocery Basket

Milk (1L)$0.8
Eggs (12)$2.8

Eating Out

Meal (Inexpensive)$16
Meal (Mid-range)$87.5
Cappuccino$4.73
Restaurant Density0.2 /km²

Utilities & Lifestyle

Utilities (mo)$202.02
Mobile Plan (mo)$67.69
Gym (mo)$37.5
Cinema Ticket$8.68

Housing

1BR Center (mo)$1100
1BR Outside (mo)$850
3BR Center (mo)$1950
3BR Outside (mo)$1500

💰 Real Spend Reports

🛡️ Safety & Crime

75
Safety Index

(Higher is safer)

25
Crime Index

(Lower is safer)

Dubuque is genuinely safe for daily life. With a Safety Index of 75, this small Mississippi River town feels secure for walking during day and evening hours. The compact downtown and residential neighborhoods have a small-town atmosphere where locals know each other. Violent crime is rare, and most expats report feeling comfortable with standard urban awareness practices.

Property crime (vehicle break-ins, package theft) occurs occasionally but isn't epidemic. Petty theft from unlocked cars is the most common issue. Avoid leaving valuables visible in vehicles, especially near the riverfront or parking lots. Dubuque has minimal organized crime or scams targeting expats. Solo female travelers and residents report no particular safety concerns beyond normal precautions. The downtown area is well-lit and monitored.

Dubuque is politically stable with reliable local police and no geopolitical risks relevant to expats. The city has low corruption and straightforward governance. For an American considering relocation, this is an exceptionally safe choice—comparable to other Midwestern small cities. The main trade-off is limited urban amenities and cultural diversity, not safety. Highly suitable for remote workers or retirees seeking a secure, quiet environment.

🏥 Healthcare

Good
Public Hospitals
Yes
Private Clinics
Yes
English-Speaking Doctors
Widely Available
Pharmacies Nearby
8

🌤️ Climate

Climate Zones
Summer Temp
24°C
Winter Temp
-5°C
Humidity
68%
Air Quality
52Above WHO guideline of 15 μg/m³

Best Months

MaySepOct

Climate Notes

Dubuque experiences a humid continental climate with hot, humid summers (June-August) and cold, snowy winters (December-February), with mild spring and fall transitions.

💻 Digital Nomad

Avg Internet Speed
95 Mbps
Coworking Availability
Limited
Coworking Spaces Nearby
Digital Nomad Score
31/100

Community Notes

A picturesque city ideal for seasonal remote work settings.
NamePrice/moNotes
The Lift$150Located in the heart of downtown Dubuque, The Lift offers a modern and collaborative workspace with exposed brick and large windows. It's a great option for digital nomads looking for a vibrant community and easy access to local restaurants and amenities.
Premier Workspaces - Dubuque$200Located in the Merchants Centre, this location offers professional office space with flexible coworking options. It's a good choice for those who need a more formal work environment with access to meeting rooms and administrative support.
Novel Coworking - Dubuque$129Located in the Roshek Building, Novel Coworking provides a historic yet modern workspace with high ceilings and large windows. It's a good option for digital nomads seeking a unique and inspiring work environment in downtown Dubuque.

🧳 Expat Life

English Proficiency
Widely Spoken
Expat Community
Small
Top Neighborhoods
Downtown Dubuque
Transport Options
Banks Nearby
33
ATMs Nearby
5

Expat Life Notes

Historic river city with a safe and clean environment. High quality of life for its size.

Pros

  • Beautiful river hills
  • Historic charm
  • Safe and clean

Cons

  • Isolated
  • Cold winters
  • Small social scene

Could living/working in Dubuque, IA cut years off your work life?

With a 1-bedroom in the center at $440/mo, your FIRE number here might be much lower than you think.

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