Single · Comfortable · $3,000/mo

LagosOverall winner

Totnes is approximately 22% less expensive than Lagos based on cost of living including rent. This makes Totnes a more budget-friendly option for expats considering a move.

Totnes has a FIRE Score of 68/100, indicating its suitability for financial independence and early retirement. The city's safety index is 75, which is relatively safe.

Recommended profile: Totnes is well-suited for retirees seeking a balanced lifestyle.

Side by side

Best in row

United Kingdom

Totnes

Increased Caution
Nomad70

Portugal

Lagos

Normal Precautions
FIRE93
Cost
Cost of living index
-
26.7
One person, excluding rent
$1,550/mo
Best in row. $414/mo
Family of four, excluding rent
$5,600/mo
Best in row. $1,495/mo
Total monthly, rent included
$1,833/mo
Best in row. $1,741/mo
Monthly savings
$1,167/mo
Best in row. $1,259/mo
Housing
1BR, city centre
Best in row. $950
$1,163
1BR, outside centre
Best in row. $800
$1,093
3BR, city centre
Best in row. $1,400
$2,430
3BR, outside centre
Best in row. $1,150
$1,991
Scores
FIRE score
60/100
Best in row. 75/100
Nomad score
36/100
Best in row. 55/100
Retiree score
63/100
Best in row. 88/100
Overall score
70/100
Best in row. 93/100
Safety & infrastructure
Safety index
75
Best in row. 82
Internet speed
70 Mbps
Best in row. 200 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Lagos

Lagos is the rare small town that earns its hype: an overall expat score of 93/100 and a safety index of 82/100 back up the postcard, and 200 Mbps internet plus widely spoken English make it genuinely livable, not just photogenic. The catch is money. A local average net salary of $1,234/mo cannot touch $1,163/mo for a one-bedroom in the center, so this town runs on remote income, pensions, or savings, and the D8 visa's $3,900/mo threshold tells you exactly who Portugal expects to show up. If you clear that bar, few places at a 27/100 cost of living index deliver this much Mediterranean life for the price.

About Portugal

A one-bedroom in central Lisbon runs about $1,040/month, roughly a third of comparable Boston or DC rents. Combined with $776 in monthly living costs, a couple can live well under $2,500/month total, and the D7 visa only requires $1,031 income to qualify. The catch: Portuguese progressive tax hits 48% (top bracket), so this works best for retirees on fixed foreign income, not high earners staying tax resident.

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Totnes vs Lagos -- Frequently Asked Questions

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