Tunisia
Data updated Oct 14, 2026
Overall Score
57.0
Good
Avg. Rent (1BR)
$242
-86% vs US Avg
Safety Index
55.1
COL Index
29.1
Overall Score
57.0
GoodEstimated Cost
$627/mo
single person, incl. rent
Verdict
Best for retirees
based on our recommended destinations
Level 2: Exercise Increased Caution
Please check the latest official travel advisory for Tunisia before planning your trip.
U.S. Department of State, verified Aug 28, 2026
Tunisia works for someone living on a fixed income under about $1,500 a month who doesn't need European healthcare standards or a fast internet connection for remote work calls. It's also a reasonable fit for retirees who want proximity to Europe (short flights to France, Italy) without European prices, or for someone semi-settled already with a Tunisian spouse or family connection. It's not a fit if you need a digital nomad visa to legalize remote work here, because there isn't one. A retirement visa exists, though the pathway to residency is complex.
The headline numbers are real but incomplete. A single person spends about $470.50 a month before rent, which tracks with what you'd pay in Tunis for groceries (eggs around $1.57 a dozen, chicken fillets $2.63 a pound) and transport (a bus pass around $10, gas under a dollar a liter). What the budget calculators don't show you: once you add a decent internet plan, a car, private school for kids, or any meaningful private healthcare, the number climbs fast. International primary school tuition runs over $2,700 a year per child, and a basic new car starts north of $35,000 since vehicles are heavily taxed on import.
The friction shows up in infrastructure and healthcare access, not daily cost of living. Average internet speed sits around 28.99 Mbps, workable for browsing and email but often a bottleneck for video-heavy remote work. Tunisia is losing qualified doctors to emigration, particularly to France, which thins out specialist care outside Tunis. Public health coverage exists through payroll-funded contributions, but private spending is rising because the public side can't keep pace, so expats relying on private clinics should budget more than the headline numbers suggest.
On tax, Tunisia's resident income tax brackets run from 0% up to 5,000 TND, then 15% up to 10,000 TND, 25% up to 20,000 TND, 30% up to 30,000 TND, 33% up to 40,000 TND, 36% up to 50,000 TND, 38% up to 70,000 TND, with a top rate of 40% above 70,000 TND (LF 2025 schedule). Capital gains for individuals are generally taxed as ordinary income with a top rate of 40%, which is steep if you're drawing down investments locally. Dividends for residents face a 10% final withholding tax. For a US citizen, the Foreign Earned Income Exclusion for 2026 lets you exclude up to $132,900 of earned income from US tax if you qualify, plus a foreign housing exclusion with a base of $21,264 and a cap of $39,870, which matters if you're actually working remotely rather than living off pensions or investments (those aren't excludable under FEIE regardless). There is no US-Tunisia tax treaty, so don't assume treaty relief on double taxation without checking directly with a cross-border tax preparer before you move savings or income streams into the country.
Tunisia vs. the North Africa average
Scores out of 10, shown as the gap between Tunisia and the average of the 4 other countries in North Africa. 6 clear strengths, 3 clear gaps.
- Public Transport+3.1
- Healthcare+2.9
- English Speaking+2.3
- Safety+1.3
- Residency Pathway+1.3
- Expat Community+1.0
- Housing Affordability0.0
- Cost of Living-0.6
- Internet Speed-1.2
- Tax Friendliness-1.5
🚚 Moving to Tunisia
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Recommended Destinations in Tunisia
Best for Retirees
Best for Geoarbitrage
Best for Remote Workers
- Capital
- Tunis
- Official Language
- Arabic
- Time Zone
- UTC+01:00
- Region
- Africa
- Population
- 11,818,618
- Healthcare Index
- 56.6
- Internet Speed
- 28.99 Mbps
- Climate Zones
- mediterranean, arid
View on Interactive Map
Explore data visually
🏙️ Top Cities in Tunisia
Explore cost of living, walkability scores, and expat ratings for individual cities in Tunisia.
