Kastoria sits at 630 meters above sea level in northern Greece, with a continental climate that brings warm, dry summers from June to August and cold, snowy winters from December to February. The city of 13,000 people offers distinct seasonal changes, appealing to those who prefer temperature variety. Expats tend to settle in the Doltso area or along the Lakefront, though the overall expat community remains small and English proficiency is limited.
Living costs in Kastoria are notably low, with a cost of living index of 48 out of 100 compared to New York City. A single adult on a budget tier can manage total monthly expenses of $633 including rent, while the mid-range tier runs $901 and the comfortable tier reaches $1,195. Rents reflect this affordability: a one-bedroom in the city center averages $280 per month, dropping to $168 outside the center, and a three-bedroom in the center costs $516 versus $393 outside. Monthly utilities run $215, internet is $31, and a mobile phone plan costs $23. A cappuccino at a restaurant is $4, an inexpensive restaurant meal per person is $17, and a mid-range three-course meal for two is $67. The average monthly net salary locally is $628, which aligns closely with the budget tier total.
Safety is a strong point, with a safety index of 75 out of 100 and a crime index of 25 out of 100, where lower is safer. Healthcare quality is rated as good, and the air quality index stands at 52, with lower being better. These factors contribute to an overall expat score of 77 out of 100 and a FIRE score of 77 out of 100, though the retiree score is 60 and the digital nomad score is 62.
For those considering relocation, Greece offers two visa pathways: the Greece Non-Dom Flat Tax Regime and the Greece Digital Nomad Visa, both requiring a minimum monthly income of $3,997. The nearest airport is KSO, located 8 kilometers away. Kastoria suits budget-conscious retirees, digital nomads meeting the income threshold, and anyone seeking a safe, affordable city with a small expat community and good healthcare.