Bulgaria vs Russia

Russia costs roughly 15% less than Bulgaria, though Bulgaria has significantly faster internet infrastructure. Use our tool below to personalize the estimate based on your income and lifestyle.

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Russia is approximately 15% less expensive than Bulgaria based on cost of living including rent. This makes Russia a more expensive option for expats considering a move.

Bulgaria has a FIRE Score of 92/100, indicating its suitability for financial independence and early retirement. The country's safety index is 63.9, which is relatively safe.

Recommended profile: Bulgaria is ideal for GeoArbitragers and remote workers looking to maximize savings.

Overall Winner

About Bulgaria

Skip this if you need fluent English or a large expat safety net, expat friendliness scores just 6/10 and English proficiency is medium at best. But a flat 10% income tax, $472 rent, and a 280 EUR/month retirement visa threshold (retirement visa not currently available) make Bulgaria a strong pick for budget-focused retirees or remote workers optimizing for cash flow over comfort.

MONTHLY SAVINGS

$1,837/mo

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Living Costs (excl. rent)

Single (excl. rent)$691
Family (excl. rent)$2,507

Rent Per Month

1 Bedroom (City Centre)
$472
1 Bedroom (Outside Centre)
$365
3 Bedroom (City Centre)
$783
3 Bedroom (Outside Centre)
$579

Attractiveness Scores

FIRE Score
92/100
Retiree Score
60/100
Nomad Score
76/100


Country Details →
Do Not TravelThe US State Dept advises against travel to Russia. This is reflected in the FIRE, Nomad & Retiree scores below. View official advisory →

About Russia

A Level 4 do-not-travel advisory rules this out for virtually everyone, and there is no retirement visa to offset that risk. Only those with existing Russian citizenship ties or family obligations should look past it, given rent as low as $354/mo outside the center. Everyone else should treat the 34.2 overall score as the final word.

MONTHLY SAVINGS

$1,819/mo

🛂

Not sure which Russia visa you qualify for?

Answer 11 questions and get a personalized match in under 2 minutes.

Find My Visa →

Living Costs (excl. rent)

Single (excl. rent)$670
Family (excl. rent)$2,413

Rent Per Month

1 Bedroom (City Centre)
$511
1 Bedroom (Outside Centre)
$354
3 Bedroom (City Centre)
$919
3 Bedroom (Outside Centre)
$639

Attractiveness Scores

FIRE Score
66/100
Retiree Score
37/100
Nomad Score
49/100


Country Details →

Battle of Lifestyles

Scroll to compare

MetricBulgariaRussia
Travel Advisory
Level 1: Normal PrecautionsLevel 4: Do Not Travel
Quality of Life Index
143.8 +27.2
116.6
Healthcare Index
58.1 61.5 +3.4
Safety Index
63.9 +2.6
61.3
Cost of Living Index
41.6 36.1 +5.5
Living Costs (Single, excl. rent)$690.9 $670.1 +20.8
Living Costs (Family, excl. rent)$2,507.3 $2,413.1 +94.2
1BR Apartment (Center)$472.08 +38.93$511.01
1BR Apartment (Outside)$364.56 $354.05 +10.51
3BR Apartment (Center)$783.4 +135.37$918.77
3BR Apartment (Outside)$578.75 +60.07$638.82
Avg Internet Speed191.98 Mbps +102.389.66 Mbps

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Frequently Asked Questions

Click any question to expand the answer.

We use a "Pure Data" approach, pulling raw facts from high-authority sources including private sources for real-time crowd-sourced pricing, the World Bank for stability metrics, and official government visa portals.

The FIRE Score is a dynamic metric based on your Monthly Income vs. Total Expenses. It calculates your potential savings rate; the more you save, the higher the score.

Our indices (Quality of Life, Healthcare, Safety, Cost of Living) are relative metrics. For example, a higher Quality of Life Index indicates better purchasing power, safety, and healthcare, while a higher Cost of Living Index means the country is more expensive relative to others.

The Retiree Score is a holistic measure of how suitable a country is for long-term retirement. It is calculated from three main factors: healthcare system quality, safety index, and the general cost of living.

The Nomad Score measures how well a country supports remote workers. It is calculated from average internet speeds, the cost of living, and the safety index.

The "Single" toggle calculates costs based on a 1-Bedroom apartment. "Family" assumes a 3-Bedroom apartment and the expenses for a household of four.