Luxembourg vs Spain
Spain costs roughly 49% less than Luxembourg, though Luxembourg has significantly faster internet infrastructure. Use our tool below to personalize the estimate based on your income and lifestyle.
Spain is approximately 49% less expensive than Luxembourg based on cost of living including rent. This makes Spain a more budget-friendly option for expats considering a move.
Spain has a FIRE Score of 55/100, indicating its suitability for financial independence and early retirement. The country's safety index is 63.4, which is relatively safe.
Recommended profile: Spain is well-suited for retirees seeking a balanced lifestyle.
About Luxembourg
Not for budget retirees: rent alone runs $1,700-$1,973/mo, plus a 42% top tax rate. No digital nomad visa closes the door on remote workers too. This fits high-net-worth retirees who clear the EUR 2,570.93/mo income threshold and want elite safety, low crime, and strong healthcare over cheap living.
$-206/mo
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About Spain
Retirees and remote workers get a genuine European base without the Northern Europe price tag: rent for a 1-bed outside the center averages $804/mo, well under NYC costs. Healthcare scores 77.3, life expectancy is among the highest in the EU, and a large expat community softens the medium English proficiency. The catch is tax: standard rates climb to 47%, though the Beckham Law flat 24% option changes the math for qualifying newcomers.
$1,148/mo
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Country Details →Battle of Lifestyles
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| Metric | Luxembourg | Spain |
|---|---|---|
| Travel Advisory | Level 1: Normal Precautions | Level 2: Increased Caution |
| Quality of Life Index | 220.1 +35.7 | 184.4 |
| Healthcare Index | 75.2 | 77.3 +2.1 |
| Safety Index | 65.8 +2.4 | 63.4 |
| Cost of Living Index | 64.8 | 43.5 +21.3 |
| Living Costs (Single, excl. rent) | $1,232.8 | $823.4 +409.4 |
| Living Costs (Family, excl. rent) | $4,368.6 | $2,975.9 +1,392.7 |
| 1BR Apartment (Center) | $1,972.92 | $1,028.43 +944.49 |
| 1BR Apartment (Outside) | $1,699.73 | $804.37 +895.36 |
| 3BR Apartment (Center) | $3,479.57 | $1,636.42 +1,843.15 |
| 3BR Apartment (Outside) | $2,765.25 | $1,232.15 +1,533.1 |
| Avg Internet Speed | 341.24 Mbps +77.9 | 263.31 Mbps |
Expat taxes filed by specialists
Greenback Expat Tax handles US taxes for Americans living in Spain. File confidently from abroad.
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Income thresholds, fees, processing time and residency paths for Luxembourg and Spain, side by side.
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