Single · Comfortable · $3,000/mo

UlcinjOverall winner

Ulcinj is approximately 18% less expensive than Ourem based on cost of living including rent. This makes Ulcinj a more budget-friendly option for expats considering a move.

Ulcinj has a FIRE Score of 81/100, indicating its suitability for financial independence and early retirement. The city's safety index is 62.13, which is relatively safe.

Recommended profile: Ulcinj is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

Montenegro

Ulcinj

Normal Precautions
FIRE81

Portugal

Ourem

Normal Precautions
FIRE89
Cost
Cost of living index
39.5
-
One person, excluding rent
Best in row. $612/mo
$1,550/mo
Family of four, excluding rent
Best in row. $2,212/mo
$5,600/mo
Total monthly, rent included
Best in row. $773/mo
$886/mo
Monthly savings
Best in row. $2,227/mo
$2,114/mo
Housing
1BR, city centre
Best in row. $380
$450
1BR, outside centre
Best in row. $280
$350
3BR, city centre
$700
$700
3BR, outside centre
Best in row. $520
$550
Scores
FIRE score
Best in row. 85/100
71/100
Nomad score
Best in row. 32/100
27/100
Retiree score
63/100
Best in row. 76/100
Overall score
81/100
Best in row. 89/100
Safety & infrastructure
Safety index
62.1
Best in row. 85
Internet speed
50 Mbps
Best in row. 78 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Ulcinj

Ulcinj is a cheap Adriatic beach town that punches well above its 20 thousand population for value, with a 1-bedroom in the center at $380/mo and a single adult scraping by on $488/mo. The catch is that it is small, the expat community is small, and English is mostly common in tourist areas, so anyone craving a big-city social scene will feel the walls close in. Digital nomads and FIRE types get the best of it, scoring 81/100 and 71/100 respectively, while retirees at 63/100 should think hard about healthcare access and the $450/mo income floor on the temporary residence permit. Come for the Mediterranean climate and the $2 cappuccino, stay only if you genuinely like knowing your neighbors.

About Montenegro

Skip this if you need English-speaking doctors or a built-in expat scene, both are limited here. But at $701/mo living costs plus sub-$700 rent, a 9% entry-level income tax rate, and a low-bar digital nomad visa ($1,542/mo), it suits budget-focused remote workers and early retirees comfortable navigating a small expat footprint.

🛂

Planning a move to Ourem? Make sure you have the right visa.

Answer 11 questions and get a personalized visa match in under 2 minutes.

Find my visa →

Compare any two visa routes.

Income thresholds, fees, processing time and residency paths, side by side. Search by country, including Portugal and Montenegro.

Compare visas →

Ulcinj vs Ourem -- Frequently Asked Questions

Click any question to expand the answer.