CoL Index: 32
Est. Total: ~$920/mo
CoL Index: 34
Est. Total: ~$634/mo
CoL Index: 32
Est. Total: ~$764/mo
CoL Index: 35
Est. Total: ~$567/mo
CoL Index: 30
Est. Total: ~$497/mo
CoL Index: 32
Est. Total: ~$534/mo
CoL Index: 28
Est. Total: ~$522/mo
CoL Index: 28
Est. Total: ~$450/mo
CoL Index: 36
Est. Total: ~$682/mo
CoL Index: 49
Est. Total: ~$757/mo
CoL Index: 35
Est. Total: ~$661/mo
CoL Index: 34
Est. Total: ~$578/mo
CoL Index: 28
Est. Total: ~$550/mo
CoL Index: 30
Est. Total: ~$463/mo
CoL Index: 29
Est. Total: ~$720/mo
CoL Index: 30
Est. Total: ~$570/mo
CoL Index: 29
Est. Total: ~$520/mo
CoL Index: 35
Est. Total: ~$970/mo
CoL Index: 33
Est. Total: ~$540/mo
CoL Index: 29
Est. Total: ~$537/mo
How far does $1,500 go in Tunisia?
With a monthly budget of $1,500, you can live comfortably in Tunisia. After accounting for an average rent of $$242, you have approximately $1,258remaining for daily expenses.
Calculate your FIRE timeline with these costs →💰 Cost of Living in Tunisia
Relative to New York City (NYC = 100). A lower number means it's cheaper.
Relative to New York City (NYC = 100). A lower number means rent is cheaper.
Relative to New York City (NYC = 100). A lower number means groceries are cheaper.
Relative to New York City (NYC = 100). A lower number means eating out is cheaper.
Estimate the cost of shipping your belongings to Tunisia →
See how Tunisia's cost of living compares with Morocco
🛒 Grocery & Family Costs
Family Costs
Can I afford to live in Tunisia?
Comfortable (1.0×): balanced baseline lifestyle. Adjusts day-to-day costs only — rent is unaffected.
Tunisia
You could save
2,288/mo
Monthly Costs
Attractiveness Scores
Based on national averages. City-level costs may vary. Browse cities in Tunisia →
⚕️ Healthcare System
Our Top Pick for Nomads: SafetyWing
Flexible, subscription-based health cover for remote workers in Tunisia.
Get Covered with SafetyWing →Looking for more options? Check Ekta.
An estimation of the overall quality of the health care system. Higher is better.
Quality & Affordability:
Tunisia's healthcare system comprises public and private sector providers. The increase in private health spending suggests a need for reforms to balance public and private contributions, though specific structural details remain broad.
Insurance Insights:
The increase in private health spending suggests a need for reforms to balance public and private contributions and enhance affordability.
See how Tunisia's healthcare compares with Morocco
🛂 Visa & Residency Pathways
🛂 Visa Services
Ready to apply for a Tunisia visa?
Get help with your application — tourist, long-stay, and residency visas processed online.
General Overview
Process & Requirements:
Tunisia has a 'complex' but manageable residency system. The primary route is to apply for a temporary residence card, the Carte de Séjour, after arriving in the country. This can be granted for various reasons, including employment, study, or for 'visitors' who can prove they have sufficient financial means to support themselves without working. This 'visitor' category is the closest option to a retirement or passive income visa, but the requirements are not clearly codified online and can be subject to the discretion of the local police authorities where you apply. A common recommendation is to show a stable income and have a local bank account.
The process is known for its French-style bureaucracy, requiring many documents, photos, and official stamps. The case-by-case assessment for non-workers makes the process 'complex', but it is a well-trodden path for many European retirees.
Residency & Citizenship Notes:
There is no permanent residency status. The pathway to citizenship is 'complex'. A person can apply for naturalization after five years of legal residence. The applicant must be of good character and have a good command of the Arabic language. The granting of citizenship is at the discretion of the President. The law also requires the renunciation of a previous nationality, as dual citizenship is generally not permitted for naturalized citizens. This makes the path to citizenship a difficult one for most.
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Detailed Visa Options
🧳 Tourist & Short-Stay Information
Extension Notes
For stays longer than 90 days, a visitor must apply for a temporary residence permit ('carte de séjour') from the central police station in the district where they are staying. Source: Tunisian Ministry of Interior.
General Visa Notes
US citizens can enter Tunisia for up to 90 days without a visa for tourism. A passport valid for the duration of the stay is required.
Official Source: View Source
🌴 Retirement / Passive Income Visa
Income Notes
Tunisia allows for residency for non-working individuals. Applicants must prove they have sufficient and regular financial resources by opening a local bank account and depositing funds. The required amount is not officially specified but should be adequate for living expenses (e.g., ~1,000 TND/month). Source: General information from Tunisian consulates.
