Malta vs Portugal

Portugal costs roughly 17% less than Malta. Use our tool below to personalize the estimate based on your income and lifestyle.

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Portugal is approximately 17% less expensive than Malta based on cost of living including rent. This makes Portugal a more budget-friendly option for expats considering a move.

Portugal has a FIRE Score of 59/100, indicating its suitability for financial independence and early retirement. The country's safety index is 67.9, which is relatively safe.

Recommended profile: Portugal is well-suited for retirees seeking a balanced lifestyle.

Malta

Valletta

About Malta

Best for digital nomads: Malta offers a Nomad Residence Permit with a clear EUR 2700/mo income requirement, making it accessible for remote workers. Safety is high (US Travel Advisory Level 1) and English proficiency is high, easing daily life. However, the progressive income tax (0-35%) can be a hidden cost for higher earners, and the Nomad Residence Permit does not lead to permanent residency.

MONTHLY SAVINGS

$921/mo

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Living Costs (excl. rent)

Single (excl. rent)$892
Family (excl. rent)$3,307

Rent Per Month

1 Bedroom (City Centre)
$1,187
1 Bedroom (Outside Centre)
$976
3 Bedroom (City Centre)
$2,003
3 Bedroom (Outside Centre)
$1,580

Attractiveness Scores

FIRE Score
46/100
Retiree Score
54/100
Nomad Score
72/100


Country Details →
Overall Winner

Portugal

Lisbon

About Portugal

A one-bedroom in central Lisbon runs about $1,040/month, roughly a third of comparable Boston or DC rents. Combined with $776 in monthly living costs, a couple can live well under $2,500/month total, and the D7 visa only requires 920 EUR income to qualify. The catch: Portuguese progressive tax hits 48%, so this works best for retirees on fixed foreign income, not high earners staying tax resident.

MONTHLY SAVINGS

$1,185/mo

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Not sure which Portugal visa you qualify for?

Answer 10 questions and get a personalized match in under 2 minutes.

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Living Costs (excl. rent)

Single (excl. rent)$776
Family (excl. rent)$2,805

Rent Per Month

1 Bedroom (City Centre)
$1,040
1 Bedroom (Outside Centre)
$824
3 Bedroom (City Centre)
$1,755
3 Bedroom (Outside Centre)
$1,329

Attractiveness Scores

FIRE Score
59/100
Retiree Score
68/100
Nomad Score
77/100


Country Details →

Battle of Lifestyles

Scroll to compare

MetricMaltaPortugal
Travel Advisory
Level 1 — Normal PrecautionsLevel 1 — Normal Precautions
Quality of Life Index
132.7
167.8 +35.1
Healthcare Index
52.5 72.2 +19.7
Safety Index
57
67.9 +10.9
Cost of Living Index
48 41.2 +6.8
Living Costs (Single, excl. rent)$892 $775.7 +116.3
Living Costs (Family, excl. rent)$3,307 $2,805.2 +501.8
1BR Apartment (Center)$1,187.22 $1,039.76 +147.46
1BR Apartment (Outside)$976.16 $823.97 +152.19
3BR Apartment (Center)$2,003.23 $1,755 +248.23
3BR Apartment (Outside)$1,580.39 $1,328.84 +251.55
Avg Internet Speed298.65 Mbps 351.94 Mbps +53.3
FAQ

Frequently Asked Questions

Click any question to expand the answer.

We use a "Pure Data" approach, pulling raw facts from high-authority sources including private sources for real-time crowd-sourced pricing, the World Bank for stability metrics, and official government visa portals.

The FIRE Score is a dynamic metric based on your Monthly Income vs. Total Expenses. It calculates your potential savings rate; the more you save, the higher the score.

Our indices (Quality of Life, Healthcare, Safety, Cost of Living) are relative metrics. For example, a higher Quality of Life Index indicates better purchasing power, safety, and healthcare, while a higher Cost of Living Index means the country is more expensive relative to others.

The Retiree Score is a holistic measure of how suitable a country is for long-term retirement. It is calculated from three main factors: healthcare system quality, safety index, and the general cost of living.

The Nomad Score measures how well a country supports remote workers. It is calculated from average internet speeds, the cost of living, and the safety index.

The "Single" toggle calculates costs based on a 1-Bedroom apartment. "Family" assumes a 3-Bedroom apartment and the expenses for a household of four.