North Plains
Quiet residential family area
Primarily residential, with a mix of families and older residents. Car-dependent, but offers a peaceful environment. Limited amenities within walking distance, but generally safe and affordable.
Data updated Oct 8, 2026
Best fit: Digital Nomad (score: 70)
Clovis, New Mexico, sits on the high plains of the eastern part of the state, at an elevation of 1,312 meters above sea level, where the arid climate brings wide-open skies and dry air. The city, home to about 39,000 people, is a straightforward, no-frills kind of place, with a small expat community that tends to gather in the Clovis North neighborhood. It is a place where the pace of life is unhurried, and the landscape stretches out in every direction, a far cry from the congestion of coastal cities.
Living here is notably affordable, especially when compared to the national average. A one-bedroom apartment in the city center rents for $959/mo, while outside the center it drops to $778/mo. For those needing more space, a three-bedroom in the center costs $1,338/mo, and outside the center, $1,099/mo. The overall cost of living index sits at 63 out of 100, with New York City as the benchmark. A single adult can manage on a budget tier total of $1,161/mo, while a mid-range lifestyle runs $1,631/mo, and a comfortable one comes to $2,132/mo. Monthly expenses excluding rent for a single person average $1,000, and for a family of four, $3,500. Utilities run $249/mo, internet $94/mo, and a mobile phone plan $45/mo. A meal at an inexpensive restaurant costs $17, a three-course meal for two at a mid-range spot is $78, and a cappuccino sets you back $6. The average monthly net salary is $5,222, which means that even on a single income, the cost of living leaves plenty of room for savings or leisure.
Safety is a strong point for Clovis, with a safety index of 70 out of 100 and a crime index of 30, where lower is safer. Healthcare quality is rated as fair, which is something to consider for those with ongoing medical needs, though the low cost of living and high safety scores may offset that for many. The air quality index is 68, which is moderate, and the city's arid climate means low humidity and plenty of sunshine, which can be a relief for those with respiratory issues.
Getting to Clovis typically involves flying into the nearest airport, AMA, which is about 164 kilometers away, and then driving the rest of the way. For those considering a move, the visa process is a separate matter, and it is best to consult official channels for current requirements. Clovis suits digital nomads and those seeking a low-cost, safe base, with a digital nomad score of 70 and an overall expat score of 70. The FIRE (Financial Independence, Retire Early) score is 65, making it a viable option for those looking to stretch their savings, while the retiree score of 55 suggests it may be less ideal for older adults, particularly given the fair healthcare. English is widely spoken, which eases the transition for American expats, and the small expat community means you will likely get to know your fellow newcomers quickly.
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Clovis, NM at the budget tier comes to about $1,582 a month for one adult, with $778 of that going to rent. Beyond rent the estimate covers $285 on groceries, $68.00 on dining out, $63.00 on entertainment and lifestyle and $388 on utilities and connectivity.
Rent
$778/mo
1BR outside the centre
Groceries
$285/mo
75% of mid-range grocery spend
Dining out
$68.00/mo
4 inexpensive meals
Entertainment & lifestyle
$63.00/mo
1 cinema trip, 8 cappuccinos
Utilities & connectivity
$388/mo
utilities, mobile, internet
Budgets (excl. rent)
Excludes rent. The total above is all-in, rent included.
Clovis, NM at the mid-range tier comes to about $1,819 a month for one adult, with $778 of that going to rent. Beyond rent the estimate covers $380 on groceries, $170 on dining out, $103 on entertainment and lifestyle and $388 on utilities and connectivity.
Rent
$778/mo
1BR outside the centre
Groceries
$380/mo
Staples basket scaled to a full month
Dining out
$170/mo
10 inexpensive meals
Entertainment & lifestyle
$103/mo
2 cinema trips, 12 cappuccinos
Utilities & connectivity
$388/mo
utilities, mobile, internet
Budgets (excl. rent)
Excludes rent. The total above is all-in, rent included.
Clovis, NM at the comfortable tier comes to about $2,399 a month for one adult, with $959 of that going to rent. Beyond rent the estimate covers $533 on groceries, $335 on dining out, $184 on entertainment and lifestyle and $388 on utilities and connectivity.
