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Santa Maria vs Santa Cruz de la Sierra

Single · Comfortable · $3,000/mo

Santa MariaOverall winner

Santa Cruz de la Sierra is approximately 7% less expensive than Santa Maria based on cost of living including rent. This makes Santa Cruz de la Sierra a more budget-friendly option for expats considering a move.

Santa Cruz de la Sierra has a FIRE Score of 85/100, indicating its suitability for financial independence and early retirement. The city's safety index is 60, which is relatively safe.

Recommended profile: Santa Cruz de la Sierra is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

Brazil

Santa Maria

Increased Caution
FIRE81

Bolivia

Santa Cruz de la Sierra

Increased Caution
FIRE85
Cost
Cost of living index
37.1
Best in row. 21.4
One person, excluding rent
$575/mo
Best in row. $332/mo
Family of four, excluding rent
$2,078/mo
Best in row. $1,198/mo
Total monthly, rent included
Best in row. $496/mo
$508/mo
Monthly savings
Best in row. $2,504/mo
$2,492/mo
Housing
1BR, city centre
$292
Best in row. $274
1BR, outside centre
Best in row. $169
$253
3BR, city centre
Best in row. $644
$927
3BR, outside centre
Best in row. $389
$859
Scores
FIRE score
85/100
Best in row. 89/100
Nomad score
48/100
48/100
Retiree score
57/100
Best in row. 62/100
Overall score
79/100
Best in row. 83/100
Safety & infrastructure
Safety index
60
60
Internet speed
32 Mbps
Best in row. 120 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Santa Maria

Santa Maria is a cheap bet with a catch: a 1-bedroom outside the centre runs $169/mo and a single adult can scrape by on $316/mo, but the average local net salary is just $638/mo, so your budget only works if you earn remotely. The FIRE score of 81/100 is the real draw, and with utilities at $54/mo and internet at $17/mo, the numbers stay absurdly low. Just do not expect a soft landing: English proficiency is limited, the expat community is small, and the retiree score of 59/100 tells you this is not a place to age without Portuguese. Treat it as a quiet, subtropical base for digital nomads who want cheap rent and can tolerate being the only foreigner in the room.

About Brazil

Retirees with fixed dollar income near the $2,000 VITEM XIV threshold get accessible cost of living (rent under $400) paired with genuine safety risk, a 35.5 safety index that outweigh the cheap rent math. Fine for someone prioritizing budget and expat community over personal security. Bad fit for anyone needing English-language ease, a fast PR pathway, or low-crime peace of mind.

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Santa Maria vs Santa Cruz de la Sierra -- Frequently Asked Questions

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