Health Insurance Notes
For the Temporary Residence Permit 'Visiteur' (used by retirees), applicants are required to provide proof of health and accident insurance that covers their stay in Tunisia. Source: General information from Tunisian consulates.
💻 Digital Nomad Visa
Income Notes
Tunisia does not have an official digital nomad visa program. It is, however, a popular destination for remote workers who utilize the 90-day visa-free stay and then sometimes apply for a temporary residence permit ('carte de séjour'). This process is not specifically designed for remote work and operates in a legal grey area. Source: Tunisian Ministry of Foreign Affairs.
📈 Investor Visa
Investment Details
Investment Options & Notes
Tunisia does not have a formal 'Golden Visa' program. A foreigner can obtain a residence permit by purchasing property or starting a business, but there is no streamlined process or guaranteed right to residency based on a specific investment amount. The decision is discretionary. Source: Tunisian government decrees.
Path to Citizenship
Many long-stay visas require proof of health insurance. Compare international health plans before you apply.
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🛡️ Safety & Stability
An estimation of overall safety level. Higher is better.
An estimation of the overall level of crime. Lower is better.
World Bank political stability estimate, rescaled to 0-100. Higher is better.
Safety Notes:
Terrorism remains a concern in border regions.
Types of Crime: Pickpocketing, scams, and petty theft.
Kidnapping Risk: Risk near Libyan border; caution advised.
🏦 Taxation & Finance
🏦 Tax Snapshot
FEIE Interaction
FTC Utility: medium
Tunisia imposes personal income tax at rates up to 35%, which is comparable to or exceeds the US top marginal rate for many filers. Where Tunisian tax exceeds US tax liability on the same income, the FTC can eliminate US tax on that income. However, the lack of a US-Tunisia tax treaty means no special FTC coordination rules apply, and sourcing and basket allocation issues may limit full credit utilization.
Presence Day Count Notes
Standard 330-day physical presence test applies within any consecutive 12-month period. Bona fide residence test is available given Tunisia is not a country with a US tax treaty that restricts the test, though the lack of any treaty means no special complications arise from that angle.
FBAR Trigger Notes
FBAR filing required if aggregate value of foreign financial accounts exceeds $10,000 at any point during the calendar year. Tunisia uses the Tunisian Dinar (TND), a non-convertible currency - capital controls restrict transferring large amounts abroad. Tunisian bank accounts held by US persons must be reported on FBAR and potentially FATCA Form 8938.
401k/IRA Treatment
Pension Income
Foreign pension income received by Tunisian tax residents is taxable at progressive rates up to 35%. A two-thirds deduction may apply to certain pension income under domestic law, which can significantly reduce the effective rate. Local pension contributions to the Tunisian social security system (CNSS/CNRPS) are deductible.
Locally TaxedSocial Security
No totalization agreement or income tax treaty exists between the US and Tunisia. US Social Security benefits received by a Tunisian tax resident would potentially be subject to Tunisian income tax as foreign-source income.
Locally TaxedRoth Distributions
No US-Tunisia tax treaty exists. Roth IRA distributions would be treated as foreign-source income by Tunisian tax authorities. The tax-free treatment under US law is not recognized in Tunisia. Tax treatment depends on characterization by local authorities.
Locally TaxedUS 401k/IRA Distributions
Tunisia does not have a tax treaty with the United States. US 401k and IRA distributions received by a Tunisian tax resident would likely be treated as foreign-source pension or income and taxed at progressive personal income tax rates up to 35%. No treaty relief is available.
Locally TaxedCapital Gains Tax
Capital gains for individuals are generally taxed as ordinary income under the personal income tax at the applicable marginal rate under the LF 2025 8-band schedule (0/15/25/30/33/36/38/40%), with a top rate of 40%. Gains on listed securities are subject to a flat withholding rate of 2.5% (long-held) or 5% (short-held). Real property gains may be subject to specific rates. In addition, a Contribution Sociale de Solidarite (CSS) of 0.5% of taxable income applies on top of IRPP for 2023 through 2026 (reduced from 1%, extended by LF 2026), reverting to 1% from 1 January 2027; salaried individuals with net annual income at or below TND 5,000 are exempt from CSS. Corporate capital gains are included in taxable income at the standard corporate rate.