Rent
$959/mo
1BR in the centre
Groceries
$533/mo
140% of mid-range grocery spend
Dining out
$335/mo
6 inexpensive meals + 6 mid-range meals
Entertainment & lifestyle
$184/mo
4 cinema trips, 20 cappuccinos
Utilities & connectivity
$388/mo
utilities, mobile, internet
Budgets (excl. rent)
Excludes rent. The total above is all-in, rent included.
Estimates for one adult, built from this city's average prices and the usage shown for each tier. Your spending will differ with how often you eat out and where you live.
A 1BR in the center runs about $959/mo. If your income is in another currency, bank FX fees add up. A multi-currency account can cut that cost.
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See how Clovis, NM's cost of living compares with Nome, AK
(Higher is safer)
(Lower is safer)
Clovis is a quiet, small military town with a notably safe day-to-day environment. Walking around downtown and residential areas during daylight is unremarkable and low-risk. Nighttime walkability is reasonable in well-lit areas, though like most small American towns, you'll want a car for most errands. The city's safety reputation matches reality—it genuinely is safer than the national average, benefiting from Cannon Air Force Base's presence and a tight-knit community culture.
Property crime (vehicle break-ins, package theft) occurs at typical small-town rates but isn't epidemic. Violent crime is rare. The main risks are petty theft in parking lots and occasional drug-related activity in isolated pockets, but these don't affect most residents' daily lives. Solo female travelers and residents report feeling comfortable, though standard precautions apply. Avoid displaying valuables and use common sense about isolated areas after dark.
Clovis has stable local governance and reliable police presence due to military influence. No significant political instability, protests, or corruption concerns affect daily life. The biggest consideration isn't safety but rather the town's limited cultural amenities and economic dependence on the military base. For Americans seeking a genuinely safe, affordable small-town retirement or remote work base with minimal crime, Clovis delivers—just ensure you're comfortable with rural isolation and limited services.
See how Clovis, NM's healthcare compares with Nome, AK
Clovis has a semi-arid continental climate with hot, dry summers (28°C) and cold winters (2°C), featuring low humidity and significant temperature swings between seasons.
Clovis has a small-town feel with minimal infrastructure for digital nomads.
| Name | Notes |
|---|---|
| Regus - Clovis | Located on N Prince Street, Regus offers a professional environment with private offices and coworking spaces. It provides a reliable option for remote workers needing a structured workspace with amenities like meeting rooms and business support services. |
| Clovis Industrial Incubator | The Clovis Industrial Incubator, located near downtown Clovis, provides office space and resources for startups and small businesses. It's a community-focused environment that can be suitable for digital nomads looking for a collaborative atmosphere and local connections. |
Names, locations and hours can change. Check each space's website before you visit. Places from © OpenStreetMap contributors and Foursquare Open Source Places (Apache 2.0).
Working remotely from Clovis, NM? Nomad health insurance covers you across borders, month to month.
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See how Clovis, NM's digital nomad life compares with Nome, AK
Military town home to Cannon AFB. Very safe and conservative.
Areas of Clovis, NM that expats often consider.
Conditions can change from one block to the next, and these descriptions are general guides, not safety assessments. Before choosing where to stay or live, check current travel advisories, talk to people who live there, and visit in person if you can.
Quiet residential family area
Primarily residential, with a mix of families and older residents. Car-dependent, but offers a peaceful environment. Limited amenities within walking distance, but generally safe and affordable.
Historic core, revitalization in progress
The historic heart of Clovis, with some local shops and restaurants. Revitalization efforts are underway, but it can be quiet after business hours. Limited public transit; car recommended. Some older buildings, but also some newer apartments.
Established residential, elevated views
A slightly more upscale residential area with some homes offering views. Generally quiet and safe. Car is essential. Offers a mix of housing styles, with some larger properties.
Newer suburban family community
A newer development with modern homes and a family-friendly atmosphere. Very car-dependent. Offers limited walkability to amenities. Good for those seeking a quiet, suburban lifestyle.
With a 1-bedroom in the center at $959/mo, your FIRE number here might be much lower than you think.
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