Single · Comfortable · $3,000/mo

TernopilOverall winner

Ternopil is approximately 102% less expensive than Lviv based on cost of living including rent. This makes Ternopil a more budget-friendly option for expats considering a move.

Ternopil has a FIRE Score of 58/100, indicating its suitability for financial independence and early retirement. The city's safety index is 70, which is relatively safe.

Recommended profile: Ternopil is well-suited for retirees seeking a balanced lifestyle.

Side by side

Best in row

Ukraine

Ternopil

Do Not Travel
FIRE58

Ukraine

Lviv

Do Not Travel
FIRE58
Cost
Cost of living index
Best in row. 27.2
31.8
One person, excluding rent
Best in row. $422/mo
$493/mo
Family of four, excluding rent
Best in row. $1,523/mo
$1,781/mo
Total monthly, rent included
Best in row. $474/mo
$780/mo
Monthly savings
Best in row. $2,526/mo
$2,220/mo
Housing
1BR, city centre
Best in row. $300
$608
1BR, outside centre
Best in row. $234
$426
3BR, city centre
Best in row. $556
$1,056
3BR, outside centre
Best in row. $556
$695
Scores
FIRE score
Best in row. 64/100
58/100
Nomad score
30/100
30/100
Retiree score
-
1/100
Overall score
58/100
58/100
Safety & infrastructure
Safety index
Best in row. 70
63.2
Internet speed
Best in row. 60 Mbps
28 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Ternopil

Ternopil is a cheap bet for remote workers who can earn outside Ukraine, since a $2,000/mo digital nomad visa income requirement dwarfs the $492/mo average local net salary and a city-center one-bedroom runs $300/mo. The tradeoff is real: limited English, a small expat community, and fair healthcare mean daily life leans on self-sufficiency, though a 70/100 safety index and 60 Mbps internet keep the basics solid. Retirees and families should look elsewhere, but at a 27/100 cost of living index and an 83/100 FIRE score, budget-focused nomads will find the math hard to beat.

About Ukraine

Ukraine is off the table for anyone risk-averse right now, full stop. A US Travel Advisory Level 4 and political stability score of -0.43 override the appeal of $472.6/mo living costs and sub-$360 city-center rent. The digital nomad visa exists, and can be a pathway to permanent residency, but the overall pathway to citizenship is complex and the ease-of-access challenges, this is a wait-and-see market, not a relocation plan.

🛂

Planning a move to Lviv? Make sure you have the right visa.

Answer 11 questions and get a personalized visa match in under 2 minutes.

Find my visa →

Compare any two visa routes.

Income thresholds, fees, processing time and residency paths, side by side. Search by country, including Ukraine and Ukraine.

Compare visas →

Ternopil vs Lviv -- Frequently Asked Questions

Click any question to expand the answer.