Tunisia does not have a standalone capital gains tax. Gains realized by individuals are generally included in personal income and taxed at the LF 2025 progressive schedule (0/15/25/30/33/36/38/40%), up to 40%, plus a 0.5% CSS surtax (2023-2026, reverting to 1% in 2027). Gains on listed securities traded on the Tunis Stock Exchange are subject to reduced flat withholding rates. Corporate gains are taxed within the standard corporate income tax framework.
Dividend Tax Rate
Dividends paid to resident individuals are subject to a 10% withholding tax, which is the final tax. Dividends paid to non-resident individuals or companies are generally subject to a 10% withholding tax, which may be reduced under an applicable tax treaty. Dividends distributed from profits already taxed at the corporate level benefit from the reduced rate.
withholding
Rate: 10.0%
Standard withholding rate on dividends paid to residents and non-residents. This is a final tax for resident individuals.
Tax Treaties Notes:
No US-Tunisia tax treaty. Taxes residents on worldwide income. VAT (19%).
Retiree Tax Benefits:
A retirement visa is available. Temporary residency available via Carte de Séjour for qualifying retirees.
Cost Savings vs. U.S.:
Moderate costs (e.g., $470.5/month in Tunis). The US State Department has issued a Level 2 travel advisory (Exercise Increased Caution).
Pick between Form 2555 (Foreign Earned Income Exclusion) and Form 1116 (Foreign Tax Credit) with an expat tax service.
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Recommended services for Tunisia
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Fidelity →See how Tunisia's taxes compares with Morocco
☀️ Climate & Environment
Climate Zones:
Our proprietary index measuring annual average PM2.5 concentration. Lower is better (0-5 is good).
Our proprietary index for drinking water quality and sanitation. Higher is better.
Seasonal Variations:
Tunisia's climate ranges from Mediterranean in the north to desert in the south. The northern regions have hot, dry summers and mild, wet winters, while the southern areas are arid with minimal rainfall.
😊 Quality of Life
Cultural Amenities:
Museums & Cultural Institutions
Tunisia is home to several renowned museums, including the Bardo Museum in Tunis, which showcases the country's history and culture, including its world-renowned collection of Roman mosaics.
The Carthage National Museum offers exhibits on the ancient city of Carthage and its history.
Performing Arts
Tunisia has a rich tradition of music and dance, with genres like traditional Arabic music and folk dances playing significant roles.
The National Theatre in Tunis hosts various performances, including plays and musical shows.
Cultural Festivals
The Carthage Film Festival, held every two years, showcases Arab and African cinema.
The International Festival of the Medina in Tunis features music, dance, and theatrical performances in historic settings.
Culinary Culture
Tunisian cuisine includes dishes like couscous (semolina with stew), brik (fried pastry with egg), and harissa (spicy chili paste).
The country's food reflects its Mediterranean and North African heritage.
🌐 Infrastructure & Connectivity
Our proprietary ranking of public transit accessibility and reliability.
Internet Reliability:
Tunisia has good internet infrastructure with reliable connectivity and strong digital development.
Speed & Quality: Fixed broadband averages around 18.75 Mbps with expanding fiber networks in urban areas.
Availability: Good coverage in Tunis and major cities, improving rural connectivity.
Cost: Affordable pricing, typically $15-30/month for residential broadband.
Reliability for Remote Work: Good for remote work with reliable connections and adequate speeds. Growing tech sector and digital initiatives make it attractive for remote workers.
Transportation Network:
Tunisia has a developing transportation network with French colonial legacy in rail infrastructure, currently undergoing modernization programs.
Roads: Traffic drives on the right side with 31 mph (50 km/h) speed limits in urban areas, with ongoing highway infrastructure development projects.
Rail: Railways are operated by the Société Nationale de Chemins de Fer Tunisiens (SNCFT), inherited from French colonial period with modernization programs underway. Network comprises 1797 km of railways with 1701 km of metre-gauge and 460 km of standard-gauge lines.
Domestic Travel: Tunis has six tramway lines extending 48-km with suburban rail connections and an 18.8-km light railway connecting northern neighborhoods.
Recommended services for Tunisia
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Traveling Mailbox →Frequently Asked Questions about Tunisia
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