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Barnstable, MA, United States

Barnstable, MA, United States Hero Image
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🌊 Coastal

Data updated Oct 8, 2026

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📊 Scores

54
FIRE
59
Retiree
72
Digital Nomad

Best fit: Digital Nomad (score: 72)

Barnstable sits on the southern shore of Cape Cod, Massachusetts, just 4 km from Hyannis Airport (HYA). Its temperate maritime climate brings mild summers around 23°C and cold winters around 2°C, with moderate humidity year-round, offering distinct seasons tempered by the ocean. Expats tend to settle in the neighborhoods of Hyannis, Osterville, and Centerville, where the expat community is medium in size and English is widely spoken.

Living costs here are moderate relative to major U.S. cities, with a cost of living index of 85 out of 100 compared to New York City. A one-bedroom apartment in the city center rents for $1,400/mo, while outside the center it is $1,650/mo; a three-bedroom runs $2,950/mo in the center and $3,250/mo outside. The average monthly net salary is $4,630/mo, which covers a budget-tier single adult total of $1,450/mo or a mid-range tier total of $2,341/mo. Excluding rent, a single person spends about $1,380/mo, while a family of four spends $4,900/mo. Utilities run $100/mo, internet $65/mo, a mobile plan $60/mo, and a monthly public transport pass costs $35/mo. Dining out is affordable: an inexpensive meal is $18, a three-course meal for two at a mid-range restaurant is $75, and a cappuccino is $4. A gym membership is $50/mo.

Barnstable is a safe place to live, with a safety index of 82 out of 100 and a crime index of 18 out of 100, where lower is safer. Healthcare quality is rated as excellent, which is a strong draw for retirees and families alike. The air quality index is 42, indicating good air quality, and the overall expat score is 71 out of 100.

For those considering a move, visa pathways exist but are not detailed here. Getting to Barnstable is straightforward via Hyannis Airport (HYA), located just 4 km away. The town suits digital nomads, with a score of 71 out of 100, and retirees, with a score of 60 out of 100; the FIRE score is 54 out of 100. With its safe environment, excellent healthcare, and reasonable costs, Barnstable appeals to those seeking a balanced coastal lifestyle with easy access to the Cape's attractions.

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🏚️ Cost of Living

💰 Budgets and Costs

A category breakdown is not available for Barnstable, MA yet. We publish a breakdown only when every category can be priced from local data, rather than showing figures we cannot stand behind.

Rent, 1 bedroom in the centre
$1,400/mo
Living costs, excluding rent
$1,380/mo

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A 1BR in the center runs about $1400/mo. If your income is in another currency, bank FX fees add up. A multi-currency account can cut that cost.

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🛡️ Safety & Crime

82
Safety Index

(Higher is safer)

18
Crime Index

(Lower is safer)

Barnstable is a genuinely safe Cape Cod community with a strong small-town feel. Walking during day and evening hours is comfortable and normal; residents report low street crime and a visible police presence. The Safety Index of 82 reflects reality—this is a quiet, family-oriented area where most expats and retirees feel secure in daily routines without the hypervigilance required in urban centers.

Property crime (vehicle break-ins, seasonal home burglaries) poses the main risk, particularly in tourist season when transient populations increase. Petty theft from unlocked vehicles or homes is the primary concern rather than violent crime. Avoid leaving valuables visible in cars, especially in parking lots near beaches. Violent crime is rare; solo female travelers and residents face minimal gender-specific safety concerns compared to larger U.S. cities.

Barnstable benefits from stable local governance, reliable police services, and no significant political instability or corruption issues. The area is politically conservative and socially stable. The main contextual consideration is seasonal tourism fluctuation—summer months bring crowds and slightly elevated property crime, while winter is quieter and safer. For Americans 30-65 considering relocation, this is a low-risk choice with predictable, manageable safety concerns typical of affluent New England coastal towns.

🏥 Healthcare

Excellent
Public Hospitals
Yes
Private Clinics
Yes
English-Speaking Doctors
Widely Available

See how Barnstable, MA's healthcare compares with Monticello, AR

🌤️ Climate

Summer Temp
23°C
Winter Temp
2°C
Humidity
72%
Air Quality Index
42
Annual Rainfall
1167 mm

Best Months

MayJunSepOct

Climate Notes

Barnstable has a temperate maritime climate with mild summers (around 23°C), cold winters (around 2°C), and moderate humidity year-round, making it ideal for those seeking distinct seasons with ocean moderation.

💻 Digital Nomad

Avg Internet Speed
130 Mbps
Internet (monthly)
$65/mo
Coworking Availability
Moderate
Coworking Spaces Nearby
0
Digital Nomad Score
72/100

Community Notes

Barnstable offers charm and history paired with modern conveniences for digital nomads.

Coworking Spaces

NameNotes
Regus - Massachusetts, Barnstable - Barnstable RoadLocated on Barnstable Road, this Regus offers a professional environment with private offices and coworking spaces. It's a reliable option with standard amenities, suitable for those seeking a structured workspace.
CapeSpace HyannisLocated in Hyannis, CapeSpace offers a modern coworking environment with various membership options. It's known for its community events and networking opportunities, making it ideal for expats looking to connect with local professionals.
Workbar Cape CodLocated in Yarmouth, a short drive from Barnstable, Workbar Cape Cod provides a vibrant coworking atmosphere with a focus on collaboration. It's a good choice for remote workers who appreciate a lively and social workspace.

Names, locations and hours can change. Check each space's website before you visit. Places from © OpenStreetMap contributors and Foursquare Open Source Places (Apache 2.0).

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🧳 Expat Life

English Proficiency
Widely Spoken
Expat Community
Medium
Top Neighborhoods
Hyannis, Osterville, Centerville
Banks Nearby
8
ATMs Nearby
0

Expat Life Notes

The heart of Cape Cod. It offers a premium coastal lifestyle but is highly seasonal with high property costs.

Pros

  • ✓ Stunning coastal beauty
  • ✓ Safe and clean
  • ✓ High cultural activities

Cons

  • ✗ Extremely high housing costs
  • ✗ Tourist crowds in summer
  • ✗ Isolated in winter

🏘️ Neighborhoods in Barnstable, MA

Areas of Barnstable, MA that expats often consider.

Conditions can change from one block to the next, and these descriptions are general guides, not safety assessments. Before choosing where to stay or live, check current travel advisories, talk to people who live there, and visit in person if you can.

Hyannis

Bustling commercial and ferry hub

Hyannis is the commercial center of Cape Cod, with a busy harbor, shops, and restaurants. It's a transportation hub with ferries to Nantucket and Martha's Vineyard. While convenient, it can be crowded and touristy, especially in summer, and rents are higher than in more residential areas.

Barnstable Village

Historic charm, quiet residential

Barnstable Village offers a more relaxed atmosphere with historic buildings and a quaint village green. It's primarily residential, attracting families and retirees. Public transportation is limited, so a car is essential. The village offers a quieter pace of life, but fewer amenities within walking distance.

Centerville

Family-friendly, beaches, residential

Centerville is a family-oriented area with popular beaches like Craigville Beach. It's primarily residential with a mix of year-round residents and summer vacationers. Public transportation is limited, but the area is relatively walkable. It offers a good balance of affordability and access to amenities.

Cotuit

Quaint, historic, coastal village

Cotuit is a charming village with a strong sense of community and a rich maritime history. It's known for its beautiful harbor and the Cotuit Kettleers baseball team. It's a quieter area, appealing to retirees and those seeking a relaxed lifestyle. A car is recommended for getting around.

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