Lloydminster, Canada

Living in a city that straddles two provinces is anything but straightforward. Lloydminster, with a population of 19,739 on the Alberta side and 11,843 on the Saskatchewan side, has to navigate a web of bureaucratic headaches. The city's bi-provincial status means residents face differences in everything from sales tax to car insurance rates. And the distinctive climate - with long, frigid winters and short, moderately wet summers - is not for the faint of heart. Despite these challenges, Lloydminster's youthful demographics and proximity to the oil and gas industry may appeal to adventurous types looking for an affordable alternative to bigger urban centers.