Poland vs Portugal

Poland costs roughly 6% less than Portugal, though Portugal scores higher on healthcare. Use our tool below to personalize the estimate based on your income and lifestyle.

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Poland is approximately 6% less expensive than Portugal based on cost of living including rent. This makes Poland a more budget-friendly option for expats considering a move.

Poland has a FIRE Score of 70/100, indicating its suitability for financial independence and early retirement. The country's safety index is 71, which is relatively safe.

Recommended profile: Poland is ideal for GeoArbitragers and remote workers looking to maximize savings.

Overall Winner

Poland

Warsaw

About Poland

Poland is best for FIRE-chasers seeking low costs, with a single person needing just $812/month excluding rent. Its safety index of 71 and Level 1 US travel advisory make it one of Europe's most secure options. However, the lack of a digital nomad or retirement visa and progressive taxes up to 32% complicate long-term residency.

Monthly Savings

$1,430/mo

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Rent Per Month

1 Bedroom (City Centre)
$758
1 Bedroom (Outside Centre)
$623
3 Bedroom (City Centre)
$1,230
3 Bedroom (Outside Centre)
$959

Attractiveness Scores

FIRE Score
70/100
Retiree Score
61/100
Nomad Score
77/100


Country Details →

Portugal

Lisbon

About Portugal

Portugal is best for retirees with a passive income, thanks to the D7 visa requiring only EUR 920/month. Cost of living is 59% lower than New York City, with a single person spending $776 monthly excluding rent. The key trade-off is a progressive income tax reaching 48%, which may impact higher earners.

Monthly Savings

$1,185/mo

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Rent Per Month

1 Bedroom (City Centre)
$1,040
1 Bedroom (Outside Centre)
$824
3 Bedroom (City Centre)
$1,755
3 Bedroom (Outside Centre)
$1,329

Attractiveness Scores

FIRE Score
59/100
Retiree Score
68/100
Nomad Score
77/100


Country Details →

Battle of Lifestyles

Scroll to compare

MetricPolandPortugal
Travel Advisory
Level 2 — Increased CautionLevel 1 — Normal Precautions
Quality of Life Index
153.9
167.8 +13.9
Healthcare Index
58 72.2 +14.2
Safety Index
71 +3.1
67.9
Cost of Living Index
38.9 +2.341.2
1BR Apartment (Center)$757.57 +282.19$1,039.76
1BR Apartment (Outside)$623.36 +200.61$823.97
3BR Apartment (Center)$1,229.95 +525.05$1,755
3BR Apartment (Outside)$959.1 +369.74$1,328.84
Avg Internet Speed313.48 Mbps 351.94 Mbps +38.5
FAQ

Frequently Asked Questions

Click any question to expand the answer.

We use a "Pure Data" approach, pulling raw facts from high-authority sources including private sources for real-time crowd-sourced pricing, the World Bank for stability metrics, and official government visa portals.

The FIRE Score is a dynamic metric based on your Monthly Income vs. Total Expenses. It calculates your potential savings rate; the more you save, the higher the score.

Our indices (Quality of Life, Healthcare, Safety, Cost of Living) are relative metrics. For example, a higher Quality of Life Index indicates better purchasing power, safety, and healthcare, while a higher Cost of Living Index means the country is more expensive relative to others.

The Retiree Score is a holistic measure of how suitable a country is for long-term retirement. It is calculated from three main factors: healthcare system quality, safety index, and the general cost of living.

The Nomad Score measures how well a country supports remote workers. It is calculated from average internet speeds, the cost of living, and the safety index.

The "Single" toggle calculates costs based on a 1-Bedroom apartment. "Family" assumes a 3-Bedroom apartment and the expenses for a household of four.