Playa del Coco vs Puntarenas

Puntarenas is a cheap, hot, humid port town where a single adult can live on roughly $476/mo at the budget tier, and a one-bedroom outside the center runs just $258/mo. The catch is that local salaries average $863/mo and healthcare quality is only fair, so this is a place you move to with outside income, not to find work. Retirees and digital nomads score a middling 61/100, held back by a small expat community, 20 Mbps internet, and a May to November rainy season that soaks everything. Come for the Pacific climate and the low rent, stay only if you can handle the wet and the quiet.

Costa Rica works for retirees who want a rubber-stamp visa, not bargain hunters chasing rock-bottom prices. A one-bedroom near the city center runs $903/mo, pushing this above typical Latin America budget destinations. The Pensionado visa only requires $1,000/mo in retirement income, but progressive income tax up to 25% and a clear path to permanent residency mean this is a lifestyle purchase, not a tax play.