Lusaka vs Livingstone: Which City Wins for Expats in 2026?
Livingstone ranks meaningfully higher on safety. Use our tool below to personalize the estimate based on your income and lifestyle.
Livingstone is approximately less expensive than Lusaka based on cost of living including rent. This makes Livingstone a more budget-friendly option for expats considering a move.
Livingstone has a FIRE Score of N/A/100, indicating its suitability for financial independence and early retirement. The city's safety index is 60, which is relatively safe.
Recommended profile: Livingstone is well-suited for retirees seeking a balanced lifestyle.
About Lusaka
Lusaka is a genuinely affordable African capital where a one-bedroom outside the center runs $179/mo and a single adult can live on roughly $1,100/mo, though local salaries average just $316/mo, so this is a remote-work or retirement play, not a job-market one. The catch is infrastructure: 14 Mbps average internet and an air quality index of 52 will test anyone used to faster, cleaner cities, and English is common mainly in tourist areas rather than everywhere. Kabulonga, Woodlands, and Rhodes Park give expats a comfortable base, and the overall expat score of 83/100 reflects real satisfaction among those who arrive with foreign income. Come for the low costs and subtropical climate at 1280 m, not for the digital nomad grind, where a score of 61/100 tells the honest story.
About Zambia
Rock-bottom rent (around $475 for a city-center 1BR) suits a low-maintenance retiree willing to trade healthcare quality for cash flow, since the Healthcare Index sits at just 26.9 against a livable Quality of Life score of 79.4. A clear retirement visa path exists, but medical access often limited outside major cities and a small expat community make this a poor fit for anyone with chronic health conditions or no tolerance for going it alone.
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About Livingstone
Livingstone is a small town of 33 thousand people that lives off Victoria Falls traffic, and the numbers show it: a $30 three-course dinner for two and $5 cappuccinos sit awkwardly against a $450/mo average net salary and $475/mo city-center rent, so anyone earning locally is priced out of the expat lifestyle. The retiree score of 61/100 and safety index of 60/100 with a crime index of 40/100 make it a reasonable, if unremarkable, base, and the 5 km hop to LVI keeps weekend escapes cheap. Digital nomads should look elsewhere: a 55/100 score, 30 Mbps internet, and English that is only common in tourist areas will frustrate anyone who needs reliable work infrastructure. Come for the falls and the arid climate, not for the economy.
About Zambia
Rock-bottom rent (around $475 for a city-center 1BR) suits a low-maintenance retiree willing to trade healthcare quality for cash flow, since the Healthcare Index sits at just 26.9 against a livable Quality of Life score of 79.4. A clear retirement visa path exists, but medical access often limited outside major cities and a small expat community make this a poor fit for anyone with chronic health conditions or no tolerance for going it alone.
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Cost of Living (Without Rent)
Rent Per Month
Attractiveness
City Details
Battle of Lifestyles
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| Metric | Lusaka | Livingstone |
|---|---|---|
| 1BR Apartment (Center) | $384.95 | N/A |
| 1BR Apartment (Outside) | $179.4 | N/A |
| 3BR Apartment (Center) | $1085.24 | N/A |
| 3BR Apartment (Outside) | $598.06 | N/A |
| Safety Index | 50 | 60 |
| Internet Speed | 13.5Mbps | 30Mbps |
| Walkability Score | N/A | N/A |
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Lusaka vs Livingstone -- Frequently Asked Questions
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